Does Vehicle Insurance Cover Medical Expenses?

Vehicle insurance in India typically does not cover medical expenses for the policyholder or occupants of the insured vehicle. Motor insurance policies primarily focus on providing coverage for damage to the vehicle, third-party liability, and personal accident cover for the policyholder. Medical expenses resulting from injuries sustained in an accident are generally covered under personal accident insurance or health insurance policies rather than vehicle insurance. It is important for individuals to have separate health insurance coverage to ensure they are adequately protected against medical expenses in case of accidents or injuries while traveling in a vehicle. It is advisable to review your health insurance policy or consult with your insurance provider to understand the specific coverage details and any available options for medical expenses in your case.