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An insurance agent is the intermediary employed by the insurance company on its behalf to sell the insurance to the customers. A good insurance agent for insurance is one who can render good services to his customer at all times with reasonable care. The service offered by each type of agent is different and it is the responsibility of the customer to decide the best insurance agent before purchasing the policy.
Insurance agent is the intermediary employed by the insurance company on its behalf to sell the insurance to the customers. A good insurance agent for insurance is one who can render good services to his customer at all times with reasonable care. The service offered by each type of agent is different and it is the responsibility of the customer to decide the best insurance agent before purchasing the policy.
Risk in insurance is the chance of happening a peril or an unexpected event which can cause loss or damage to the insured property. The insurance policy covers the risk and provides customers with financial assistance in case of loss or damage to the property.
NCB( no-claim bonus) in an insurance policy is a form of discount offered to the customers for not making a claim in the previous policy period. The no-claim bonus starts from 0% and reaches up to 50% for each claim-free year. NCB in auto insurance is valid for a period of 90 days from the expiry date of the policy after which the NCB would lapse. Higher NCB means a higher discount for the customer. If there is a claim the NCB would be reduced to 0% and then increases for each claim-free year. The NCB in health insurance is the extra sum insured offered to the customer for not making any claim during the previous policy period.
Keyman insurance is defined as an insurance policy where the customer, as well as the insured person both roles, are maintained as an employer.
Insurance is a contract between the insured customer and the insurance company in which the insurance company promises to settle the losses of the insured due to insured peril acting at the time of loss or damage in return for a nominal amount known as “Premium”. The insurance contract is valid for a period as mentioned in the policy document and is legally enforceable in case of deviation by either of the parties of the contract.
An insurance policy is a document that contains the details of the agreement between the insured customer and the insurance company and mentions the details of coverage against the premium charged by the insurance company. The insurance policy is the contract of agreement between the insured customer and the insurance company for a period as mentioned in the policy year. The insurer is obliged to serve the customer with claims or any other requirement during the policy period of the insurance policy.
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