Mercedes-Benz is the oldest luxury automobile manufacturer in India. A subsidiary of the German marquee, the company has its factory and headquarters located in Chakan, Pune. The company has a few customer-centric events in India such as the Mercedes Trophy and the AMG Driving Academy. The cost of Mercedes Benz car insurance varies depending on the type of policy that you choose to buy.
Mercedes-Benz sells models in the standard range, AMG range, and the Maybach range. The standard range includes the C-Class, CLA, GLA, GLC, C-Class Cabriolet, E-Class, GLE, E-Class All-terrain, GLS, V-Class, S-Class, and the CLS. The Maybach range includes the S-Class Maybach.
The AMG range includes C-43 AMG, GLC-43 AMG, GLE-45 AMG, E-63S AMG, G-63 AMG, AMG-GT Roadster, AMG-GT R, and the S63 AMG. The complete AMG range is imported to the country via the CBU route. Mercedes-Benz India has not revealed its plans for Electric Vehicles (EVs).
Every car owner should opt for a car insurance plan while purchasing a Mercedes Benz car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.
Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism, and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.
Mercedes Benz Car Insurance Price in India
PolicyBachat offers a comprehensive Insurance policy that covers total loss and damage to your Mercedes Benz along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Mercedes Benz insurance cost of your brand new Mercedes Benz car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.
Mercedes Car Models |
Mercedes Car Model Variants |
IDV (Insured Declared Value) |
Zero Depreciation Cover |
Mercedes Car Insurance Price |
Mercedes Benz GLA Class |
Facelift |
22.76 lakh |
10,470 |
59,329 |
Mercedes Benz A-Class |
A180 Sport |
22.12 lakh |
8850 |
48,905 |
Mercedes Benz M-class |
ML 320 CDI |
47.06 lakh |
24,945 |
92,241 |
Mercedes Benz GL-Class |
63 AMG |
84.35 lakh |
33,744 |
1.12 lakh |
Mercedes Benz CLA |
45 AMG |
57.12 lakh |
22,852 |
1.18 lakh |
Mercedes Benz GLS |
AMG 63 |
11.75 lakh |
62,318 |
1.97 lakh |
Mercedes Benz S- class Cabriolet |
S 500 |
98 lakh |
63,718 |
1.95 lakh |
Mercedes Benz CLK Class |
350 Cabriolet |
57.29 lakh |
30,367 |
1 lakh |
Reasons to Buy Mercedes Benz Car Insurance Policy:
Some of the reasons why buying Mercedes Benz insurance for your car is a smart decision:
- It provides its own damage cover to safeguard your Mercedes Benz car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
- The owner-driver of the Mercedes Benz car is provided with a personal accident cover
- It takes care of the high cost of repairing your Mercedes Benz car.
- Option to choose comprehensive or third-party liability insurance for your Mercedes Benz car.
- It comes with a large network of garages where hassle-free cashless repairs are done.
- It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
- You can reach out to customer support services in case of any query or claim intimation.
- It provides a No Claim Bonus (NCB) reward if you drive your Mercedes Benz car responsibly and do not file any claims.
How to Renew Mercedes Benz Car Insurance?
You must renew your car insurance policy before its expiry. You can easily do that by following the Mercedes Benz insurance renewal process. Here are the steps involved in the Mercedes Benz insurance renewal process.
The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.
- Enter the required details like Make and Model of the Car,
- Enter RTO & Registration date,
- The premium from different insurance companies is displayed.
Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.
Documents Required for Mercedes Benz Car Insurance Claim
Following are the documents you will require for filing a claim for your Mercedes Benz Car:
- Claim Form
- Copy of Registration Certificate
- Copy of Driver’s Licence
- Copy of Pollution Under Control Certificate (PUC)
- Copy of FIR
- Copy of PAN Card ( For claims higher than Rs. 1 lakh)
- Satisfaction Voucher
- Car Insurance Policy Document
Approach to get Perfect Insurance for your Mercedes Benz Car:
Since all Mercedes Benz car series belong to the luxury class, taking full coverage is of utmost importance. Mercedes Benz cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.
Be judicious before buying insurance for your Mercedes Benz car. Certain things that you can keep in mind before taking the policy are:
- Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
- Explore the different coverage available and find out the one that is right for your car.
- Compare the risks covered and the premiums being offered by different carriers through a Mercedes Benz car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
- Look for discounts being offered by different insurers and find out if you are eligible for any.
How to buy a Mercedes-Benz Car Insurance Policy?
Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to get the cheapest car insurance for Mercedes-Benz cars online. PolicyBachat.com is the right destination to compare the numerous insurance quotes in one place.
Mercedes-Benz car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew process Mercedes-Benz car insurance policy online and save big!
PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers. The standard t&c apply to the car insurance policy.
We give the best security to your information submit also We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, Acko general insurance company, etc.
Best Mercedes-Benz Car Insurance
Best Mercedes-Benz car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured, phone number, etc.
Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims process covered in third-party liability is death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.
Who provides the Best Mercedes Benz Car Insurance Policy?
With the existence of numerous car insurance companies, every company caters to the competing prices for Mercedes Benz insurance. Comparison of quotes from top insurance companies assures you to choose the right policy. Get car insurance quotes for Mercedes Benz on PolicyBachat to avail optimum coverage.
Mercedes-Benz Car Models
The Mercedez Benz car was invented by Karl Benz. The list of Mercedes-Benz car variants for new or used cars are:
MERCEDES-BENZ C CLASS 250 CDI CLASSIC:
This luxurious C-class model of Benz is one of the most desirable cars in the market for its sophisticated features, seating comfort, and superlative performance.
Bharti AXA is the only insurer that issues insurance on the Mercedes Benz C Class 250 CDI Classic under its premium plan standard. Some of the sample premiums are given below.
Mercedes-Benz CL 55 AMG COUPE :
This Luxury brand variant comes with 7-speed dual-clutch transmission which extracts maximum power that enables an enthusiastic ride with utmost satisfying performance.
Insurance on this car is given by HDFC-ERGO with its premium plans zero depreciation and emergency assistance. The list given below discusses some of the sample premiums that are offered on the car.
Need Help? call Policy Bachat at 1800-123-4006 or 1800-123-4003 and our insurance specialist will be there to assist you.
Car Insurance Premium Calculator in Mercedes Benz
Mercedes Benz is an automobile manufacturing company founded in 1926 by Karl Benz and Daimler. Mercedes Benz is into various segments like Automobiles, Trucks, busses, Internal combustion engines and luxury vehicles.
Mercedes Benz C Class is the most popular model in Mercedes Benz, acquires 27% of inquiries from Mercedes Benz. The average premium for the C Class model is 53,200. For some expensive models like Mercedes Benz CLA, Mercedes Benz Maybach average premium ranges 76,000.
Benefits of Mercedes Benz car insurance premium
Transparent claims: Get hassle-free claim settlement carriers at PolicyBachat, the right place to find genuine insurance companies.
Accidental damage repairs: Get the repairs and replacements done by insurance companies, a right Mercedes Benz insurance plan avails you full claim for the damages.
Approved network garages: Get the repairs done at your nearest insurer network garages, you will get the list of network garages near to your area at the time of claim registration
Cashless claim: Get cashless claim settlement Pan India from the mentioned insurance carriers, cashless claim settlement is the hassle-free process for damaged claims.
No Claim Bonus reward: Get rewarded with no claim settlement with an NCB discount for renewal of the new policy. A percent of discount is deducted from the policy renewal premium.
How to get the Lowest Premium for Mercedes-Benz
PolicyBachat provides you the best competing insurance plan for your Mercedes-Benz car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add-ons your insurance premium will increase. Due to the increase in slab rate for the insurance category Mercedes-Benz car insurance approximate cost in India is higher at 18%.
Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of cashless claim settlement. A comprehensive coverage insurance policy with a recommended car insurance add on covers to minimize your Mercedes-Benz insurance premium amount.
Car insurance premium calculator is the ultimate tool provided by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle insurance policy on the car insurance calculator page.
Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. Apparently, a car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.
With this online car insurance calculator buyers do not need to guess the premium amount, can evaluate policy through specifications, and buy a car insurance policy. An insurance calculator is useful to know the insurance cover limits, deductibles for the premium.
Mercedes Benz Car Insurance FAQs:
What are Mercedes Benz Car Prices in India?
Mercedes-Benz car price starts at Rs 50.37 Lakh for the cheapest model which is A-Class Limousine and the price of the most expensive model, which is AMG GT starts at Rs 3.17 Crore. Mercedes-Benz offers 27 car models in India, including 9 cars in the SUV category, 10 cars in the Sedan category, 1 car in the Hatchback category, 4 cars in the Coupe category, 2 cars in the Convertible category, 1 car in MUV category. Mercedes-Benz has 4 upcoming cars in India, EQS, EQE, E-Class Cabriolet Facelift, and EQB. Mercedes Benz car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, Model variant, etc.
Car Model |
Car Price |
Mercedes Benz GLA |
53.31 lakh |
Mercedes Benz A-class Limousine |
50.37 lakh |
Mercedes Benz G-class |
1.96 crore |
Mercedes Benz c-class |
61.46 lakh |
Mercedes Benz GLS |
1.32 crore |
Mercedes Benz E-class |
77.31 lakh |
Mercedes Benz S-class |
1.88 crore |
Mercedes Benz GLE |
96.42 lakh |
Mercedes Benz AMG GT |
3.17 crore |
How to Buy Mercedes Benz Car Insurance Online?
It will take less than 5 minutes to buy a MERCEDES BENZ car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.
As a car owner, you can easily buy MERCEDES BENZ insurance online:-
- Go to the form on the top of the page
- Fill up the details of your MERCEDES BENZ car such as RTO, model, engine capacity, fuel type, etc.
- Provide your contact details including your name, email id, etc.
- Choose the best insurance for MERCEDES BENZ car as per your requirements
- Pay the MERCEDES BENZ insurance price online via net banking or bank debit/credit cards
- Your motor insurer will issue your MERCEDES BENZ insurance online.
Is MERCEDES BENZ worth buying?
If you are hesitating to buy it is likely because of the price on the market. Mercedes Benz costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Mercedes Benz’s are worth the expense in terms of quality, luxury, performance, and reliability.
What are the Mercedes Benz Car Insurance Exclusions?
- Driving without a valid driving license
- Drunk driving the Mercedes Benz car
- Wear and tear of the car
- Driving outside the geographical limit
- Consequential loss of the car
- Damages due to nuclear perils
- Depreciation in the value of the Mercedes Benz car
- Damages due to war or related perils.
Why you should not buy a Used Mercedes Benz Car?
- Inexperienced owners mean poor maintenance
- A lot of jerks drive Mercedes Benz’s
- Electrical Problems
- It’s a ticking time bomb
- Mercedes Benz makes more money selling parts
- Well-document reliability issues
- Cheaper parts
- Enjoy the best years of the car, lease a new Mercedes Benz
- Old MERCEDES BENZs should not be daily drivers
Why is it Important to Have Mercedes Benz Car Insurance?
- Covers for any damages/losses caused to the third party
- Provides comprehensive car insurance coverage
- Offers cashless transactions through network garages
- Get end to end claims assistance
Why is Mercedes Benz Car Insurance So Expensive?
Mercedes Benz is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.
Which is the highest and lowest priced model in Mercedes Benz?
Mercedes Benz car model with car variant of AMG GT is the highest-priced model in all Mercedes Benz cars. Mercedes Benz car model with car variant of A-class Limousine is the lowest priced model in all Mercedes Benz cars.
Compare and Buy Mercedes Benz Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.