What Is CM In Car Insurance?

What is ZD EP CM RTI PL KP in Car Insurance?

These all are add-ons/riders in the car insurance policy you can add them by purchasing a comprehensive car insurance policy:-

1. A zero depreciation add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy.
2. Engine protection in Car Insurance is an add-on. Having an engine protection (EP) add-on helps in getting your claim settled if only the engine of the car is damaged. Engine protection add-on covers the loss or damage to the engine, gearbox, and other engine parts due to water ingression or oil leakage.
3. Consumables in car insurance are the materials that are used in cars like Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel, A nut, a bolt, or even grease, etc.
4. Return to invoice cover (RTI) is an add-on available under the own damage section of the car insurance policy. This policy covers the difference between the insured declared value (IDV) of your vehicle and the invoice value of your car in case of theft or total loss of the vehicle.
5. PL/PD refers to personal liability and property damage. This type of insurance covers losses (both property and injury) incurred by other people due to an accident where you are at fault.
6. The protection under the loss or damage of car keys and the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance.

What is ZD CM PL KP in Car Insurance?

1. A zero depreciation add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy.

2. Consumables in car insurance are the materials that are used in cars like Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel, A nut, a bolt, or even grease, etc.

3. PL/PD refers to personal liability and property damage. This type of insurance covers losses (both property and injury) incurred by other people due to an accident where you are at fault. It does not cover damages to your own vehicle or covers the cost of any injuries you may have received.

4. The protection under the loss or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance.

What is ZD EP CM PL KP In Car Insurance?

1. A zero depreciation add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy.

2. Engine protection in Car Insurance is an add-on. Having an engine protection (EP) add-on helps in getting your claim settled if only the engine of the car is damaged. Engine protection add-on covers the loss or damage to the engine, gearbox, and other engine parts due to water ingression or oil leakage.

3. Consumables in car insurance are the materials that are used in cars like Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel, A nut, a bolt, or even grease, etc.

4. PL/PD refers to personal liability and property damage. This type of insurance covers losses (both property and injury) incurred by other people due to an accident where you are at fault. It does not cover damages to your own vehicle or covers the cost of any injuries you may have received.

5. The protection under the loss or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance.

What is Consumables Cover In Car Insurance?

Primary and the major disadvantage of car insurance is your policy does not cover the entire vehicle. Only the specific parts of the car are under damage coverage, the policyholder needs to verify hidden clauses in the document keenly before buying the policy. Most of the insurance companies take a time frame to settle the claim amount, this is the problem most of the policyholders are facing.

Are Consumables Covered Under Car Insurance?

Consumables, such as engine oil, coolant, and brake fluid, are generally not covered by standard car insurance policies. These are considered regular maintenance items, and their replacement or replenishment is typically not covered. Car insurance primarily focuses on providing coverage for damage resulting from accidents, theft, or other covered events.

What is Cost of Consumables in Car Insurance?

The cost of consumables in car insurance is extra. This is because it isn’t a part of a comprehensive car insurance policy. Also, it is important to note that the consumable add-on cover would differ from one car model to another. this Add-on covers Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel.

What is Cons in Car Insurance?

Consumables in car insurance are the materials that are used in cars like Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel, a nut, a bolt, or even grease etc.

What is Cons and KP in Car Insurance?

Consumables in car insurance are the materials that are used in cars like Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel, a nut, a bolt, or even grease etc. KP in car insurance is the protection under the lost or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance.