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Yes, drunk driving can invalidate car insurance in India. Insurance policies typically include clauses that exclude coverage for accidents or damages caused while driving under the influence of alcohol or drugs. If a policyholder is found to be driving under the influence at the time of an accident, the insurance company may deny the claim and invalidate the coverage. Driving under the influence is not only illegal but also poses a significant risk to oneself and others on the road. It's crucial to always drive responsibly and adhere to the legal limits of alcohol consumption to ensure the validity of your car insurance coverage in India.
Motor insurance policies do not cover accidents caused by drunk driving. This can create financial concerns if an accident does happen and the company is not held accountable for as much damage compared to other situations. Car insurance companies typically cover car accidents that occur when the driver was under the influence of drugs or alcohol. However, this coverage varies depending on which state you live in. The financial responsibility of a car insurance policy is dictated by the legal requirements of the specific state. In some states, drunk driving is not a valid defense. If you are involved in an accident while driving under the influence, you can be held liable for the damages that you cause.
The insurance amount for a car in Tamil Nadu varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,200* to 8000*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Karnataka varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs 3,000* to 9000*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Telangana, like in other Indian states, varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,400* to 5,500*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Maharashtra, like in other Indian states, varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,500* to 8000*, depending on individual circumstances and coverage choices.
The insurance amount for a car in Kerala, like in other Indian states, varies based on factors such as the car's make and model, location, and type of coverage. The annual premium can range from Rs. 2,000* to 5000*, depending on individual circumstances and coverage choices.
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