Liberty and Future Generali are two of the most popular car insurance companies. They were in the industry for over a decade and offer multiple products. Their services have been compared because they provide similar offers in terms of cost, coverage, etc. PolicyBachat helps you make informed decisions based on your financial situation.
For those looking for insurance, it's important to compare Liberty and Future Generali Car Insurance companies to find the one that will work best for you. With all of the car insurance providers to choose from, some stand out more and have a better reputation.
Liberty and Future Generali offer different policies, each with a variety of discounts. If you have a preference, go with that insurance company before buying a car policy. This article will help you understand the different factors that can affect your decision on which company to choose for your car insurance needs.
Choosing the best car insurance company is not a huge task. But you need to be aware of the kind of protection you want for your car. With that, here are a few tips that will help you choose the top car insurance company in India. Take a look:
- Analyzing your car insurance needs
- The authenticity of the car insurance company
- Financial ability of the company
- Third party liability coverage
- Claim settlement ratio
- Cashless garage network
- Good customer service.
| Differences |
Liberty Car Insurance |
Future Generali Car Insurance |
| Cashless Network Garages |
4300+ |
4000+ |
| Claim Settlement Ratio |
70.53% |
66.13% |
| Solvency Ratio |
2.92 |
1.67 |
| Claims settled |
1.3 lakhs |
2.06 lakhs |
| Branches |
110+ |
121+ |
The premiums are displayed according to your details, compare the quotes and buy the policy according to your needs and budget.
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Liberty Car Insurance:
Liberty Car Insurance is a car insurance company that offers a variety of different plans to their customers. Liberty Car Insurance is an affordable car insurance company that offers a variety of policies to protect your vehicle and yourself at an affordable price.
Liberty Car Insurance was founded in the year 2000 and has been in business ever since. They offer all types of coverage from liability to collision, uninsured motorist, and comprehensive. Liberty is also known for their affordable rates as well as their customer service.
Car insurance can provide a financial peace of mind if you have an accident while driving. Even if you are alone, doing so, the right cover is what you'll need in that moment. It also gives you some must needed relief knowing that your loved ones would be able to take care of themselves as well.
|
Distinguish |
Liberty Car Insurance |
| Benefits |
- Comprehensive cover for all eventualities
- Third party fire and theft cover
- Third party property damage cover
- Personal injury protection for you and your passengers
- Theft protection against theft from your vehicle or home
- Breakdown service with free towing up to 30 miles
- 24/7 emergency assistance services.
- Highest claim ratio history with 95%
- Efficient customer service team for all your queries regarding claims.
- Flexible option to transfer the NCB to other carriers
- Round the clock service by 24*7 claim assistance team.
|
| Features |
- Over 2500+ partner garages for cashless claim settlement
- Highest claim ratio history with 95%
- Efficient customer service team for all your queries regarding claims.
- Flexible option to transfer the NCB to other carriers
- Round the clock service by 24*7 claim assistance team
- Easy and quick claim process
- Online policy issuance without any documentation
- Best claim assistance.
|
| Highlights |
- Hassle-free claims
- Seamless claim assistance at any time
- Easy policy renewal
- Additional protection availability
- Efficient Telephonic services.
|
*Know about Liberty Car Insurance benefits and coverages in this Article*
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Future Generali Car Insurance:
In a bid to enable you to secure your car after an accident or a mishap, the Future Generali Insurance Company provides different types of car insurance plans such as third party car insurance and a comprehensive car insurance cover.
With these insurance covers, policyholders get coverage against financial liability which you may incur towards a third party due to the death of or bodily injury or damage to the property sustained by them, due to the involvement of your insured car and coverage for any damage or loss sustained by your car due to an accident, theft, fire, riot, strike, earthquake, flood, cyclone and so on.
The insurer makes you get a car insurance policy instantly with cashless or direct payment gateways. In addition to this, it also gives several discounts to its customers to enjoy the insurance covers at lower rates such as No Claim Bonus, anti-theft device, Automobile Association membership, and many more.
|
Distinguish |
Future Generali Car Insurance |
| Benefits |
- Third party liability protect you financially cover up to Rs. 7.5 lakhs
- Personal accident cover up to Rs. 15 lakhs.
- Coverage for own car for its loss and damage
- Settles 2.1 lakh+ claims every year
- 24x7 emergency assistance is provided
- Digitally enabled processes with FG Insure App
- Provides a simple and swift claim settlement process
- Towing assistance for your vehicle during an emergency
- Transfer of ‘No claim bonuses’ to any other insurance provider.
- Toll-free facility for assistance by customer care executives when you need it
- Claim finalization or settlement will be reported within 7 working days from the date of receipt of all the documents.
|
| Features |
- Hassle-free Claim Process
- Anti-theft Devices
- Quick Survey
- Towing Assistance (for Accidents)
- Roadside Assistance
- Future Xpress and Xpress+
- Convenient policy processing with minimal documentation
- Instant issuance of your policy
- Hassle-free experience getting your car insured.
|
| Highlights |
- Instant policy
- Get a soft copy of the policy instantly to your mail
- Customer-centric approach
- Customer service assistance with online support to the customers
- Easy claim settlement
- Get a personal accidental cover up to 1 Lakh.
- Get your claim settled without any hassle within 7 working days.
|
*Know about Future Generali Car Insurance benefits and coverages in this Article*
Get a Quote
How to Buy the Best Car Insurance Policy?
Compare car insurance policy rates online in India with PolicyBachat and select the one that meets most of your financial expectations. You can easily get multiple car insurance quotes online from the best car insurance companies in India.
- Fill required details at the top of this page, and select your car model, RTO Location, registration date, and email address.
- Click on the START SAVING MONEY
- Premiums with different insurance companies are displayed with low premiums
- Select required add-ons/riders and discounts, or
- Even you can edit policy details
- After that fill in the vehicle owner details and owner details
- Purchase the best car insurance policy using online payment
- If any queries are raised call: 1800-123-4003.
Comparison of Liberty vs Future Generali Car Insurance:
We explained in detail the difference between Liberty Car Insurance and Future Generali Car Insurance. The comparison will be done based on various factors such as claims, customer service, policy cost, and more.
However, some key differences make them stand out from each other. This article will help you decide which insurance company to go with, explains the pros and cons of both policies, and how they compare with each other.
Types of Policies, Add-ons/Riders, and Coverages Comparison:
| Distinguish |
Liberty Car Insurance |
Future Generali Car Insurance |
| What is Covered? |
- Accident due to external impact
- Damage due to an earthquake, flood, storm, landslide, rockslide
- Loss of the vehicle through burglary or housebreaking
- Irreparable damage of the vehicle due to a fire, explosion, self-ignition, lightning
- Damage due to malicious intent including riots, strikes, or terrorism
- Accident to the vehicle while in transit by road, rail, and inland waterway or on a lift.
|
- Covers damages like a broken windshield, dents, and shattered headlights.
- Covers third-party liability
- Covers personal accident cover
- 24x7 roadside assistance service
- Personalized service for claim settlement through Future Xpress & Xpress+
- Towing assistance for accidents
- Damages due to floods, storms, hurricanes, landslides, etc.
- Damages due to riots, strikes, terrorist activities, etc.
- Theft of the insured vehicle
- In-transit losses
- Cover against own damage
- Cover against third-party liability
- Personal accident cover up to Rs. 1 lakh
- Personal Accident Cover Third Party Liability
- Paid driver/conductor/cleaner employed in operation of the car.
- Employees travelling in/driving the car other than paid driver.
- Non-fare paying passengers.
|
| Types of Policies |
- Liability Only Policy
- Stand-alone Own damage Policy
- Comprehensive Policy.
|
- Third party car insurance
- Comprehensive car insurance
- Own damage car insurance.
|
| Add-ons/Riders |
- Depreciation cover
- Consumables cover
- Gap value cover
- Roadside assistance
- Passenger assistance cover
- Engine safe cover.
|
- Zero depreciation cover
- Tyre damage
- Return to invoice
- Theft or loss of keys
- NCB Protection
- Inconvenience allowance
- Loss of personal belongings
- Engine protection
- Legal liabilities.
|
| Accessibility |
Online through
PolicyBachat & Liberty Website. |
Online through PolicyBachat
& Future Generali Website. |
Consider these factors before going to Liberty or Future Generali Car Insurance:
- The first thing to think about is your coverage. Think about how you want to be covered in the event of an emergency.
- The second thing to consider is your driving history. It would help to know if you have a clean record or if there are any accidents on it.
- The third thing to think about is the expiration date of your current insurance policy and if you want to switch policies. You should also make sure you're covered under your current policy before switching coverage.
Difference between more coverages of Liberty Vs Future Generali Car Insurance:
| Key Features |
Liberty Car Insurance |
Future Generali Car Insurance |
| Premium |
Starting at just Rs. 2094 |
Up to 60% savings |
| No Claim Bonus (NCB) |
Up to 50% discount |
Up to 50% discount |
| Claim Assistance |
Quick and Easy Claim Settlement Process |
24x7 claim assistance, and 24x7 Roadside assistance |
| Easy Claims |
Through the Liberty Insurance Mobile App |
Quick and hassle-free claim settlement through Future Xpress and Xpress+ available |
| Theft of the Car |
Yes |
Yes |
| Damages due to natural disasters |
Yes |
No |
| Damages due to man-made calamities |
Yes |
No |
| Damages due to fire |
Yes |
No |
| Damages caused to the car by accident |
Yes |
Yes |
| Third-Party liability cover |
Yes |
Yes |
| Personal Accident Cover |
Yes |
Yes |
| Third Party Car Insurance |
Covers up to 7.5 lakhs |
Covers up to 7.5 lakhs |
| Personal Accident Cover |
Covers up to 15 lakhs |
Covers up to 15 lakhs |
Conclusion:
Compare car insurance quotes and choose the best car insurance company to secure you from any mishap/theft, losses or damages, natural disasters, manmade calamities, and personal accident cover. Get your car insurance policy online for easy claim settlement and policy renewal.
PolicyBachat caters you to the best car insurance companies in India for hassle-free claim settlement, easy comparisons, and a lot more. Compare Liberty and Future Generali Car Insurance Company which has a reliable claim settlement ratio in less period.