Oriental car insurance renewal online is a very important thing to do before your insurance expires. It's not just about saving money on car insurance, it's also about getting the coverage you need. It is true that if you renew your car insurance before its expiry date, then you will save money on the premium. You can also be assured of getting the best coverage for your vehicle.
Oriental Car Insurance offers affordable premiums with various add-ons available to suit your needs. The company has a dedicated team that provides 24/7 assistance on all policies and claims. The company has been providing excellent customer service and has become one of the most trusted names in the industry today. They offer a range of plans to suit different needs and budgets.
5 Reasons to Renew Your Oriental Car Insurance Policy In Time:
- Easy switch to other insurers
- Avoid paying higher premiums
- Enjoy continued coverage benefits of the plan
- Avoid discontinuity of No Claim Bonus
- Save from hassled experience.
Why Oriental Insurance Car Insurance Renewal Online is Important?
Oriental Car Insurance Renewal Online is a one-stop destination for all your car insurance needs. The company offers a range of products to suit your needs. Whether you are looking for cheap car insurance or comprehensive car insurance, Oriental Car Insurance Renewal Online has it all.
Oriental car insurance protects you from uncertainties and unforeseen situations that can lead to substantial losses. You and your car are covered against a variety of physical damages, bodily injuries, and death and third-party liabilities. The customized plans also offer added protections, add-ons, emergency services and multiple other benefits.
- Easy purchase and renewal.
- Third-party and comprehensive covers.
- Incurred claim ratio: 101.63%.
- Cashless Garages: 2000+
- Quick & hassle-free claim settlement.
- 30 regional and over 1,800 operating offices.
- Accessible in both urban and rural parts of the country.
The benefits of Renewing your Oriental Car Insurance Policy are many:-
- It cover you from Accident and Theft.
- Save money on your premium.
- You will covered under new discounts or offers which the company may introduce in the future.
- It saves you time, money, and convenient.
How Oriental Insurance Online Renewal for Car Works?
Oriental Car Insurance Renewal is a type of car insurance that offers a variety of benefits and coverage. The Oriental Car Insurance Renewal offers the following policies:
- Comprehensive coverage
- Third party liability
- Personal accident cover
- Personal accident medical expenses cover
- Roadside assistance
- Vehicle breakdown cover
- Vehicle replacement cover.
The Oriental Car Insurance Renewal also provides some optional benefits. These include:
- Easy and convenient
- Zero paperwork
- Security
- Cost-effective
- Backup of Policy documents.
Advantages of Renew Oriental Insurance Car Policy Online:
- Flexible plans.
- Cashless facility.
- Covers accidental losses/damages to your car.
- Takes care of liabilities to third parties.
- Includes a personal accident cover for the owner-driver.
- Add on covers (with extra premium): Nil depreciation cover, alternative car benefit, free emergency services through TVS and many more.
- Voluntary, Automobile Association membership and no-claim bonus discounts.
- Cost-effective policies.
- Excellent customer service, pre and post-sales assistance.
More Coverages:
| What is Covered |
Add-ons |
Discounts |
- Coverage for accidental losses or damages
- Loss/damage caused by burglary, housebreaking or theft, fire, explosion, self-ignition, lightning, earthquake, flood, storm, landslide, rockslide, inundation, terrorism, riots, strikes, malicious acts, transit by road, rail, inland waterways, air or lift.
- The repair or replacement cost is paid.
- Theft/total loss: IDV is paid.
- Liabilities to third parties-If the insured car causes injuries/death and/or property damage gets covered.
- Personal accident cover for the owner-driver up to 2 lakh.
- The additional premium is chargeable for electrical/electronic items, CNG/LPG fuel and extra benefits.
- Period of insurance: One year, however, shorter duration covers can also be availed.
|
- Nil Depreciation Cover
- Loss of Personal Effects
- Alternative Car Benefit
- Free Benefit of Emergency services through TVS.
|
- Voluntary Deductible
- Discount for anti-theft
- If No Claim is Preferred in the Expiring Policy
- Automobile Association Membership Discount.
|
Oriental Car Insurance Renewal Key Benefits & Features:
Renewing Oriental Car Insurance has a number of benefits such as:
- Covers third-party liabilities
- Provides Personal Accident cover for the owner.
- Direct cashless claim settlement in authorized network garages across India
- Discount on insurance premium if you are a member of Automobile Association of India
- You can avail a discount of 25% on OD Premium and TP Premium in case your car is vintage, manufactured prior to 31.12.40 and duly certified by the Vintage and Classic Cars Club of India
How to Reduce the Cost of Your Oriental Car Insurance Renewal?
It's entirely up to you where to get your car insurance from because the cost comparison between different companies varies. A number of factors can affect the amount of money you pay on each annual renewal, these include:
- Renew Policy before it Lapses (In time)
- Opt for Voluntary Deductibles
- Understand your needs
- Use the No Claim bonus (NCB)
- Renewing Online is the Cheapest.
When you buy a new car, it's important to know when your car insurance policy needs to be renewed. Some policies renew before you're even finished paying off your new car. There are many factors that can affect the timing and cost of a renewal. Factors include:-
- The age of your vehicle
- The type of coverage that you have
- Your driving history
- The price of your car and
- Your credit score.
Oriental Private Car Insurance Renewal Costs per cc:
| Private Cars |
Premium (2020-21) |
Premium (2021-22) |
| Not exceeding 1000cc |
2182 |
2344 |
| Exceeding 1000cc but not exceeding 1500cc |
3383 |
3590 |
| Exceeding 1500cc |
7890 |
7937 |
*Above mentioned values are for displayed purpose if you want to know the exact readings compare quotes.*
FAQs of Oriental Car Insurance Renewal:
How Do I Know When To Renew Oriental Car Insurance?
To avoid rejection of any claims or the possibility of an increased premium, we recommend renewing your vehicle insurance 30 days before it expires. We recommend that you contact Oriental store and ask them to provide more information. You should go over the new payment details before they are due and make any updates as required
If you are an existing PolicyBachat customer, they will notify you via phone or email when your policy is close to expiring. This way they can renew with us. We should always renew our car insurance policy before the old one expires. This is because if we don't, we will have to pay a higher premium for the new policy.
Is Oriental Car Insurance Renewal Easy?
Yes, it is easy to renew Oriental car insurance with PolicyBachat with Simple easy steps. You just have to pay your current premium in order to renew without having to go through the full application process again ahead of time. Before expiration of the policy, there will be a reminder from the company about needing to renew.
- Go to compare quotes above this article. Fill in the registration number of your car, Make & Model, geographical location, and email address. Tap on 'Start Save Money’.
- On the quotes section, go with your Oriental provider.
- Make the payment and you will receive the confirmation at your email address. If assistance needs call our customer support.
What if I decide not to renew my Oriental Car Insurance Policy?
If you have decided against renewing your Oriental car insurance policy, please contact the company. Follow these steps to cancel your Oriental Car Insurance Policy:
- If you choose not to renew your policy at the end of its term, inform your insurer before the renewal date.
- If you're using an automatic payment plan, be sure to contact your insurer and cancel before the first payment of the renewal term is automatically deduct
- If you have not already, make sure you cancel your policy before it renews by the end of the term.
- If not, make sure to cancel before paying for any services that may incur additional costs.
- Contact your insurer to see if you need to submit a written letter of cancellation or if you can do so online or over the phone.
My Car Policy Expired. Can I Renew It?
If you missed the deadline to renew your insurance policy, there might be a way for you to get an extension. This is only possible if it was a lapse in coverage instead of outright cancellation so talk to your insurance company about what happens next. Your old policy might not be renewed, but you could still qualify for a new one.
What If I Don't Renew My Policy And Drive Without Insurance?
Driving without a car insurance policy on the road is crime you will be fined for that issue and lot more things been happened:-
- Penalties and legal fines for driving without insurance
- Third party liability
- Legal complications
- Loss of No Claim Bonus
- Damage to Self.
How to Check Oriental Car Insurance Policy Status?
Oriental Car Insurance Policy Status can be checked by contacting the intermediary from whom the policy was taken or the insurance policy status can be found on the mParivahan app which displays the start date and end date of the insurance policy.
If you can remember the intermediary from whom the policy was taken you can talk to them about the status of the policy or in case if you have taken the policy from PolicyBachat then you can call our customer care to enquire on the insurance policy status.
How to Download Oriental Car Insurance Policy Copy?
Oriental Car insurance policy copy can be checked by contacting the intermediary from whom the policy was taken or alternatively the insurance policy copy can be found on the mParivahan app which displays the start date and end date of the insurance policy.
If you can remember the intermediary from whom the policy was taken you can talk to them about the status of the policy or in case if you have taken the oriental general insurance policy from PolicyBachat then you can call our customer care to enquire on the insurance policy.
Conclusion:
“Don’t forget to renew your car insurance before it expires, because doing so will avoid a gap in coverage where you might be left unprotected.”
Renew your Oriental car insurance policy now to benefit from these perks. Not only will you be able to avoid unpleasant surprises in the future, but it also allows you to save money and time by not having to worry about keeping up-to-date with your policies.
If you are looking to purchase a new plan, be sure to renew it in the future and if you are already on a plan and missed the renewal date, then proceed quickly and Renew Now! It's better to do it early as opposed to being too late.