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Hyderabad is the state capital of Telangana and is one of the biggest cities in India. There are an estimated of 3 million cars which are plying on the road of the City of Nizams. Hyderabad is a densely populated place ranking fourth across the South Asian countries, which has the higher car density ratio. As per the records each day Hyderabad adds 800-1000 vehicles which are being registered in the city alone and there are many other vehicles which are registered outside the city limits but are used in the city.
Cheap Car Insurance in Hyderabad
Hyderabad is the cheapest place to live when compared to the other Metropolitan cities in India and the car insurance prices in Hyderabad are also cheap. The cheap car insurance prices in Hyderabad are that of the only Third party insurance premiums from different insurance companies where the third party claims are covered. Third party claims such as bodily injury or death of third party persons and property damage of third parties is covered under your car insurance policy.
Here are the cheap car insurance premium quotes in Hyderabad for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Hyderabad RTO.T he rates for the other cities in Telangana would be slightly lower than that of the Hyderabad due to the other cities being classified under Zone B, while Hyderabad comes under Zone A.
Cheapest Companies |
Premium |
Digit |
4060 |
United India |
4125 |
National |
4149 |
HDFC ERGO |
4184 |
IFFCO TOKIO |
4184 |
BAJAJ ALLIANZ |
4192 |
Note: The cheapest car insurance premium mentioned is for only Third party car insurance premium also known as the Mandatory car insurance premium.
Best Car Insurance in Hyderabad
The Best car insurance premium quotes in Hyderabad are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements.
The best car insurance premium quotes in Hyderabad for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Hyderabad RTO. The rates for the other cities in Telangana would be slightly lower than that of the Hyderabad due to the other cities being classified under Zone B, while Hyderabad comes under Zone A.
Cheapest Companies |
IDV |
Premium |
National Insurance |
3,00,000 |
5697 |
Royal Sundaram |
3,20,531 |
5725 |
TATA AIG |
3,00,000 |
6278 |
Liberty General |
3,20,531 |
6417 |
HDFC ERGO |
3,55,146 |
6591 |
UNITED INDIA |
3,20,532 |
6609 |
*Premiums given are for illustration purpose only* Please refer to website for exact premium.
FAQ’s- Car Insurance in Hyderabad
- Is Car Insurance mandatory in Hyderabad?
As per the Motor vehicles act, 1938 third party car insurance is mandatory to drive your car in public places in Hyderabad. If you are found driving without valid third party insurance you can be fined up to Rs.5000 or up to 3 months of imprisonment or both. There would be regular traffic checks conducted by the respective authorities in Hyderabad city to ensure that there are no cars plying without valid car insurance policy. The Car Insurance Policy can be purchased instantly for any person residing in Hyderabad from our portal.
- Which is the best car insurance company in Hyderabad?
The best car insurance company in Hyderabad can be found On Our Portal. The term best differs from one person to another, some may consider cheap insurance as best while some may consider highest coverage insurance as best. For understanding the best car insurance company in Hyderabad please read the article General Insurance Companies.
- Bumper to bumper car insurance policy in Hyderabad
Bumper to bumper car insurance or Nil depreciation or Zero depreciation is an add-on available in the car insurance policy on payment of extra premium. The bumper to bumper car insurance may be available up to 5 years of age from most of the general insurance companies while there are few insurance companies which provide the add-on for cars aged up to 10 years. Customers can check this on our website or talk to our agent to find out the insurance companies offering bumper to bumper cover for vehicles aged more than 5 years.
- What happens if I drive without car insurance in Hyderabad?
If you are caught driving without valid car insurance policy, you can be fined up to Rs.5000 and/ or up to 3 months imprisonment or both. Driving without valid insurance in a metropolitan city like Hyderabad is the highest risk anyone can take while driving their car as the accident ratio in Hyderabad is high compared to any other city in Telangana.
- Can I take insurance in Hyderabad and drive in other cities in India?
Insurance taken in Hyderabad is valid and you can drive your vehicle in any part of India as per the Motor vehicles act. Every insurance company tied up with us has a pan India presence and have ensured to have enough number of cashless garages as network tie-ups to provide cashless claims to our customers. Insurance policy taken in Hyderabad is valid all India and any kind of claim can be reported to the insurance company on their toll free number stating the location of accident and other damage details to ascertain the loss and thereby settle the claim of the customer.