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Agriculture Insurance Company in India is National Agriculture Insurance Scheme (NAIS) gives coverage of all food crops, oilseeds, horticultural and commercial crops. It covers all farmers, both loanees and non-loanees, under the scheme. The premium rates vary from 1.5 percent to 3.5 percent of the sum assured for food crops.
HDFC ERGO General Insurance Company Limited is a joint venture between the Indian entity HDFC and the foreign German-based ERGO International AG which is one of the entities of the Munich RE Group based in Germany. The Company offers insurance products in the retail, corporate and rural sectors. The underwriting experience of the Munich RE group has helped the HDFC ERGO in providing the best discounts to its Indian customers while maintaining the loss ratio and at the same time settling the number of claims of the customers.
Future Generali India Insurance Company is one of the top-notch general insurance companies in India. Future Generali General Insurance is a joint venture between Future Group and Assicurazioni Generali. Future Generali Insurance Group started its operations in Sept 2007 and achieved a breakeven point after 6 years of operations.
Insurance is a contract between the insurance company and the insured customer. Insurance policy helps to minimize the risk of financial difficulties which would be faced by the families in case of the sudden death of the policyholder. Insurance is one of the most important financial planning tools available in the market. Without Insurance, you might be forced to dig out your savings and liquidate your assets.
Group Insurance is a type of insurance which covers a group of people. There is a group insurance plan available in insurance company for group of family members or employees of a company or members of a particular profession, commonly against illness or death.
Insurance is a contract between the insured customer and the insurance company in which the insurance company promises to settle the losses of the insured due to insured peril acting at the time of loss or damage in return for a nominal amount known as “Premium”. The insurance contract is valid for a period as mentioned in the policy document and is legally enforceable in case of deviation by either of the parties of the contract.
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