Need Help? Call 1800-123-4003 (9:00 AM to 9:00 PM)
There are some add-on covers such as zero depreciation cover, Return of invoice, road assistance, others that can be purchased by a car owner to strengthen the coverage of the car. Every car insurance company provides a basic car insurance policy, on which some add-on facilities. By paying an extra add-on premium while taking these types of add-on covers.
The add-ons to be chosen while taking car insurance in India depend on individual preferences and specific needs. However, there are a few commonly recommended add-ons. Zero depreciation cover is highly recommended as it provides full reimbursement without considering depreciation during claim settlements. An engine protection cover is valuable for safeguarding against engine damage, which can be costly to repair. Roadside assistance is beneficial for emergency services like towing, fuel delivery, and vehicle repairs. Additionally, personal accident cover for passengers ensures coverage for medical expenses and compensation in case of accidental injuries or death. It is important to assess personal requirements, consider the vehicle's value and usage, and choose add-ons that offer comprehensive coverage and align with the owner's specific needs and budget.
Key replacement add-on in car insurance in India provides coverage for the replacement or repair costs of lost or damaged car keys. With this add-on, if a car owner loses their keys or if the keys get damaged, they can claim the expenses associated with replacing or repairing the keys. The add-on typically covers the costs of key replacement, including the cost of locksmith services, reprogramming or re-coding of the key, and the replacement cost of key fobs or transmitters. It provides convenience and financial protection for car owners, ensuring they are not burdened with the high costs of replacing or repairing car keys, which can be quite expensive due to the advanced key technology used in modern vehicles.
The add-on covers in car insurance policy give additional policy coverage that policyholders can avail by paying a little extra premium amount.
There are various car insurance add-ons available in India that car owners can choose from to enhance their coverage. Some of the common add-ons include zero depreciation cover, which ensures full reimbursement for repairs or replacements without factoring in depreciation; engine protection cover, which safeguards against engine damage; roadside assistance, providing services like towing, fuel delivery, and vehicle repairs in case of breakdowns; consumables cover, which includes coverage for consumable items like engine oil, coolant, etc.; return to invoice cover, ensuring reimbursement of the original invoice value of the car in case of total loss; and personal accident cover for passengers, providing coverage for medical expenses and compensation in case of accidental injuries or death of passengers. These add-ons offer car owners the flexibility to customize their insurance policy to better suit their needs and provide a more comprehensive level of protection.
The benefits of add-ons in car insurance in India are numerous. Add-ons provide additional coverage and benefits beyond the basic policy, allowing car owners to customize their insurance coverage according to their specific needs. For example, zero depreciation cover ensures full reimbursement for repairs or replacements without factoring in depreciation. Engine protection cover safeguards against damage to the engine, which is not covered under standard policies. Roadside assistance provides emergency services like towing, fuel delivery, and vehicle repairs in case of breakdowns. Return to invoice cover ensures reimbursement of the original invoice value of the car in case of total loss. These add-ons enhance the level of protection, convenience, and financial security, providing car owners with peace of mind while on the road.
Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.
PolicyBachat Blog
Car Insurance By City
Car Insurance By State
We note that you had left your transaction unfinished the last time you checked in with PolicyBachat. Would you like to continue with the same quotes or look for a new insurance policy?