IFFCO TOKIO and Royal Sundaram are two of the most popular car insurance companies. They were in the industry for over a decade and offer multiple products. Their services have been compared because they provide similar offers in terms of cost, coverage, etc.
IFFCO TOKIO Car Insurance is a leading car insurance company that offers a wide range of insurance plans. It also provides an innovative approach to selling policies to customers, with the help of technology. Royal Sundaram Car Insurance is an Indian insurance company that offers affordable car insurance policies for its customers. It also provides some unique features which make it stand out from other companies in the market.
There are many different cover options available through these two insurance companies. Royal Sundaram provides a dedicated customer service team, easy claim processes, and a fantastic experience all-round. Another option is IFFCO TOKIO Car Insurance which offers an expansive range of cover options, highly knowledgeable claims advisors, and reliable service overall.
| Differences |
IFFCO TOKIO Car Insurance |
Royal Sundaram Car Insurance |
| Cashless Network Garages |
4300+ |
4600+ |
| Claim Settlement Ratio |
84.04% |
87.89% |
| Solvency Ratio |
1.73 |
1.59 |
| Claims settled |
8.61 lakhs |
1.5 Million |
| Branches |
200+ |
165+ |
Comparison of IFFCO TOKIO Car Insurance vs Royal Sundaram Car Insurance:
IFFCO TOKIO and Royal Sundaram are two of the most popular car insurance companies in India. The article highlights the key differences between these two companies, features, their pricing structure, service levels, and more importantly their target customers to help you choose which one is better for you.
Both IFFCO TOKIO vs Royal Sundaram Car Insurance Companies offers a wide range of cover options with a low premium, has a dedicated customer service team that helps customers get the best deal possible, and offer an easy claim process. They both provide affordable insurance plans to their customers.
You can find the key differences between these two businesses and see what a better alternative is for you. You can decide based on which services they offer or the target audience each one is trying to serve.
| Key Features |
IFFCO TOKIO Car Insurance |
Royal Sundaram Car Insurance |
| Premium |
Up to 70% savings |
Save up to 75% |
| No Claim Bonus (NCB) |
Up to 50% discount |
Up to 50% discount |
| Claim Assistance |
24x7 claim assistance and claim settlement within 4 hours |
24x7 Emergency claim assistance |
| Easy Claims |
App based claim settlement |
M CHATRA App for easy claim processes |
| Accessibility |
Online through
PolicyBachat & IFFCO TOKIO Website. |
Online through
PolicyBachat & Royal Sundaram Website. |
*The premiums are displayed according to your details, compare the quotes and buy the policy according to your needs and budget.*
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Key Features, Benefits, and Highlights Comparison:
| Distinguish |
IFFCO TOKIO Car Insurance |
Royal Sundaram Car Insurance |
| Benefits & Features |
- This plan offers self-damage cover as well as damage to the third party.
- Choosing this plan will help you get up to 70% savings on premiums.
- Coverage against natural causes like floods, storms, lightning, earthquake, landslide, etc.
- Coverage against manmade causes like burglary, theft, accidental, external damage, etc.
- Coverage for CNG/LPG fuel kit.
- Coverage for loss or damage to electrical or non-electrical accessories.
- Quick claim settlement
- Trusted brand by no. of customers since 2000
- Instant policy insurance
|
- Minimal Documentation
- Protection from inflation (No need to pay an extra amount even increase in Third Party premium)
- Quick claim settlement
- Vehicle replacement value plus
- Quick Claim Settlement Process within 10 working days. No Claim Bonus (NCB) cover is Up to 50%
- Personal accident cover for all passengers and paid driver up to Rs. 50 lakh
- Legal Liability for paid driver
- Legal liability for passengers
- Comprehensive cover for electrical/electronic/non-electrical fittings
- Cover for CNG kit and Bi-fuel system.
|
| Highlights |
- The company offers completely transparent products and services so that you know what you are buying
- The claim settlement process of the company is quick and efficient ensuring that you get your claims settled within 4 hours
- The company has various awards in its name which make it a reputed company.
|
- 24x7 emergency assistance and trusted cashless repair garages
- Quick and hassle-free within 5 days of issuance.
- M-INSPECT App a digital car inspection process in the comfort of your home in just 20 minutes.
- M-CHATRA App here you have access to policy details, claim processes, and other queries.
|
To protect the policyholder from unfortunate damages which make an adverse impact financially, it is better to be insured. Check all the features and benefits of IFFCO TOKIO Vs Royal Sundaram before concluding the right insurance policy. Configure the premium with the benefits availed on IFFCO TOKIO Vs Royal Sundaram, and compare car insurance quotes from top insurers online on PolicyBachat.
IFFCO TOKIO Car Insurance:
IFFCO TOKIO Car Insurance is one of the leading car insurance providers in Japan. The company has been providing customers with reliable insurance services since 1922. The company offers comprehensive coverage for both personal and commercial vehicles, along with a wide range of optional features, such as roadside assistance and comprehensive protection for rental cars.
IFFCO Tokio caters you the coverage against physical damage to your car, personal damage or injury, and third-party liability like personal injury or death and property damage. IFFCO TOKIO offers a comprehensive car insurance policy is the ideal plan for optimum protection of third-party liability, and personal liability, and is a popular add-on for easy claim settlement.
| Types of Policies |
- Third Party Car Insurance
- Comprehensive Car Insurance
- Comprehensive Car Insurance with Zero Depreciation Cover.
|
|
Add-on/Riders |
- Zero depreciation cover
- Engine Protection
- No Claim Bonus Protection
- Roadside Assistance
- Return to invoice.
|
| Value-Added Services |
- Comprehensive Car Insurance Covers Accidents, Natural disasters, Manmade Calamities, fire, and Theft.
- Personal Accident Cover is covered up to Rs. 15 lakhs
- Third Party covers losses or damages to third party property or vehicle.
|
*Know about IFFCO TOKIO Car Insurance benefits and coverages in this Article*
Know More
Royal Sundaram Car Insurance:
In the last few years, Royal Sundaram Car Insurance has been one of the most popular car insurance providers in India. Royal Sundaram Car Insurance is a leading company in the field of car insurance. Royal Sundaram Car Insurance is a leading car insurance company in India with a nationwide presence and over 100 years of experience in providing quality services.
Royal Sundaram Car Insurance is the market leader in motor insurance. The company offers tailor-made policies designed specifically for individual needs, as well as group plans that can be customized according to the needs of your business or organization.
| Type of plans |
- Comprehensive Car Insurance
- Third Party Car Insurance
- Personal Accident Cover
|
| Add-on/Rider Options |
- Windshield Glass Cover
- Voluntary deductible cover
- Vehicle replacement value plus
- Depreciation Waiver Cover
- Loss of baggage cover
- Spare car clause
- NCB protector
- Key Replacement Cover
- Tyre Cover
- Lifetime Road Tax Clause
- Aggravation (Damage) Cover Clause
- Enhanced Personal Accident Cover
|
| Value-Added Services |
- 24x7 emergency assistance and priority cashless service from Trusted repair shops.
- Multiple, hassle-free claims in less than 5 days
- Car inspection process in just 20 minutes by M-INSPECT App.
- M-CHATRA App for all Policy details, Claim Processes, and other requests.
|
*Know about Royal Sundaram Car Insurance benefits and coverages in this Article*
Know More
More Coverages between IFFCO TOKIO Car Insurance and Royal Sundaram Car Insurance:
| Specifications |
IFFCO TOKIO Car Insurance |
Royal Sundaram car insurance |
| Damage due to Theft |
|
|
| Damage due to Accidents |
|
|
| Damage due to natural calamities, and Manmade Disasters |
|
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| Personal Accident Cover |
|
|
| Third Party Vehicle and Property damage |
|
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Where to Compare and Buy your Car Insurance Policy Checkout Here:
Compare car insurance policy rates online in India with PolicyBachat and select the one that meets most of your financial expectations. You can easily get multiple car insurance quotes online from the best car insurance companies in India.
- Fill required details at the top of this page, and select your car model, RTO Location, registration date, and email address.
- Click on the START SAVING MONEY
- Premiums with different insurance companies are displayed with low premiums
- Select required add-ons/riders and discounts, or
- Even you can edit policy details
- After that fill in the vehicle owner details and owner details
- Purchase the best car insurance policy using online payment
- If any queries are raised call: 1800-123-4003.
Conclusion:
Consider all the benefits, coverages, and discounts. Choose a car insurance policy according to your vehicle requirement. Now that you already know the difference between these two companies; start comparing the car insurance policies premiums of IFFCO TOKIO and Royal Sundaram car insurance above to select the best insurance company for your car.
The main difference that may vary between these two companies is the price of the policy. The IFFCO TOKIO offers a comprehensive package, which includes medical and legal expenses, while the Royal Sundaram has only medical expenses. The Royal Sundaram also has a higher deductible than the IFFCO TOKIO and allows you to choose whether you want to pay monthly or yearly premiums.