Test Environment

Best Car Insurance In Amritsar 2024

Amritsar is a city in the northwest part of India located in the beautiful state of Punjab. Amritsar is the largest and most important city in Punjab and is a major commercial, cultural, and transportation centre. It is also the centre of Sikhism.

Amritsar became the centre of the Sikh faith, and, as the focus of growing Sikh power, the city experienced a corresponding increase in trade. Amritsar is a centre for the textile and chemical industries and also engages in food milling and processing, silk weaving, tanning, canning, and the manufacture of machinery.

The principal focus for those pilgrims is the Golden Temple and its complex of several adjacent buildings located around the tank. The city has a population of 41 Lakhs. There were around 7.5lakhs registered vehicles across the city of Amritsar at the end of the fiscal year 2017. Thereby increasing cars in this state ensure to buy cheap car insurance in Amritsar through our PolicyBachat.

PolicyBachat aims to provide unbiased comparison of car or motor insurance quotes from different insurance companies to its customers.

We are working hard to provide the best quotes to our customers in these turbulent times of Covid-19, we are here to ensure that most of the people purchase their insurance by sitting at home through our website while we do the background work to provide the best quotes from different insurance companies.

Cheap Car Insurance in Amritsar

Amritsar is the costliest place to live when compared to the other cities in India and the car insurance prices in Amritsar are slightly higher. The cheap car insurance prices in Amritsar are that of the only Third party insurance premiums from different insurance companies where the third party claims are covered. Third party claims such as bodily injury or death of third party persons and property damage of third parties is covered under your car insurance policy.

Here are the cheap car insurance premium quotes in Amritsar for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5seater and registered under Amritsar RTO. The rates for the other cities in Punjab would be slightly lower than that of the Amritsar due to the other cities being classified under Zone B, while Amritsar comes under Zone A.

Cheapest Companies Premium
Digit 3801
Future Generali 3801
SBI General 3801
National 3801
United India 3801
IFFCO TOKIO 3801

Note: The cheapest car insurance premium mentioned is for only Third party car insurance premium also known as the Mandatory car insurance premium.

Best Car Insurance in Amritsar

The Best car insurance premium quotes in Amritsar are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements.

The best car insurance premium quotes in Amritsar for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Amritsar RTO. The rates for the other cities in Punjab would be slightly lower than that of the Amritsar due to the other cities being classified under Zone B, while Amritsar comes under Zone A.

Cheapest Companies IDV Premium
IFFCO TOKIO 3,62,185 6011
Bharti AXA 3,69,965 7084
TATA AIG 3,00,000 5834
Liberty General 3,02,586 6145
HDFC ERGO 3,55,146 6591
Digit 3,00,000 7868

*Premiums given are for illustration purpose only* Please refer to website for exact premium.

FAQ’s- Car Insurance in Amritsar

  1. Is Car Insurance mandatory in Amritsar?

    As per the Motor vehicles act, 1938 third party car insurance is mandatory to drive your car in public places in Amritsar. If you are found driving without valid third party insurance you can be fined up to Rs.5000 or up to 3 months of imprisonment or both.

    There would be regular traffic checks conducted by the respective authorities in Amritsar city to ensure that there are no cars plying without valid car insurance policy. The car insurance policy can be purchased instantly for any person residing in Amritsar From Our Portal.

  2. Which is the best car insurance company in Amritsar?

    The Best Car Insurance company in Amritsar can be found on our portal. The term best differs from one person to another, some may consider cheap insurance as best while some may consider highest coverage insurance as best. For understanding the best car insurance company in Amritsar please read the article General Insurance Companies.

  3. Bumper to bumper car insurance policy in Amritsar?

    Bumper to Bumper car insurance or nil depreciation or Zero depreciation is an add-on available in the car insurance policy on payment of extra premium. The bumper to bumper car insurance may be available up to 5 years of age from most of the general insurance companies while there are few insurance companies which provide the add-on for cars aged up to 10 years. Customers can check this on our website or talk to our agent to find out the insurance companies offering bumper to bumper cover for vehicles aged more than 5 years.

  4. What happens if I drive without car insurance in Amritsar?

    If you are caught driving without valid car insurance policy, you can be fined up to Rs.5000 and/ or up to 3 months imprisonment or both. Driving without valid insurance in a metropolitan city like Amritsar is the highest risk anyone can take while driving their car as the accident ratio in Amritsar is high compared to any other city in Punjab.

  5. Can I take insurance in Amritsar and drive in other cities in India?

    Insurance taken in Amritsar is valid and you can drive your vehicle in any part of India as per the Motor vehicles act. Every insurance company tied up with us has a pan India presence and have ensured to have enough number of cashless garages as network tie-ups to provide cashless claims to our customers.

    Insurance policy taken in Amritsar is valid all India and any kind of claim can be reported to the insurance company on their toll free number stating the location of accident and other damage details to ascertain the loss and thereby settle the claim of the customer.

Start Saving Money on Insurance Policy

Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.

1,000+ Reviews
Been Here Before?
Get Back to My Quotes