Looking for an ideal insurance plan for your Maruti Suzuki Wagon R, don’t bluntly go for the brand that the insurance company possesses over the years. Go Online, get quotes from the best insurance companies which have high claim settlement ratio. By online comparison of quotes, a policyholder can know the features and benefits availed by each carrier.
Maruti Suzuki Wagon R was introduced in 1999 in India, as Maruti Suzuki Wagon R undergone several modifications to satisfy the needs of their customers. The present model is in the sixth generation launched in February 2017. The cost of Maruti Suzuki Wagon R car insurance varies depending on the type of policy that you choose to buy.
Key Specifications of Maruti Suzuki Wagon R Car Insurance:
| Price |
Rs. 6.50 lakhs |
| Engine |
998 to 1197 cc |
| Power |
78 BHP |
| Mileage |
23.5 to 34 kmpl |
| Fuel Type |
Petrol & CNG |
| Torque |
115 nm |
| Transmission |
Manual |
| Seating Capacity |
5 seater |
Exterior Specifications:
- 1 Body colored bumper, door handles and ORVMs
- 2 Stylish body design
- 3 Full wheel covers
- 4 Projector headlamps
- 5 Fender side indicators
- 6 7 attractive color variants
Interior Specifications:
- 1 Power windows
- 2 Power steering
- 3 Auto gear shift feature
- 4 Airbags
- 5 Eagle Wings Audio System including digital clock and integrated USB
- 6 Convenient front cup holders
- 7 Sophisticated upholstery
- 8 Rear cabin lamps
- 7 Luggage parcel tray
- 8 Spacious boot space
Maruti Suzuki Wagon R Car Insurance Price in India:
PolicyBachat provides a Wagon R Insurance policy that covers loss and damage to your vehicle as well as third party liability. It also provides personal accident cover to the insured. To know the estimated maruti wagon r car insurance cost of your brand new wagon r car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.
|
Maruti Wagon R Car Models Variants |
IDV (Insured Declared Value) |
Zero Depreciation Cover |
Maruti Wagon R Car Insurance Price |
| Maruti Wagon R AX |
5.70 lakh |
3,315 |
11,243 |
| Maruti Wagon R LXI |
5.76 lakh |
3,003 |
12,732 |
| Maruti Wagon R ZXI |
6.12 lakh |
1,941 |
9,372 |
| Maruti Wagon R ZXI AMT |
4.79 lakh |
1,941 |
9,372 |
| Maruti Wagon R AMT VXI |
3.92 lakh |
2,738 |
8,282 |
*Above mentioned values are for assumption purpose if you want exact readings, please compare quotes for Maruti Suzuki Wagon R car at car insurance comparison tool.*
Types Maruti Suzuki Wagon R Car Insurance Policy:
In a major, there are 3 types of insurance policy where a policyholder can claim from carriers.
- Third party cover: Policyholder can claim against the damage caused to the third party, third party damage includes third party injury/death and third party property loss.
- Own damage: Damage caused due to an accident can get claimed by the insurance company. The claim amount may vary depends on the policy you choose. A comprehensive insurance policy protects you from damages caused due to floods, earthquake, theft, riots, terrorist attack, and other natural calamities.
- Personal accident cover: This coverage is helpful for the policyholder in case of an accident while you are in drive. All medical expenses and the expenses incurred for surgeries, hospital charges will be claimed by the policyholder.
Factors that determine Maruti Suzuki Wagon R Car Insurance Premium:
There are many factors that determine the Maruti Suzuki Wagon R insurance policy:
- Engine capacity: Engine displace is one of the major determinants of Maruti Wagon R car insurance premium. Higher engine capacity has a high chance of accidents and costs more for repairs and damages.
- Registration area: The city you are registered also impact your car insurance premium for Maruti Suzuki Wagon R. Vehicle registered in metro cities tends to have high insurance premium.
- Vehicle brand: If the vehicle model is prone to frequent accidental claims, carriers increase the premium for those models that have maximum accidental claims.
- No claim bonus: Those who have clean no claim history will get a discount on next premium amount termed as a no-claim bonus.
- Vehicle model: Age of vehicle determines the Maruti Suzuki Wagon R car price if the vehicle age increases premium decreases.
There are also other factors that influence your Maruti Suzuki Wagon R insurance amount are gender, age, marital status and past driving record.
Top Tips to Maintain Your Maruti Suzuki Wagon R:
- Try to drive at a steady speed between 60 and 80 km/hr.
- Avoid accelerating or decelerating unnecessarily.
- Make use of wheel cleaners to clean rims on a regular basis.
- Check tyres for wear and tear and replace them if required.
- Keep the Air conditioner in "LO" mode whenever the ambient is not very hot.
- Wax the exterior of your vehicle occasionally to maintain its shine and conceal scratches.
- While at traffic signals, switch off the engine.
How to Buy Maruti Suzuki Wagon R Car Insurance Online?
It will take less than 5 minutes to buy a MARUTI SUZUKI WAGON R car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget. As a car owner, you can easily buy MARUTI SUZUKI WAGON R insurance online:-
- Go to the form at the top of the page
- Fill up the details of your MARUTI SUZUKI WAGON R car such as RTO, model, engine capacity, fuel type, etc.
- Provide your contact details including your name, email id, etc.
- Choose the best insurance for the MARUTI SUZUKI WAGON R car as per your requirements
- Pay the MARUTI SUZUKI WAGON R insurance price online via net banking or bank debit/credit cards
- Your motor insurer will issue your MARUTI SUZUKI WAGON R insurance online.
How to Renew Maruti Suzuki Wagon R Car Insurance?
You must renew your car insurance policy before its expiry. You can easily do that by following the Maruti Suzuki Wagon R insurance renewal process. Here are the steps involved in the Maruti Suzuki Wagon R car insurance renewal process.
The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.
- Enter the required details like the Make and Model of the Car,
- Enter RTO & Registration date,
- The premium from different insurance companies is displayed.
Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.
How to Reduce Insurance Cost for Your Maruti Suzuki Wagon R?
You can lessen your Wagon R car insurance cost if you consider these strategies given below.
- Be a responsible driver and take adequate care while driving.
- Install an anti-theft system in your vehicle to prevent theft.
- Maintain your car well by servicing it regularly and taking good care.
- Browse through different insurance plans and opt for one that suits your budget.
- Pay for small repairs and replacements from your own pocket.
- Claim NCB or No Claim Bonus at the end of insurance cover and earn back up to 50% of the premiums paid.
Advantages of Maruti Suzuki Wagon R Car Insurance:
- Loss or damage caused by natural calamities
- Total loss because of fire, explosions or an act of terror
- Total loss because of theft
- Personal accident cover which could include passengers also
- Own-damage cover
- Third-party liability cover
Disadvantages of Maruti Suzuki Wagon R Car Insurance:
- Normal Wear and Tear and Electrical or Mechanical Breakdowns
- Damage to Tyres (unless vehicle also damaged)
- Driver without a Valid Driving License
- Driving under the influence (DUI) of intoxicants such as liquor or drugs
- When the vehicle is used for any illegal purpose
- Usage outside geographical limits
- Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
- Nuclear Wars and Perils
Maruti Suzuki Wagon R Car Insurance FAQs:
Why Maruti Suzuki Wagon R Car Insurance Premium?
Owing a car has many risk factors when you drive on roads as a third-party insurance policy is mandatory by the Govt of India. A comprehensive car insurance policy protects from unforeseen damage liabilities. Compare Maruti Suzuki Wagon R auto insurance quotes on PolicyBachat which caters you’re the best insurance quotes from the top companies.
What are Maruti Suzuki Wagon R Car Prices in India?
Maruti Wagon R price starts at Rs. 6.50 Lakh and goes upto Rs. 8.61 Lakh (on-road Hyderabad). Wagon R comes in 11 variants. Wagon R top model price in petrol is Rs. 8.61 Lakh. Wagon R base model price in cng is Rs. 7.66 Lakh. Whereas the price of Wagon R automatic version starts from Rs. 7.63 Lakh.
|
Car Model |
Prices |
| Maruti Suzuki Wagon R LXI |
6.50 lakh |
| Maruti Suzuki Wagon R VXI |
7.05 lakh |
| Maruti Suzuki Wagon R ZXI |
7.32 lakh |
| Maruti Suzuki Wagon R VXI AGS |
7.63 lakh |
| Maruti Suzuki Wagon R LXI CNG |
7.90 lakh |
| Maruti Suzuki Wagon R ZXI Plus |
8.02 lakh |
| Maruti Suzuki Wagon R ZXI AGS |
8.16 lakh |
| Maruti Suzuki Wagon R VXI CNG |
8.47 lakh |
| Maruti Suzuki Wagon R ZXI Plus 1.2 AGS Dual Tone |
8.61 lakh |
Is Maruti Suzuki Wagon R Worth Buying?
If you are hesitating to buy it is likely because of the market price. Maruti Suzuki Wagon R costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Maruti Suzuki Wagon R’s are worth the expense in terms of quality, luxury, performance, and reliability.
Why you should not buy a Used Maruti Suzuki Wagon R Car?
- Inexperienced owners mean poor maintenance
- A lot of jerks drive Maruti Suzuki Wagon R’s
- Electrical Problems
- It’s a ticking time bomb
- Maruti Suzuki Wagon R makes more money selling parts
- Well-document reliability issues
- Cheaper parts
- Enjoy the best years of the car, lease a new Maruti Suzuki Wagon R
- Old MARUTI SUZUKI WAGON Rs should not be daily drivers.
Why Is It Important to Have Maruti Suzuki Wagon R Car Insurance?
- Covers for any damages/losses caused to the third party
- Provides comprehensive car insurance coverage
- Offers cashless transactions through network garages
- Get end to end claims assistance
Why is Maruti Suzuki Wagon R Car Insurance So Expensive?
Maruti Suzuki Wagon R is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.
Which is the highest and lowest priced model in Maruti Suzuki Wagon R?
Maruti Wagon R price starts at Rs. 6.50 Lakh and goes upto Rs. 8.61 Lakh (on-road Hyderabad). Wagon R comes in 11 variants. Wagon R top model price in petrol is Rs. 8.61 Lakh. Wagon R base model price in cng is Rs. 7.66 Lakh. Whereas the price of Wagon R automatic version starts from Rs. 7.63 Lakh.
Why opt Wagon R Car Insurance Plan online?
Make your own research and conclude the right insurance cost for Wagon R, firstly, get offline quotes from insurance agents with the benefits they avail and compare these Wagon R insurance quotes with online. Cross check the features whether they avail the right plan with the benefits provided online.
Online provides the lesser premium than the offline insurance agents with the same benefits. Comparison of top insurance companies with features online policy provides transparent Wagon R insurance quotes with befitted features inclusive of GST, there are no hidden charges.
PolicyBachat recommend you to opt for zero depreciation policy if the vehicle is less than 3 years old; beyond 3 years comprehensively is preferable. Due to increase in slab rate for insurance category Wagon R insurance cost in India is higher at 18%. A policy may vary from case to case depending on the preference of the customer.