Need Help? Call 1800-123-4003 (9:00 AM to 9:00 PM)
Yes, Motor insurance is one of the most important financial planning tools available in the market. Having motor insurance is made mandatory by law. If you are at fault in a car accident, the motor liability coverage required on your motor insurance policy helps pay for covered losses, such as the other party’s medical bills and damage to their vehicle or property that results from the accident.
In general, rat bites are not covered under standard motor insurance policies in India. Motor insurance policies typically provide coverage for accidents, theft, natural disasters, and third-party liability. Damage caused by rodents or animals, including rat bites, is considered a result of regular wear and tear or a maintenance issue, rather than an insured peril. It is advisable for vehicle owners to take preventive measures, such as parking in secure locations and implementing rodent control methods, to minimize the risk of rodent damage. If you are concerned about rat bites specifically, it is best to review your insurance policy or consult with your insurance provider to understand the specific coverage details and any potential exclusions that may apply.
Personal Accident Cover in motor insurance is a type of coverage that provides financial protection in the event of an accident involving your vehicle. It covers medical expenses, loss of income, and other costs associated with an accident. This type of cover is typically included in comprehensive or third-party motor insurance policies and can be customized to meet individual needs. Personal Accident Cover can help to protect you financially in the event of an accident, providing peace of mind and financial security for those who are involved.
Motor insurance accidents can be a stressful and overwhelming experience. Knowing how to properly claim your motor insurance can help make the process easier and faster. By understanding the process beforehand, you can ensure that everything is taken care of quickly and efficiently. Firstly, report the insurance company regarding the incident, and provide details like photos, and documents. Obtain a police report, if the accident resulted in injury or significant property damage. Provide the insurance company with any documentation they request, such as medical bills, repair estimates, and proof of ownership.
To transfer the motor insurance policy submit the below documents to the insurance company to make a transfer of the existing insurance policy.
Refund of premium in motor insurance can be done by the insurance company in the below scenarios:-
The process for refund is quite simple, customer has to make declaration to the insurance company in writing to process the refund and submit the necessary documents such as Cancelled cheque leaf, Refund form etc. The refund may take 7-10 working days to be processed from the insurance company’s end.
Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.
PolicyBachat Blog
Car Insurance By City
Car Insurance By State
We note that you had left your transaction unfinished the last time you checked in with PolicyBachat. Would you like to continue with the same quotes or look for a new insurance policy?