Tata Motors Limited started producing locomotives in 1945; however it began producing passenger vehicles only in 1991. Their headquarters is in Mumbai. Earlier the company was known as Tata Engineering and Locomotive Company (TELCO). Tata has manufacturing facilities in Jamshedpur, Lucknow, Sanand, Dharwad, Pune and Pantnagar in India. The cost of TATA car insurance varies depending on the type of policy that you choose to buy.
They also have a number of other manufacturing facilities abroad and also purchased the English carmaker Jaguar Land Rover. Tata Motors is now among one of the top four-vehicle brands for passenger cars in India. They specialise in midsize cars that are compact and well suited for everyday use.
In 2008, Tata Motors acquired Jaguar and Land Rover, the legendary British marque from Ford. It managed to turn around the debt-ridden brand and re-establish JLR as a global luxury car maker again. Back home, Tata Motors went big with the Indica and its iterations, but as the market changed rapidly, the competitors gained the upper hand.
Every car owner should opt for a car insurance plan while purchasing an TATA car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.
Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.
TATA Car Insurance Price in India
PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your TATA along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated TATA car insurance cost of your brand new TATA car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.
TATA Motors Limited located in Mumbai is a multinational locomotive manufacturing company is across diverse segments such as cars, buses, trucks, construction equipment, and military vehicles. TATA Motors acquired premium automakers Jaguar Land Rover in 2008. TATA lineup models are TATA Indica, TATA Vista, TATA Safari Storme, Tata Zest, TATA Bolt, TATA Nexton, TATA Tiago, TATA Hexa.
| TATA Car Models |
TATA Car Model Variants |
IDV (Insured Declared Value) |
Zero Depreciation Cover |
TATA Car Insurance Price |
| TATA Indica |
DLX |
2.42 lakh |
1335 |
8386 |
| TATA safari |
DICOR 2.2 EX 4x2 |
7.49 lakh |
4122 |
23,910 |
| TATA Indigo |
VS BSIII |
3.83 lakh |
2110 |
11,046 |
| TATA Harrier |
XE |
9.13 lakh |
4820 |
23,899 |
| TATA Manzo |
Aqua Quadrajet |
4.75 lakh |
2614 |
12,777 |
| TATA Sumo |
Gold CX |
5.97 lakh |
2838 |
13,548 |
| TATA Bolt |
Revotron XT |
462822 |
2546 |
11,109 |
| TATA Tigor JTP |
Petrol |
514400 |
3344 |
14,123 |
| TATA Venture |
LX |
408777 |
2248 |
11522 |
Reasons to Buy TATA Car Insurance Policy:
Some of the reasons why buying TATA insurance for your car is a Smart decision:
- It provides own damage cover to safeguard your TATA car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
- The owner-driver of the TATA car is provided with a personal accident cover
- It takes care of the high cost of repairing your TATA car.
- Option to choose comprehensive or third party liability insurance for your TATA car.
- It comes with a large network of garages where hassle-free cashless repairs are done.
- It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
- You can reach out to customer support services in case of any query or claim intimation.
- It provides No Claim Bonus (NCB) reward if you drive your TATA car responsibly and do not file any claims.
Add-On Covers for Tata Car Insurance:
When buying comprehensive Tata car insurance, you can purchase additional covers that enhance your car insurance policy and provide extensive protection to your vehicle. Let us take a look at the different add-on covers available for comprehensive Tata vehicle insurance:
Zero Depreciation: Zero depreciation cover allows you to receive the full amount in compensation without factoring in the depreciation in the value of the car’s external parts.
Return to Invoice: Return to Invoice will ensure that you receive the invoice value (the amount you paid at the time of purchasing the car) of your Tata car in case it is lost or stolen.
No Claim Bonus Protection Cover: Every time you make a claim, you lose the No Claim Bonus (NCB) earned on your insurance plan. However, with the NCB in car insurance, the NCB earned remains even after raising two claims in a single policy year.
Personal Baggage Cover: This add-on will cover loss and damage caused to your personal belongings during an accident.
Passenger Cover: To make sure your loved ones are always secure no matter what, you can opt for passenger cover with your Tata Motors car insurance. Mishaps, sadly, do not come with a warning but during an unfortunate event, passenger cover offers the necessary financial help.
Types of Coverage for Tata Car Insurance Policy:
Third-party coverage: Third-party liability coverage protect the vehicle from third-party accident/death and third-party property damage.
Comprehensive coverage: Coverage against unforeseen damages theft, fire, accident, earthquake, flood, and other natural calamities. A portion of the damage claim needs to be bear by the policyholder for metal and fiber parts.
How to Renew TATA Car Insurance?
You must renew your car insurance policy before its expiry. You can easily do that by following the TATA insurance renewal process. Here are the steps involved in the TATA insurance renewal process.
The TATA car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.
- Enter the required details like Make and Model of the Car,
- Enter RTO & Registration date,
- The premium from different insurance companies is displayed.
Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.
Documents Required for TATA Car Insurance Claim
Following are the documents you will require for filing a claim for your TATA Car:
- Claim Form
- Copy of Registration Certificate
- Copy of Driver’s Licence
- Copy of Pollution Under Control Certificate (PUC)
- Copy of FIR
- Copy of PAN Card ( For claims higher than Rs. 1 lakh)
- Satisfaction Voucher
- Car Insurance Policy Document
Benefits of TATA Car Insurance Policy:
- Cashless settlement at network garages
- Zero depreciation coverage
- Third-party as well as property liability
- Reimbursed claim settlement within 10days
- Driver and passenger coverage
- Flexible options from list of Add-ons
- Coverage for on-road emergencies
How to get the lowest premium for TATA?
PolicyBachat provides you the best competing insurance plan for your TATA car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category TATA insurance cost in India is higher at 18%.
Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of claim settlement and a comprehensive car insurance policy with a recommended add-on to minimize your TATA insurance premium amount.
A car insurance premium calculator is the ultimate tool provided by car insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium quotes on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.
Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. A car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.
With this online car insurance calculator buyers do not need to guess the premium amount, can evaluate the policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the insurance cover limits, and deductibles for the premium.
Where to choose the TATA Car Insurance Policy?
PolicyBachat is the right place to buy a TATA car insurance policy. At policyBachat, a car owner can compare the quotes for his vehicle from the top insurance providers. Check the benefits availed by an insurance company and choose the right policy that has the best-in-class features at competing for a price tag.
Approach to get a Perfect Insurance for your TATA Car:
Since all TATA car series belong to the luxury class, taking full coverage is of utmost importance. TATA cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.
Be judicious before buying insurance for your TATA car. Certain things that you can keep in mind before taking the policy are:
- Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
- Explore the different coverage available and find out the one that is right for your car.
- Compare the risks covered and the premiums being offered by different carriers through a TATA car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
- Look for discounts being offered by different insurers and find out if you are eligible for any.
How to buy a TATA Car Insurance Policy?
Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best TATA car insurance online. PolicyBachat.com is the right destination to compare the numerous insurance quotes in one place. TATA car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew TATA car insurance policy online and save big!
PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers.
We give the best security to your submitted information also. We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, etc.
Best TATA Car Insurance:
Best TATA car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured, phone number, etc.
Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims process covered in third-party liability is death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.
Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. depend on the premium amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.
Ways to avail discount on TATA insurance policy:
- Online Policybachat.com provides you extensive discount options to save on your TATA insurance premium.
- A safety Anti-lock braking system is equipped to avail a discount.
- Safety restraint factory in-built systems like airbags, seatbelts save your money in terms of discounts.
- Anti-theft devices and features secured equipment helps to avail the discount.
- To know more about TATA cars and about the possible discount go through our online portal.
Tata Car Insurance Models:
Trying to find how to get the correct insurance for your Tata car? No matter what model of car you own, whether a Tata Aria or an Indica, as an insurance buyer you should always target for the highest coverage at the most affordable premium rates.
Help yourself choose the best car insurance policy with the help of PolicyBachat’s Tata Car Insurance Calculator. Just fill in the simple form with all the information asked for. It will help you calculate the IDV, deductibles and premium rates of different available plans from different top insurers based on the data provided by you. This in turn will help you conclude on which policy will be most suitable for your needs and your pocket.
Tata Car Variants:
List of TATA car variants for new or used cars are:
Tata INDICA EV2 CR4(DIESEL) LS:
This Tata variant satisfies the commuters with its comfort and sophisticated features giving ample in-cabin space. The interior digital equipment is well organized giving the car a classy look.
Main Insurance companies like HDFC-ERGO, Bajaj Allianz, and L&T provide insurance plans like Standard, Best value, Maximum IDV, flexible for insuring Tata Indica EV2 CR4 Diesel LS. Policy Bachat gives sample premium plans for the car.
Tata INDICA V2 XETA 1.4 GLX:
With its incredible fuel efficiency, striking exteriors, spacious cabin the car meets everything you want.
Insurers like IFFCO-TOKIO, Bajaj Allianz, Bharti AXA, HDFC ERGO and L&T offer insurance for Indica V2 XETA 1.4 GLX. They provide premium plans like standard, best value, minimum IDV and maximum IDV. Some of the sample premiums are shown below.
Tata INDICA VISTA VX QUADRAJET:
The interiors of Tata Indica Vista VX Quadrajet are spacious allowing the passengers travelling with comfort. The car gives you a pleasant ambience and let you enjoy its luxurious functions.
Policy Bachat provides insurance for this model through major insurance providers in India like Bajaj Allianz, HDFC-ERGO, Bharti AXA, L&T and IFFCO-TOKIO. These insurers have more insurance plans to support the policy holder which include standard, minimum IDV, maximum IDV, flexible, zero depreciation, and Best Value. To assist the customers Policy Bachat provided a tabulated data of some premiums.
Tata INDICA VISTA AQUA TDI:
Indica has a hatch back body type with front and rear suspensions. It has a power assisted hydraulic steering wheel with a diesel engine. It offers moderate mileage for both highway and city drive. The interior of the car is spacious and comfortable. This variant of Tata is in everybody’s reach.
Insurance for this car is provided from some prominent insurance providers like Bharti AXA, L&T, and IFFCO-TOKIO. The policy holders can choose the plans like Standard, Minimum IDV, Maximum IDV, which are administered by these insurers. The below tabulation specifies sample premiums for the car.
Tata INDICA VISTA AURA QUADRAJET:
Tata Indica makes your ride exuberant with its advanced music system, remote controlled audio system and digital lock. The infotainment system of this car includes most Hi-Tech features enabling the sophisticated utility.
Insurance to this model is offered by IFFCO-TOKIO, Bharti AXA, HDFC Ergo and L&T under their distinct premium plans like standard, minimum IDV, maximum IDV. Some of these sample premiums are discussed below.
Tata SAFARI DICOR 2.2 VTT EX 7 SEATER:
This power packed SUV features new generation engine that generates high amount of power and torque. This efficient engine gives a better mileage along with low power consumption.
Bajaj Allianz, HDFC-ERGO, L&T provides insurance for Safari Dicor with their premiums like standard, zero depreciation, and emergency assistance, flexible and best value. The sample premiums for the car are shown below.
Tata INDICA VISTA AURA SAFIRE:
Vista is a best choose among its variants for its reliability, space and performance efficiency. It provides good fuel efficiency which is around 12.8kmpl on both highway and city.
Car insurance companies like IIFCO-TOKIO, Bajaj Allianz, HDFC-ERGO, Bharti AXA offer insurance premiums with some plans for their policy holders. These include Standard, Best Value, Maximum IDV, Flexible and Minimum IDV. The list below is by policy Bachat which includes some premiums for Tata Indica Vista Aura Safire.
Tata INDICA VISTA LS QUADRAJET:
With a lively diesel engine and fuel efficient hatchback body, Tata Indica Vista obtained remarkable reviews for its performance and comfort.
Policy Bachat provides some premium insurance plans for Tata Indica Vista LS Quadra Jet like standard, best value, flexible, minimum IDV, maximum IDV and zero depreciation. These plans are offered by Bajaj Allianz, HDFC-ERGO, IFFCO-TOKIO and Bharti AXA. Some of the insurance premiums for the car are tabulated below.
Tata INDICA VISTA AQUA QUADRAJET:
The car features comfort and convenience with its power steering, air conditioning system, power windows, front power outlet and many more. This is the best choice for enjoying a comfortable drive.
PolicyBachat provides car insurance through various insurance plans like standard, minimum IDV and maximum IDV that are offered by major insurance providers like Bharti AXA, IFFCO-TOKIO, HDFC Ergo and Bajaj Allianz. Lists of the sample premiums are shown below.
TATA INDIGO GLS:
The sedan offers comfort with spacious interiors and well managed digital operations for a budget price. It has a moderate reliability and power generation. It is must buy car for those who look for comfort in budget.
Policy Bachat provides car insurance calculator for Tata Indigo GLS which includes the insurance from IFFCO-TOKIO, Bharti AXA, Bajaj Allianz and L&T under their premium plans like Standard, Best Value, Flexible, Minimum IDV, Maximum IDV and Zero Depreciation. A list of sample premiums is provided here below.
Tata NANO LX:
Nano LX is in the innovative line of evolution featuring remote keyless entry; easy steer technology and new amphistream music system with in the budget price.
Premium plans like standard, maximum IDV, best value, flexible, and minimum IDV are provided to the consumers who look for the insurance of NANO LX by major insurance providers like Bajaj Allianz, HDFC-ERGO, IFFCO-TOKIO, Bharti AXA and L&T. The list given below discusses some sample premiums offered.
Tata INDIGO CS EGVX:
This redefined car features enhanced comfort ride with its improved suspension and increased in-cabin space. This is a better choice for enjoying the comfort while travelling.
Insurance for Tata Indigo CS EGVX is provided by the major insurers like Bajaj Allianz, Bharti AXA and HDFC-ERGO. These insurers offer some premium plans like Standard, Best Value, Zero Depreciation, and Flexible to the consumers who are looking for insurance on Tata Indigo CS EGVX. Policy Bachat provides a list of sample premiums for the same.
Tata ZEST XMS PETROL:
Tata Zest’s design renovation with a spacious interior along with quality and stylish exterior design boosted the cars’ valuation in terms of comfort and convenience.
HDFC-ERGO provides insurance for Tata Zest XMS Petrol under its Premium plan Standard for its policy holders. The table below gives some sample premiums that are offered through PolicyBachat.
Tata INDIGO CS LS (TDI):
The exteriors of the car are chrome grille finished giving the body a rejuvenated look. With its sporty dual tone bumpers, smoked head lamps, the car stands front in style.
HDFC-ERGO, Bajaj Allianz, L&T, Bharti AXA are the major insurance providers that offer premium plans like Standard, Best Value, Minimum IDV for its policy holders. Policy Bachat provides the list for the same.
Tata INDIGO CS LX (TDI):
The sedan demeanor of Tata Indigo and its exceptional classiness makes the car highly desirable. It is slim and stylish among its other variants and also offer top end luxury with spacious interiors.
Insurance premium plans that are offered by HDFC-ERGO, Bajaj Allianz, L&T and Bharti AXA for Tata Indigo CS LX (TDI) are Standard, Best Value, Flexible, Minimum IDV and Maximum IDV. PolicyBachat gives the list of sample premiums below.
Tata INDIGO ECS LS:
Tata Indigo generates great mileage of 25kmpl from its diesel engine. It is provided with disc and drum brakes at front and rear ends respectively. The overall performance of the car is moderate.
Insurance providers like HDFC-ERGO, Bharti AXA, and Bajaj Allianz offer premium plans like Standard, Zero Depreciation, Best Value and Flexibility. Policy Bachat provides some of the sample premiums as shown below.
Tata INDIGO ECS LX:
In built ABS, central locking system, keyless entry, child safety lock, door and seatbelt warning system and many more are featured inside the car for safeguarding the travel.
Policy Bachat offers insurance through the major insurance provider, Bajaj Allianz which possess some premium plans like Standard, Best value, Flexible for their customers. The below given data is about some of the premium plans that are offered to Tata Indigo ECS LX.
Tata INDIGO ECS LX TDI DIESEL:
Indigo ECS LX TDI Diesel has Hi-Tech inbuilt infotainment system with multifunction music system, 4 way surround speakers, digital locking and enhanced audio system.
Insurance companies like HDFC-ERGO, Bharti AXA, Bajaj Allianz and L&T offer premium plans like standard, best value, Maximum IDV, Zero Depreciation and minimum IDV for insurance on Tata Indigo ECS LX TDI Diesel. Some of the sample premiums are discussed below.
Tata INDIGO MANZA AQUA QUADRAJET90 DIESEL:
This Tata sedan model is introduced in both diesel and petrol engines. It is loaded with lot of security options which promise a safe drive. The exterior of the car looks dynamic with its vibrant colors.
Premium plans like Standard, Minimum IDV, Maximum IDV, Best Value and Flexible are administered by Insurance companies like Bajaj Allianz, IFFCO-TOKIO, L&T and Bharti AXA to provide insurance for Tata Indigo Manza Aqua Quadrajet90 Diesel. Some of the sample premiums are given below.
Tata INDIGO MANZA AURA+QUADRAJET90 DIESEL:
The Maruti Zen VXI has proved to be blockbuster car since the time it was launched. It underwent a change in 2003 when it was fitted with a more powerful engine and became one of the most liked car among car owners.
You can find some of the best insurance policies for your ZEN VXI through Policy Bachat. Insurance for this car is provided by top carriers like Bajaj Allianz, IFFCO Tokyo, HDFC Ergo, Bharti AXA and L&T Insurance which presents Standard, Minimum IDV and Maximum IDV, Flexible and Best Value plans. The table below shows the sample premiums for these plans.
Tata INDIGO MANZA EX QUADRAJET90:
This car owns an extremely stylish exteriors and elegant interiors with power packed engine. The car provides a never before sedan experience for its users.
HDFC-ERGO, IFFCO-TOKIO, Bajaj Allianz, Bharti AXA and L&T are the insurance companies that provide insurance to Indigo Manza EX Quadrajet 90, under their plans like standard, best value, maximum IDV, flexible, minimum IDV and zero depreciation. Some of the sample premiums that are offered are given below.
Tata INDIGO MANZA VX QUADRAJET90:
This club class car features touch screen multimedia navigation system, fully automatic climatic control, largest in-cabin space enabling the luxurious travel handling its sophisticated features.
HDFC Ergo and L&T are the only insurance providers which offer insurance for this Indigo variant. These insurers offer premium plans like standard, minimum IDV, maximum IDV and zero depreciation. The list of some sample premiums is given below.
Tata INDIGO MARINA GLE (PETROL):
This model offers a top quality performance with outstanding stylish looks, efficient fuel economy and well equipped digital instruments which give abundant space and comfort.
Policy Bachat offers some sample premium plans provided by insurers like Bajaj Allianz and Bharti AXA. These plans are Standard, Flexible, Best Value and Zero Depreciation. The list below shows some sample premiums offered to the car.
Tata NANO CX:
These models by Tata are cheapest and possess stylish looks along with chrome accents on the exteriors. Nano bestowed with superb features and lavish exteriors with fair mileage..
Bharti AXA, L&T and IFFCO-TOKIO offer insurance premiums for Tata Nano with some of their premium plans like standard, Zero Depreciation, Minimum IDV and Maximum IDV. Here is a list for sample premiums.
Tata INDIGO GLX:
Car Insurance providers like L&T, HDFC-ERGO, IFFCO-TOKIO and Bharti AXA give some premium plans along with their insurance as Minimum IDV, Maximum IDV, standard, zero depreciation, flexible and best value for insurance on this Tata variant. Policy Bachat provides you with the list of some sample premiums given on this car.
TATA Car Insurance FAQs:
Is TATA Car Insurance is Mandatory?
Definitely yes, a car insurance policy is mandatory by the Government of India. To drive the vehicle on roads, a driver needs third-party liability coverage. Extensive coverage is necessary to protect your vehicle from adverse accidental claims.
What is TATA Car Prices in India?
Tata car price starts at Rs 5.96 Lakh for the cheapest model which is Tiago and the price of most expensive model, which is Safari starts at Rs 18.11 Lakh. Tata offers 10 car models in India, including 2 cars in SUV category, 3 cars in Hatchback category, 2 cars in Compact Sedan category, 3 cars in Compact SUV category. Tata has 2 upcoming cars in India, Tiago EV and Altroz EV.TATA car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.
| Car Model |
Price |
| TATA Punch |
6.50 lakh |
| TATA Nexon |
8.62 lakh |
| TATA Altroz |
7 lakh |
| TATA Harrier |
17.47 lakh |
| TATA Safari |
18.11 lakh |
| TATA Tigor |
6.74 lakh |
| TATA Tigor EV |
5 lakh |
How to Buy TATA Car Insurance Online?
It will take less than 5 minutes to buy TATA car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.
As a car owner, you can easily buy TATA insurance online:-
- Go to the form on the top of the page
- Fill up the details of your TATA car such as RTO, model, engine capacity, fuel type, etc.
- Provide your contact details including your name, email id, etc.
- Choose the best insurance for TATA car as per your requirements
- Pay the TATA insurance price online via net banking or bank debit/credit cards
- Your motor insurer will issue your TATA insurance online.
Is TATA worth buying?
If you are hesitating to buy it is likely because of the price on market. TATA cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why TATA’s are worth the expense in terms of quality, luxury, performance, and reliability.
What are the TATA Car Insurance Exclusions?
- Driving without a valid driving license
- Drunk driving the TATA car
- Wear and tear of the car
- Driving outside the geographical limit
- Consequential loss of the car
- Damages due to nuclear perils
- Depreciation in the value of the TATA car
- Damages due to war or related perils.
Why you should not buy a Used TATA Car?
- Inexperienced owners means poor maintenance
- A lot of jerks drive TATA’s
- Electrical Problems
- It’s a ticking time bomb
- TATA makes more money selling parts
- Well-document reliability issues
- Cheaper parts
- Enjoy the best years of the car, lease a new Porsche
- Old TATAs should not be daily drivers
Why it is Important to Have TATA Car Insurance?
- Covers for any damages/losses caused to the third party
- Provides comprehensive car insurance coverage
- Offers cashless transactions through network garages
- Get end to end claims assistance
Why is TATA Car Insurance So Expensive?
TATA is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.
Which is the highest and lowest priced model in TATA?
TATA car model with car variant of Safari is the highest priced model in all TATA cars. TATA car model with car variant of Tiago EV is the lowest priced model in all TATA cars.
Compare and Buy TATA Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.
What is covered?
- A third party policy covers only third party liabilities which might arise if:-
- Your car causes the death of third parties
- Your car causes third party physical injuries
- Your car damages third party property
- Damages suffered due to man-made causes like fire, riots, malicious acts, etc.
- Damages suffered due to natural causes like landslides, earthquakes, flood, lightning, etc.
- Damages suffered when transporting the car
- Theft of the car
- There is a personal accident cover too which is available in both third-party and comprehensive policies. Under this personal accident cover, a lump sum benefit is paid if the owner or driver of the car suffers accidental death or disablement when using the car.
What is not covered?
The following types of damages and claims are not covered by Tata Motors car insurance plans, whether you choose third party plans or comprehensive ones:-
- Damages incurred when driving without a driving license
- Damages incurred when driving under the influence of alcohol and/or drugs
- Damages incurred when driving outside the boundaries of India
- Damages incurred when committing acts of criminal nature
- Damages incurred when using the car against its usage restrictions
- Consequential losses or damages
- Depreciation and normal wear and tear of the car
- Deliberate accidents and self-inflicted injuries
- Damages incurred when driving without a valid car insurance policy.
Tata Car Insurance Claim Process:
Tata car insurance ensures all-around protection in case of unfortunate accidents or car theft. Now that you know about the various aspects of Tata Motors car insurance, it's now time to understand how claims are registered. Typically, there are two types of Tata car insurance claims:
Cashless Claim:
- Inform the insurance company about the accident
- Lodge an FIR at the nearest police station if required.
- Your damage will be subject to inspection by a surveyor
- Move your TATA Car to the nearest network garage
- Network garage will repair your TATA car, and you can take delivery after completing the required paperwork.
Reimbursement Claim:
- Inform the insurance company about the accident
- Lodge an FIR at the nearest police station if required.
- File a claim with the insurance company and submit the necessary documents.
- Your damage will be subject to inspection by a surveyor.
- The insurer will communicate the approved claim amount.
- If you agree with the approved claim amount, it will be transferred to your a/c, or a cheque for the same will be given.
Benefits of TATA Car Insurance Policy:
- Cashless settlement at network garages
- Zero depreciation coverage
- Third-party as well as property liability
- Reimbursed claim settlement within 10days
- Driver and passenger coverage
- Flexible options from list of Add-ons
- Coverage for on-road emergencies
- Customization of IDV
- Fast claim settlements