Are Lost Car Keys Covered By Insurance?

Does Insurance Cover Lost Keys?

Standard car insurance policies in India generally do not cover the cost of lost keys. Insurance coverage typically focuses on damages or losses related to accidents, theft, fire, or natural disasters. However, some insurance providers may offer additional add-on coverage options or specific policies that include coverage for lost keys. It is advisable to review the terms and conditions of your policy or consult with your insurance provider directly to understand if there is any coverage for lost keys under your specific car insurance policy in India. Additionally, it's always recommended to inquire about separate key replacement or roadside assistance services that may be available through your insurance provider or other service providers.

Can You Claim Lost Car Keys on Insurance?

Whether you can claim lost car keys on your insurance policy depends on the type of insurance you have and the terms of your policy. In some cases, comprehensive auto insurance policies may cover the cost of replacing lost or stolen car keys as part of their coverage for theft of personal property. However, not all insurance policies will cover the cost of replacing lost car keys, so it's important to check the terms of your policy. If your insurance policy does not cover the cost of replacing lost car keys, you may still have options for reimbursement. It's a good idea to check with your insurance company and car manufacturer or dealership to determine if there are any options for reimbursement or assistance with the cost of replacing lost car keys.

Are lost car keys covered by insurance policy?

If you have a comprehensive car insurance policy, then the answer is “probably”. A comprehensive car insurance policy covers the loss of your keys, theft of your car or parts, and other incidents that result in damage to your vehicle.

What to Do if Car Key is Lost in India?

When it comes to lost car keys, you should inform the police and get an FIR done right away. Also, inform your car insurance company about the same before going for duplicate keys. If you bought a car insurance policy with key protection cover the insurer will reimburse the cost of the key.

KP in car insurance is the protection under the lost or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance. This car key covers in case you misplace or lose your key this cover will reimburse the cost of the key.

Does Car Insurance Cover Lost Keys?

Key Replacement Cover in car insurance. provides coverage against lost of keys due to comprehensive cover.