Royal Sundaram and Liberty are two different car insurance companies that you can choose from, but some stand out and have a better reputation. The best car insurance company is the one that meets your needs and is worth the money you spend. It's important to compare Royal Sundaram vs Liberty Car Insurance companies to find the one that will work for you.
Royal Sundaram and Liberty Car insurance companies make their policies more attractive to consumers by offering different packages and discounts. Before going to buy a car insurance policy from the best car insurance company these factors are necessary.
- The first factor to consider is the coverage. It is important to understand the type of coverage that you are looking for.
- The second factor to consider is your driving history. You should know whether or not you have a clean driving record or if you have any accidents on your record.
- The third factor to consider is your current insurance policy and its expiration date. You should also make sure that you are covered under your current policy before switching policies.
Comparing car insurance quotes from distinct carriers becomes easy to know. PolicyBachat made your work easy by showing a comparison between two carriers. Comparison of insurance online leads to cost efficiency due to low operating costs to maintain online.
PolicyBachat helps to calculate the pros and cons of the policy and buy the desired policy. We give you the distinction between the carrier backgrounds, claim settlement ratio, and network garages to configure the right insurance policy. This article will also help you understand the different factors that can affect your decision on which company to choose for your car insurance.
| Key Points |
Royal Sundaram Car Insurance |
Liberty Car Insurance |
| Claim Settlement Ratio |
92.23 |
70.53% |
| Cashless Garages |
4600+ |
4300+ |
| Solvency Ratio |
1.87 |
2.92 |
| Branches |
158+ |
110+ |
| Customers across India |
28 Million |
1.3 lakhs |
| Claims Settled |
98% |
87.48% |
Royal Sundaram Car Insurance:
In the last few years, Royal Sundaram Car Insurance has been one of the most popular car insurance providers in India. Royal Sundaram Car Insurance is a leading company in the field of car insurance. Royal Sundaram Car Insurance is a leading car insurance company in India with a nationwide presence and over 100 years of experience in providing quality services.
Royal Sundaram Car Insurance is the market leader in motor insurance. The company offers tailor-made policies designed specifically for individual needs, as well as group plans that can be customized according to the needs of your business or organization.
| Type of plans |
- Comprehensive Car Insurance
- Third Party Car Insurance
- Personal Accident Cover
|
| Add-on/Rider Options |
- Windshield Glass Cover
- Voluntary deductible cover
- Vehicle replacement value plus
- Depreciation Waiver Cover
- Loss of baggage cover
- Spare car clause
- NCB protector
- Key Replacement Cover
- Tyre Cover
- Lifetime Road Tax Clause
- Aggravation (Damage) Cover Clause
- Enhanced Personal Accident Cover
|
| Value-Added Services |
- 24x7 emergency assistance and priority cashless service from Trusted repair shops.
- Multiple, hassle-free claims in less than 5 days
- Car inspection process in just 20 minutes by M-INSPECT App.
- M-CHATRA App for all Policy details, Claim Processes, and other requests.
|
*Know about Royal Sundaram Car Insurance benefits and coverages in this Article*
Know More
Liberty Car Insurance:
Liberty Car Insurance is a car insurance company that offers a variety of different plans to their customers. Liberty Car Insurance is an affordable car insurance company that offers a variety of policies to protect your vehicle and yourself at an affordable price.
Liberty Car Insurance was founded in the year 2000 and has been in business ever since. They offer all types of coverage from liability to collision, uninsured motorist, and comprehensive. Liberty is also known for its affordable rates as well as its customer service.
Car insurance can provide financial peace of mind if you have an accident while driving. Even if you are alone, doing so, the right cover is what you'll need at that moment. It also gives you some must needed relief knowing that your loved ones would be able to take care of themselves as well.
| Types of plans |
- Liability Only Policy
- Stand-alone Own damage Policy
- Comprehensive Policy.
|
| Add-ons/Riders |
- Depreciation cover
- Consumables cover
- Gap value cover
- Roadside assistance
- Passenger assistance cover
- Engine safe cover.
|
| Value-added Services |
- Accident due to external impact
- Damage due to an earthquake, flood, storm, landslide, rockslide
- Loss of the vehicle through burglary or housebreaking
- Irreparable damage to the vehicle due to a fire, explosion, self-ignition, lightning
- Damage due to malicious intent including riots, strikes, or terrorism
- Accident to the vehicle while in transit by road, rail, and inland waterway or on a lift.
|
*Know about Liberty Car Insurance benefits and coverages in this Article*
Know More
Comparison of Royal Sundaram vs Liberty Car Insurance:
Royal Sundaram Car Insurance vs Liberty Car Insurance offers several offers and discounts. You can check all the latest information here and choose the best as per your taste and budget.
And, along with finding the best car insurance company and policy you further need to gain information about the best car insurance providers operating in India to insure your car. To ease your queries we created a table between these two insurance companies to select the best car insurance company.
| Specifications |
Royal Sundaram car insurance |
Liberty Car Insurance |
| Damage due to Theft |
|
|
| Damage due to Accidents |
|
|
| Damage due to natural calamities, and Manmade Disasters |
|
|
| Personal Accident Cover |
|
|
| Third Party Vehicle and Property damage |
|
|
More Coverages and Benefits:
| Key Features |
Royal Sundaram Car Insurance |
Liberty Car Insurance |
| Benefits |
- Minimal Documentation
- Protection from inflation (No need to pay an extra amount even increase in Third Party premium)
- Quick claim settlement
- Vehicle replacement value plus
- Quick Claim Settlement Process within 10 working days.
|
- Comprehensive cover for all eventualities
- Third party fire and theft cover
- Third party property damage cover
- Personal injury protection for you and your passengers
- Theft protection against theft from your vehicle or home
- Breakdown service with free towing up to 30 miles
- 24/7 emergency assistance services.
- Highest claim ratio history with 95%
- Efficient customer service team for all your queries regarding claims.
- Flexible option to transfer the NCB to other carriers
- Round the clock service by a 24*7 claim assistance team.
|
| Coverages |
- No Claim Bonus (NCB) cover is Up to 50%
- Personal accident cover for all passengers and paid driver up to Rs. 50 lakh
- Legal Liability for paid driver
- Legal liability for passengers
- Comprehensive cover for electrical/electronic/non-electrical fittings
- Cover for CNG kit and Bi-fuel system
|
- Pay for the distance traveled.
- Easy top-up.
- No-fault protection.
- Essential add-ons at affordable costs.
- Additional voluntary deductibles.
- Option to transfer existing no-claim bonus from other car insurance companies.
- Hassle-free cashless claim services and inspection.
- Claim settlements within 7 working days.
- Effective claims support/assistance.
- Convenient online policy purchase/renewal.
|
| Convenience |
Online through PolicyBachat & Royal Sundaram Website. |
Online through PolicyBachat & Liberty Website. |
*The premiums are displayed according to your details, compare the quotes and buy the policy according to your needs and budget.*
Check Premium
Conclusion:
You need to choose an adequate and appropriate insurance plan with care. It is helpful to go through all the information above in the article to buy a car insurance policy beforehand. Best Car Insurance Company always provides several factors such as benefits, unique features, after-sale service, claim settlement records, and many more.
Get the top carrier quotes to distinguish the best car insurance company in terms of premium, coverage, and holding experience in the insurance sector. At PolicyBachat, the user can buy/renew a car insurance policy in simple easy steps instantly. Choose between Royal Sundaram Car Insurance vs Liberty Car Insurance which always provides what you need in time.