Choosing the best car insurance companies in Kolkata for you can be intimidating. That’s why we at PolicyBachat have done the process for you, scaling down the top 10 car insurance companies in Kolkata. In this article, we’ll review each company’s reputation, availability, coverage options, discounts, and customer experience. The best car insurance companies provide great coverage, affordable payments & have a simple claim process. They also offer easy-to-use technology and excellent customer service.
The Indian car insurance industry is one of the most competitive in the world. There are many players and it’s difficult to choose which one would be best for you. We’ll help by comparing some of them with each other so that you can make an informed decision. In this article, we will help you to make the right decision by providing you with a list of 10 Liberty Car Insurance alternatives and competitors.
- ICICI Lombard Car Insurance
- Future Generali Car Insurance
- Bajaj Allianz Car Insurance
- Cholamandalam MS Car Insurance
- Digit Car Insurance
- Kotak Mahindra Car Insurance
- TATA AIG Car Insurance
- Reliance Car Insurance
- HDFC ERGO Car Insurance
- United India Car Insurance
Tips for Choosing the Lowest-Priced Car Insurance Companies in Kolkata:
The best way to find the lowest priced car insurance companies in Kolkata is to compare rates and services. Many factors go into how much you'll pay for car insurance, so it's important to know what you're looking for before you start shopping. Some factors include the
- Type of car you have,
- Your driving record, and
- Where you live.
The more comprehensive coverage you purchase, the higher your rate will be. If your vehicle is a collector's item or sports a high-end sound system, then it might be worth paying more for coverage to avoid paying out-of-pocket if something happens.
Find the Right Car Insurance Companies in Kolkata according to your needs:
Other important factors to consider when researching car insurance companies in Kolkata include price and services they provide. We have compiled a list of solutions that reviewers voted as the best overall car insurance companies in Kolkata.
The best car insurance company that provides the best coverage at a lower cost. For instance, you can compare rates from different companies and see which one will give you the most coverage for your budget.
1) ICICI Lombard Car Insurance
ICICI Lombard Insurance shines with its optional coverage options, its claims process, and low level of complaints, which helps it overcome only average rates.
Add-on Coverage’s:-
- Zero depreciation
- Engine protect plus
- Consumable cover
- Roadside assistance
- Key protect
- Tyre protect
- Return to invoice
- Loss of Personal Belongings.
2) Future Generali Car Insurance
Future Generali Insurance Company is one of the leading general insurance providers in India. The company is one of the oldest and one of the most reliable insurance companies which understands the need for car insurance and thus offers insurance products that are designed to cater to the different sections of society.
Add-on Coverage’s:-
- Personal accident cover
- Car damage
- Depreciation cover
- Accidental legal liabilities
- Towing assistance.
3) Bajaj Allianz Car Insurance
If you've determined Bajaj Allianz is the best option for you and they're available in your state, check out several other insurance companies to compare prices and conditions. To get the best deal, consider buying from a reputable Bajaj Allianz Company with a proven track record.
Add-on Coverage’s:-
- Depreciation Shield
- Engine Protector
- Consumable cover
- 24x7 spot assistance
- Keys and lock replacement
- Conveyance benefit.
4) Cholamandalam MS Car Insurance
The company is well known for its high customer ratings and affordable coverage options, including accident forgiveness. However, it has strict eligibility requirements and not everyone qualifies for coverage.
Add-on Coverage’s:-
- Hydro static
- NCB Protection
- Return to invoice value
- Personal belongings
- Depreciation protection.
5) Digit Car Insurance
The company is well known for its high customer ratings and affordable coverage options, including accident forgiveness. However, it has strict eligibility requirements and not everyone qualifies for coverage.
Add-on Coverage’s:-
- Engine & gear box protect
- Breakdown assistance
- Keys & locks protect
- Personal baggage
- Conveyance benefit
6) Kotak Mahindra Car Insurance
The company has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.
Add-on Coverage’s:-
- Consumables cover
- Zero depreciation cover
- Co-passenger cover
- Roadside assistance
- Medical expenses
- Hydrostatic lock.
7) TATA AIG Car Insurance
TATA AIG Insurance shines with its optional coverage options, its claims process, and low level of complaints, which helps it overcome only average rates.
Add-on Coverage’s:-
- No claim Bonus protection
- Roadside assistance
- Repair of glass fiber and plastic parts
- Daily allowance
- Emergency transport and hotel expenses
- Key replacement
- Engine secure.
8) Reliance Car Insurance
Reliance has pretty affordable rates for motorists with many types of needs, making it a good company for various driver profiles. The company gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience.
Add-on Coverage’s:-
- NCB Retention cover
- Return to invoice
- Engine protection
- Key and lock protection
- Consumable protection
- Daily allowance.
9) HDFC ERGO Car Insurance
HDFC ERGO has good coverage offerings and a top score for its collision repair claims processes. These advantages offset HDFC ERGO car insurance rates, which are a mixed bag depending on your driving record.
Add-on Coverage’s:-
- Zero depreciation cover
- Engine and gearbox
- Roadside assistance
- Key and lock replacement
- NCB Protect.
10) United India Car Insurance
The company is one of the oldest and one of the most reliable insurance companies which understands the need for car insurance and thus offers insurance products which are designed to cater to the different section of the society.
Add-on Coverage’s:-
- Personal accident covers
- CNG/LPG bi-fuel cover
- Electrical/electronic fittings
- Fiberglass fuel tanks.
Things to know while choosing a Car Insurance Companies in Kolkata:
You can't afford to choose the wrong insurance plan for your car. It can prove to be costly for you in the future. So, it's better to conduct a deep background check when you go through the above list of companies as your ‘Car Insurance Companies in Kolkata’. To make this possible, you can browse through the below-stated factors that may help you to gain insight into a company's past & future.
- Understand your Requirements
- Authenticity
- Claim Settlement Ratio
- Online Comparison
- Network Garages.
Conclusion:
It's tough to decide which car insurance is the best for you. The product will depend on your precise needs, but we've collected data on where to find the strongest financial companies, best discounts and most advanced technology. In this article, you learned about the car insurance companies in Kolkata offers, what's included and what each type of coverage covers. In addition, you can also learn about the different types of coverage and how to compare them to figure out which is best for you.
We've also included a step-by-step guide on how to apply for car insurance in India. If you're looking for a car insurance company in Kolkata with low premiums and more coverage or features, any of the companies above will work. Just be sure to compare them against each other.