Choosing the best car insurance company in Pune for you can be an overwhelming task. It's important to consider what factors you should consider when choosing a policy. In order to make the best decision, it is important to have a clear idea of what you want and need from your policy. It's also important to know about the different types of policies available and their pros and cons. Some of the factors that should be considered in making a decision are:
- Your personal needs
- Your financial goals
- How much risk do you want to take?
Car insurance is a necessity in Pune, but it can be confusing to figure out which company and policy is best for you. The first step to buying car insurance is finding out what kind of coverage you need. There are three types of coverage: liability, collision, and comprehensive. Liability coverage pays for damages that you cause to other people or their property, while collision covers damage from a crash. Comprehensive covers damage from theft, fire, or natural disasters like floods. Next step is to find a car insurance company that offers the coverage you need at the price point that fits your budget. Once you have your desired company chosen, it's time to compare quotes!
In Pune, there are many car insurance companies that offer competitive rates. However, it is always good to compare the prices of all the companies and find out which company offers the best deals and good coverages with low premiums. The following list of top 10 car insurance companies in Pune includes some of the top rated car insurance providers in India as well as globally.
- Oriental Car Insurance
- Navi Car Insurance
- Acko Car Insurance
- Edelweiss Car Insurance
- IFFCO TOKIO Car Insurance
- Raheja QBE Car Insurance
- Royal Sundaram Car Insurance
- SBI Car Insurance
- Universal Sompo Car Insurance
- Magma HDI Car Insurance
Average car insurance rates vary depending on your driving record. Here, I have a table of what the most affordable company would be for each category of driver.
|
Companies |
Average Premium |
Third Party Liability |
Personal Accident Cover |
| Oriental |
2238 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Navi |
3778 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Acko |
2848 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Edelweiss |
2374 |
Rs. 15 lakh |
Rs. 7.5 lakh |
| IFFCO TOKIO |
2848 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Raheja QBE |
3948 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Royal Sundaram |
2094 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| SBI |
2072 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Universal Sompo |
4027 |
Rs. 7.5 lakh |
Rs. 15 lakh |
| Magma HDI |
2349 |
Rs. 7.5 lakh |
Rs. 15 lakh |
*The above mentioned values are for knowing the purpose, if want correct readings to compare quotes top of the page.*
Steps to Find the Right Car Insurance Companies in Pune, Maharashtra:
Finding the best car insurance company in Pune for you will depend on your priorities. If you want to save money, you might opt for the insurer that gives you the cheapest quote. If you want the security of knowing your insurer will pay your claims timely and efficiently, you might choose the company with the best customer service reputation in your region. An affordable company with a strong service experience and the coverages you need. You can find the top company for you by taking a few key steps:-
- Research customer service reputations
- Compare real quotes from insurers
- Make sure the company has the coverages you want
- Double check financial stability ratings.
Top Ways to Save Money on Your Car Insurance Companies in Pune, Maharashtra:
- Find out if you're eligible for discounts
- Check out the competition
- Consider a higher deductible
- Raise your car's deductibles
- Get a good driver discount
- Make sure you have collision and comprehensive coverage
- Buy a newer car & Drive less often
- Shop Around for the Best Discounts
- Compare Quotes from Multiple Car Insurance Companies
- Use Geolocation to Find Cheap Car Insurance Near You
- Get an Auto Quote in Seconds by Uploading Your Driving Record
- Get a Quote in simple way with PolicyBachat within 5 minutes.
Best Car Insurance Companies in Pune, Maharashtra 2022:
The best car insurance companies in Pune are those which offer the best coverage, with the lowest rates and a wide range of options. Best Car Insurance Companies in Pune Best car insurance companies in Pune are those which offer the best coverage, with the lowest rates and a wide range of options. Other important factors to consider when buying car insurance companies in Pune include customer service and emails.
1) Oriental Car Insurance
The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle.
Coverages:-
- Premium Discounts
- Cashless repair facility
- Excellent customer service.
Discounts:-
- Save up to 75%
- Personal accident cover up to 15 lakhs.
2) Navi Car Insurance
Navi has pretty affordable rates for motorists with many types of needs, making it a good company for various driver profiles. The company gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience.
Coverages:-
- Insurance coverage
- Legal liability
- Financial security
- Affordable premiums.
Discounts:-
- Premium starts at Rs. 2072
- Third party liability is up to Rs. 7.5 lakhs.
3) Acko Car Insurance
Acko has very competitive car insurance rates for many types of car owners, which makes it worth a look if you want cheap car insurance. It has low level of car insurance complaints are another reason to consider Acko Car Insurance.
Coverages:-
- 24x7 emergency assistance
- A dedicated claims team
- Claim approval within 7 days
- 1 day pick up for repairs
- 3 step door delivery at no cost.
Discounts:-
- Save 93% of up to Rs. 1200 on Car Insurance
- Premium starts at Rs. 2094
4) Edelweiss Car Insurance
Edelweiss offers decent car insurance rates for all car owners and many helpful add-on coverages. The level of complaints against it for car insurance is very low, making it a company to check out if you’re shopping for car insurance.
Coverages:-
- Good customer support
- Priority services at preferred workshops
- Quick claim settlement.
Discounts:-
- EMI Protector
- 50% discount on own damage premium.
5) IFFCO TOKIO Car Insurance
The company has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.
Coverages:-
- Instant digital copy of the policy
- Quick and hassle-free claim settlement
- On-road protector coverage
- Surveyors for immediate claim initiation.
Discounts:-
- Save up to 70% on premium
- Personal Accident cover is up to Rs. 15 lakhs
6) Raheja QBE Car Insurance
Raheja QBE Insurance shines with its optional coverage options, its claims process and low level of complaints, which helps it overcome only average rates.
Coverages:-
- Quick claim settlement process
- Readily available customer support
- Instant policy issuance and faster process.
Discounts:-
- Save up to 75% on Premium
- Customer oriented approach
7) Royal Sundaram Car Insurance
Royal Sundaram offers a superior selection of coverage options, from accident forgiveness to disappearing deductibles. It also has a track record for low car insurance complaints, which helps offset rates that are usually higher than its top competitors.
Coverages:-
- Good and hassle-free pre-sales and post-sales services
- Towing facility – spot repair services
- On-time Services
- 24x7 claim assistance.
Discounts:-
- 100% invoice insurance price
- Personal Accident Cover is up to Rs. 2 Lakhs.
8) SBI Car Insurance
SBI has good coverage offerings and a top score for its collision repair claims processes. These advantages offset SBI’s car insurance rates, which are a mixed bag depending on your driving record.
Coverages:-
- Easy and hassle-free purchase process
- 24x7 claim assistance
- Provides cover for CNG LPG Bio Fuel Kit.
Discounts:-
- Save up to 85% on premium
- Third party price for less than 1000 cc cars is Rs. 1500.
9) Universal Sompo Car Insurance
The company is well known for its high customer ratings and affordable coverage options, including accident forgiveness. However, it has strict eligibility requirements and not everyone qualifies for coverage.
Coverages:-
- Quick claim settlement
- Instantaneous purchase
- Wide range of add-ons
- 24x7 claim assistance
- Robust customer support system.
Discounts:-
- Personal Accident cover is up to Rs. 15 lakh for Owner-driver.
- Third Party up to Rs. 7.5 lakh.
10) Magma HDI Car Insurance
Magma HDI is worth considering as your top choice. The company offers reputable service, a wide selection of coverage and cheap car insurance rates, according to our rate estimates.
Coverages:-
- Save time
- Get better price
- Easy and convenient process
- Trained professionals at your service.
Discounts:-
- Save up to 75%
- Personal accident cover up to 15 lakhs.
Alternative Ways to Save Money on Your Car Insurance Companies in Pune:
The average annual cost of owning a car is Rs.2500 to Rs. 5000. This can be expensive, especially if you’re not making a lot of money. Fortunately, there are ways to save money on your car insurance policy. Here are some tips:
- Shop around for the best rate and coverage
- Consider getting an older car with lower insurance rates
- Consider paying for your repairs
- Consider dropping collision and comprehensive coverage.
In conclusion, there are a lot of ways to save money on your car insurance policy in Pune. You can use the tips and tricks above to find a plan that best suits your needs.
Conclusion:
Choosing the best car insurance companies in Pune that will depend on your needs. We hope that, by exploring our site and considering all the above factors, we can help you get the car insurance coverage you need. If you are looking for a plan that will let you save money on your premium and provide good coverage, then some of the above options may be the best choice for you.
Although it isn't always easy to choose the best car insurance company, it's certainly easier with the help of PolicyBachat.com. Compare car insurance quotes at PolicyBachat and know all the key features and benefits of car insurance to help you choose the right option. Picking the right car insurance company in Pune for you may be difficult. You should carefully consider your specific needs and evaluate several insurers based on their financial strength, discounts, and technology.