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Yes, you can cover your car with two policies technically but you can claim the damages only with any one of the companies. Having two car insurance policies can be beneficial in certain cases, but it can also be costly and unnecessary. Before opting for two car insurance policies, it is important to understand the pros and cons of having multiple policies.
Car insurance policies typically do not overlap in terms of coverage. When you have multiple insurance policies for the same vehicle, one usually takes precedence, and the others become secondary. This means that in the event of a claim, the primary policy will be used first, and the secondary policy may only come into play if the primary policy's coverage is exhausted.
Joint car insurance policies, often referred to as multi-car insurance, can be more cost-effective than separate policies for each vehicle. Insurers may offer discounts for covering multiple vehicles under the same policy. However, the exact savings depend on the insurance company and the specifics of each policy. It's essential to compare quotes and evaluate the benefits of joint policies to determine the most cost-effective option for your situation.
Universal Sompo General Insurance Company offers various car insurance policies to meet the needs of car owners. Here are some of the car insurance policy names offered by Universal Sompo:
TATA AIG General Insurance offers a range of car insurance policies to suit the needs of car owners. Here are some of the car insurance policy names offered by TATA AIG:
Shriram General Insurance offers a variety of car insurance policies to cater to the needs of car owners. Here are some of the car insurance policy names offered by Shriram:
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