Thiruvananthapuram is a city in the southwest part of India located in the state of Kerala. It is formerly known as Trivandrum City, also the capital of Kerala State. It is situated along the Arabian Sea with isolated hills on a coastal plain.
Thiruvananthapuram's industries include mineral processing, sugar milling, textiles, and handicrafts. Rice and coconut cultivation and coastal fishing are economically important in this Thiruvananthapuram city. It also has a museum, zoological gardens, an observatory, and an art gallery, and a lot of things to explore in Thiruvananthapuram.
Thiruvananthapuram is ranked first among several foreign tourists visiting Kerala and is a fascinating destination for holidaymakers. The city has a population of 27Lakhs. There were 1lakhs of registered vehicles across the city of Thiruvananthapuram at the end of the fiscal year 2017 with its own motor vehicles. Thereby increasing cars in this state ensure to buy cheap car insurance in Thiruvananthapuram through our PolicyBachat.
PolicyBachat aims to provide an unbiased comparison of car or motor insurance quotes from different insurance companies to its customers. We are working hard to provide the best quotes to our customers in these turbulent times of Covid-19, are here to ensure that most of the people purchase their insurance by sitting at home through our website we do the background work to provide the best quotes from different insurance companies.
Cheap Car Insurance in Thiruvananthapuram
Thiruvananthapuram is the costliest place to live be compared to the other cities in India and the car insurance prices in Thiruvananthapuram are slightly higher. The cheap car insurance prices in Thiruvananthapuram are that of the only third-party insurance premiums from different insurance companies where the third-party claims are covered. Third-party claims such as bodily injury or death of third party persons and property damage of third parties are covered under your car insurance policy.
Here are the cheap car insurance premium quotes in Thiruvananthapuram for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5seater and registered under Thiruvananthapuram RTO. The rates for the other cities in Kerala would be slightly lower than that of the Thiruvananthapuram due to the other cities being classified under Zone B, while Thiruvananthapuram comes under Zone A.
Cheapest Companies |
Premium |
Digit |
3801 |
Future Generali |
3801 |
SBI General |
3801 |
National |
3801 |
United India |
3801 |
IFFCO TOKIO |
3801 |
Note: The cheapest car insurance premium mentioned is for only Third party car insurance premiums also known as the Mandatory car insurance premium.
Best Car Insurance in Thiruvananthapuram
The Best car insurance premium quotes in Thiruvananthapuram are rated solely based on the premium offered by the insurance company. The best car insurance premium quotes given are purely for understanding the final decision that should be taken by the customer based on his/her requirements.
The best car insurance premium quotes in Thiruvananthapuram for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5seaters and registered under Thiruvananthapuram RTO. The rates for the other cities in Kerala would be slightly lower than that of the Thiruvananthapuram due to the other city being classified under Zone B, while Thiruvananthapuram comes under Zone A.
Cheapest Companies |
IDV |
Premium |
IFFCO TOKIO |
3,62,185 |
6011 |
Bharti AXA |
3,69,965 |
7084 |
TATA AIG |
3,00,000 |
5834 |
Liberty General |
3,02,586 |
6145 |
HDFC ERGO |
3,55,146 |
6591 |
Digit |
3,00,000 |
7868 |
*Premiums given are for illustration purposes only* Please refer to the website for the exact premium.
FAQ’s- Car Insurance in Thiruvananthapuram
- Is Car Insurance mandatory in Thiruvananthapuram?
As per the Motor vehicles act, 1938 third-party car insurance is mandatory to drive your car in public places in Thiruvananthapuram. If you are found driving without valid third-party insurance you can be fined up to Rs.5000 or up to 3 months of imprisonment or both. There would be regular traffic checks conducted by the respective authorities in Thiruvananthapuram city to ensure that there are no cars plying without a valid car insurance policy. The Car Insurance policy can be purchased instantly for any person residing in Thiruvananthapuram from our portal.
- Which is the best car insurance company in Thiruvananthapuram?
The best car insurance company in Thiruvananthapuram can be found on Our Portal. The term best differs from one person to another. Some may consider cheap insurance as best while some may consider the highest coverage insurance as best. For understanding the best car insurance company in Thiruvananthapuram please read the article General Insurance Companies
- Bumper-to-bumper car insurance policy in Thiruvananthapuram?
Bumper to Bumper car insurance or nil depreciation or Zero depreciation is an add-on available in the car insurance policy on payment of extra premium. The bumper-to-bumper car insurance may be available up to 5 years of age from most of the general insurance companies while there are few insurance companies that provide the add-on for cars aged up to 10 years. Customers can check this on our website or talk to our agent to find out the insurance companies offering bumper-to-bumper cover for vehicles aged more than 5 years.
- What happens if I drive without car insurance in Thiruvananthapuram?
If you are caught driving without a valid car insurance policy, you can be fined up to Rs.5000 and up to 3 months imprisonment or both. Driving without valid insurance in a metropolitan city like Thiruvananthapuram is the highest risk anyone can take while driving their car as the accident ratio in Thiruvananthapuram is high compared to any other city in Kerala.
- Can I take insurance in Thiruvananthapuram and drive in other cities in India?
Insurance taken in Thiruvananthapuram is valid where you can drive your vehicle in any part of India as per the Motor vehicles act. Every insurance company tied up with us has a pan India presence and ensured enough cashless garages as network tie-ups to provide cashless claims to our customers. The insurance policy taken in Thiruvananthapuram is valid all India any kind of claim can report to the insurance company on their toll-free number stating the location of the accident, other damage details to ascertain the loss and thereby settle the claim of the customer.