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A zero debt car insurance add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy. Zero debt policy is most commonly opted by car owners where the claim settlement is done without factoring in the depreciation amount. Any damage to the car due to accidental means and with the operation of the insured peril is covered under the Zero depreciation car insurance.
A zero debt car insurance claim is a type of insurance claim that is used when the vehicle has been wrecked and the driver has not been at fault. The driver must provide proof of ownership and show that they are not at fault. This will allow them to make a zero debt car insurance claim, which will then allow them to receive compensation for their damages. There are three documents that are needed in order to make a zero debt car insurance claim:
The first document is important because it proves that the person who made the accident claim owns or leased the vehicle in question. The second document proves that there was an accident, while the third document proves who was at fault for it.
The insurance amount for a car in Tamil Nadu varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,200* to 8000*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Karnataka varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs 3,000* to 9000*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Telangana, like in other Indian states, varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,400* to 5,500*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Maharashtra, like in other Indian states, varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,500* to 8000*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Kerala, like in other Indian states, varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,000* to 5000*, depending on individual circumstances and coverage choices.
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