In India, the three types of car insurance are third-party car insurance, standalone own-damage car insurance, and comprehensive car insurance. Third-party car insurance is mandatory by law and covers damages and injuries to third parties or their property in the event of an accident. Standalone own-damage car insurance covers damages to your own car due to accidents, natural calamities, theft, or fire. Comprehensive car insurance provides coverage for both third-party liability and own damage, as well as additional benefits such as personal accident cover and coverage for co-passengers. It is important to choose the right type of car insurance based on your specific needs and budget.
How to Identify the Policy Type of Car Insurance from United India?
To identify the policy type of your car insurance from United India, refer to your policy documents. The policy type, such as third-party liability or comprehensive coverage, will be clearly mentioned in the policy document.
How many types of Car Insurance are there?
In India, there are primarily two types of car insurance:
- Third-party liability insurance
- Comprehensive insurance.
Third-party liability insurance covers damages and liabilities to third parties involved in an accident, as mandated by law. Comprehensive insurance, on the other hand, provides broader coverage, including damage to the insured vehicle, theft, and various other incidents, offering a higher level of protection for the vehicle owner.
What Types of Car Insurance Policies Does Universal Sompo Offer?
Universal Sompo General Insurance Company offers various car insurance policies to meet the needs of car owners. Here are some of the car insurance policy names offered by Universal Sompo:
- Zero Depreciation Cover
- Roadside Assistance Cover
- Engine Protect Cover
- Key Replacement Cover
- No Claim Bonus Protection
- Third-Party Liability Insurance
- Comprehensive Car Insurance
- Own Damage Car Insurance
- Personal Accident Cover
- Consumables Cover
What Types of Car Insurance Policies Does TATA AIG Offer?
TATA AIG General Insurance offers a range of car insurance policies to suit the needs of car owners. Here are some of the car insurance policy names offered by TATA AIG:
- Personal Accident Cover
- Zero Depreciation Cover
- Roadside Assistance Cover
- Engine Protect Cover
- Third-Party Liability Insurance
- Comprehensive Car Insurance
- Own Damage Car Insurance
- Key Replacement Cover
- No Claim Bonus Protection
- Consumables Cover
What Types of Car Insurance Policies Does Shriram Offer?
Shriram General Insurance offers a variety of car insurance policies to cater to the needs of car owners. Here are some of the car insurance policy names offered by Shriram:
- Comprehensive Car Insurance
- Own Damage Car Insurance
- Personal Accident Cover
- Third-Party Liability Insurance
- Zero Depreciation Cover
- Roadside Assistance Cover
- Engine Protect Cover
- Key Replacement Cover
- No Claim Bonus Protection
- Consumables Cover