There are several factors to keep in mind trying to find the right coverage for your vehicle in Kochi. The best car insurance companies understand your needs and provide affordable coverage so you can feel confident on the road.
PolicyBachat analyzed all these factors and ranked some of the best car insurance companies in Coimbatore. The best car insurance policy may depend on where you live and what you value. When shopping for the best car insurance policy, you should consider a company's costs, available discounts, customer service reviews, and claims-filing process.
We ranked the top car insurance companies to find the best car insurance solution for you. We also ranked the best car insurance companies for specific types of needs, whether you care more about customer service than cost or if you have a history of driving violations.
- Find the cheapest rates
- Compare coverage and deductibles
- Find a company that is reliable
- Look for discounts and incentives
- Consider your needs
Car insurance is an essential expense for any driver. The cost of car insurance varies from company to company, so it is important to compare the different companies and their rates before selecting a provider. Here are the top 10 car insurance companies in Kochi:
- Magma HDI Car Insurance
- Shriram Car Insurance
- National Car Insurance
- New India Assurance Car Insurance
- Edelweiss Car Insurance
- IFFCO TOKIO Car Insurance
- Raheja QBE Car Insurance
- Oriental Car Insurance
- Universal Sompo Car Insurance
- SBI Car Insurance
| Companies |
What is Covered? |
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| Magma HDI Car Insurance |
- Save time
- Get better price
- Easy and convenient process
- Trained professionals at your service
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Buy Now |
| Shriram Car Insurance. |
- 24x7 Hassle-free claim process
- Survey and assistance within a day
- Simple claim procedure
- Updated claim status.
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Buy Now |
| National Car Insurance |
- 24x7 emergency assistance
- Quick & Hassle-free Claim Assistance
- Easy to make a claim
- Excellent customer support.
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Buy Now |
| New India Assurance Car Insurance |
- 24x7 claim assistance
- The quick and hassle-free claim settlement process
- Digital insurance process for the paperless system.
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Buy Now |
| Edelweiss Car Insurance |
- Good customer support
- Priority services at preferred workshops
- Quick claim settlement.
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Buy Now |
| IFFCO TOKIO Car Insurance |
- Cheaper premiums
- Faster claim settlement
- Top-rated company
- Efficient customer support.
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Buy Now |
| Raheja QBE Car Insurance |
- Customized products and services
- High claim ratio settlement
- Digital framework
- Customer-centric ratio
- Extensive range of add-ons to choose
- Long term coverage.
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Buy Now |
| Oriental Car Insurance |
- Premium Discounts
- Cashless repair facility
- Excellent customer service.
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Buy Now |
| Universal Sompo Car Insurance |
- Quick and Easy approval of Claims Settlement
- Easy renewal options
- Multiple discounts
- Convenient paperless procedure.
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| SBI Car Insurance |
- Incredibly low premiums
- Stress-free claims
- Total convenience
- Zero paperwork
- Instant settlement
- 24x7 customer support.
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Buy Now |
What are the Top 10 Car Insurance Companies in Kochi?
Many companies offer car insurance plans. Though the basics remain the same, each company tries to innovate its plans to attract customers. But what you need from your plan may be different from what someone else wants.
So, as per your requirements, you would have to decide which plans suit you best. You can select the right plan based on the following criteria:
- Coverage being offered
- Availability of add-ons
- Availability of discounts
- The network of cashless garages
- Premium amount.
We have compiled a list of solutions that reviewers voted as the best overall alternatives and competitors to National Insurance, including SBI, Oriental, IFFCO TOKIO, etc. The below Car Insurance Companies are listed based on the High Claim Settlement ratio because the higher the ratio, the more reliable the insurer is.
1) Magma HDI Car Insurance
Magma HDI is worth considering as your top choice. The company offers reputable service, a wide selection of coverage and cheap car insurance rates, according to our rate estimates.
Benefits:
- Save time
- Get better price
- Easy and convenient process
- Trained professionals at your service.
2) Shriram Car Insurance
Shriram as the best car insurance for customizable premiums because of its Name Your Price tool, which allows drivers to shop for coverage according to their budget.
Benefits:
- 24x7 Hassle-free claim process
- Survey and assistance within a day
- Simple claim procedure
- Updated claim status.
3) National Car Insurance
The company is one of the oldest insurance players offering multiple insurance policies to fulfill the different needs of the customers.
Benefits:
- 24x7 emergency assistance
- Quick & Hassle-free Claim Assistance
- Easy to make a claim
- Excellent customer support.
4) New India Assurance Car Insurance
New India car insurance from New India Assurance Company Limited, a wholly-owned subsidiary of the Government of India, serves millions with the help of its effortless cashless garage facilities across the country and 24x7 customer supports. The company has come out with multiple plans at reasonable prices to cater to the different needs of customers.
Benefits:
- 24x7 claim assistance
- The quick and hassle-free claim settlement process
- Digital insurance process for the paperless system.
5) Edelweiss Car Insurance
Edelweiss offers decent car insurance rates for all car owners and many helpful add-on coverages. The level of complaints against it for car insurance is very low, making it a company to check out if you’re shopping for car insurance.
Benefits:
- Good customer support
- Priority services at preferred workshops
- Quick claim settlement.
6) IFFCO TOKIO Car Insurance
The company has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.
Benefits:
- Instant digital copy of the policy
- Quick and hassle-free claim settlement
- On-road protector coverage
- Surveyors for immediate claim initiation.
7) Raheja QBE Car Insurance
Raheja QBE Insurance shines with its optional coverage options, its claims process and low level of complaints, which helps it overcome only average rates.
Benefits:
- Quick claim settlement process
- Readily available customer support
- Instant policy issuance and faster process.
8) Oriental Car Insurance
The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle.
Benefits:
- Premium Discounts
- Cashless repair facility
- Excellent customer service.
9) Universal Sompo Car Insurance
The company is well known for its high customer ratings and affordable coverage options, including accident forgiveness. However, it has strict eligibility requirements and not everyone qualifies for coverage.
Benefits:
- Quick claim settlement
- Instantaneous purchase
- Wide range of add-ons
- 24x7 claim assistance
- Robust customer support system.
10) SBI Car Insurance
SBI has good coverage offerings and a top score for its collision repair claims processes. These advantages offset SBI’s car insurance rates, which are a mixed bag depending on your driving record.
Benefits:
- Easy and hassle-free purchase process
- 24x7 claim assistance.
How do you get the Best Rates for Car Insurance Companies in Kochi?
- Firstly, it’s important to work out exactly what you want from your car insurance by deciding on the level of cover.
- Shop around and compare your options from the insurers willing to cover you and your car.
- Price will likely be a big factor for you but it shouldn’t be the only detail you look at.
- Check out the policy benefits as well as the price. Keep in mind that the cheapest policies don’t always work out to be best when something goes wrong.
- Continue to build your no claims bonus to keep your premium low.
- You may also want to consider multi-car insurance if you own more than one car, which could see a discount added to your premium.
Tips for how to get the Best Car Insurance:
- Shop around to find the best deal
- Don’t ignore regional companies
- Remember to look for discounts
- Consider factors besides price.
Conclusion:
Car insurance can be an expensive burden. It’s important to do your research to find the best car insurance rates possible. By comparing rates and using discounts, you can save up so much on your car insurance policy a year depending on where you live and how much you drive. To calculate the savings, you can make, it’s easy to use our car insurance cost calculator. Simply enter in how much you drive, what state you live in, and some quick information about your vehicle.
To help you figure out the best car insurance companies in Kochi, PolicyBachat researched providers across India. We analyzed rates based on affordability in the regions the companies serve, measured customer service using reputable consumer intelligence, and created our scoring system that rates companies differently depending on your needs and location.
Once you’ve narrowed down the companies with strong customer service reputations, you should compare quotes among them. Insurance companies use a variety of factors to calculate your rate. As a result, you could find that companies have very similar customer service reputations but quote you at vastly different rates.