Honda Cars India (HCIL) is a cooperative of Japanese automobile manufacturer Honda. Founded in 1995, the company has its headquarters located in Greater Noida, Uttar Pradesh. The first model to roll off the company’s production line in India was the City. The model has been on sale in the country for more than 20 years. The cost of Honda car insurance varies depending on the type of policy that you choose to buy.
Currently, the product portfolio of Honda Cars India includes Amaze, BR-V, Jazz, WR-V, City, and Civic, CR-V, and Accord hybrid. The City has been the most successful model for the brand in India. HCIL currently produces the aforementioned cars in two of its factories that are located at Greater Noida in Uttar Pradesh and Tapukara in Rajasthan.
For the first 15 years, Honda Cars India offered its products exclusively with petrol engines. In 2013, Honda launched the Amaze compact sedan, which was the first model from the company to be offered with a diesel engine. Currently, the iDTEC engine is offered on all Honda products except the Accord, which is a petrol-hybrid.
Every car owner should opt for a car insurance plan while purchasing an Honda car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.
Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.
Honda Car Insurance Price in India
Are you planning to purchase insurance for your new Honda car? Regardless of the fact that your car is a luxury one like the CR-V or a small family car like the Brio, think judiciously while buying insurance for your car so that you get maximum coverage at minimum rates of premium.
PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Honda along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Honda car insurance cost of your brand new Honda car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.
Honda Car Models |
Honda Car Model Variants |
IDV (Insured Declared Value) |
Zero Depreciation Cover |
Honda Car Insurance Price |
Honda City |
New |
6.18 lakh |
3,315 |
11,243 |
Honda WRV |
i-VTEC S |
5.79 lakh |
3003 |
12,732 |
Honda Brio |
1.2 E MT |
3.52 lakh |
1941 |
9372 |
Honda Mobilio |
V i-DTEC |
3.52 lakh |
1941 |
9372 |
Reasons to Buy Honda Car Insurance Policy:
Some of the reasons why buying Honda insurance for your car is a Smart decision:
- It provides own damage cover to safeguard your Honda car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
- The owner-driver of the Honda car is provided with a personal accident cover
- It takes care of the high cost of repairing your Honda car.
- Option to choose comprehensive or third party liability insurance for your Honda car.
- It comes with a large network of garages where hassle-free cashless repairs are done.
- It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
- You can reach out to customer support services in case of any query or claim intimation.
- It provides No Claim Bonus (NCB) reward if you drive your Honda car responsibly and do not file any claims.
How to Renew Honda Car Insurance?
You must renew your car insurance policy before its expiry. You can easily do that by following the Honda insurance renewal process. Here are the steps involved in the Honda car insurance renewal process.
The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.
- Enter the required details like, Make and Model of Car,
- Enter RTO & Registration date,
- The premium from different insurance companies is displayed.
Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.
Documents Required for Honda Car Insurance Claim
Following are the documents you will require for filing a claim for your Honda Car:
- Claim Form
- Copy of Registration Certificate
- Copy of Driver’s Licence
- Copy of Pollution Under Control Certificate (PUC)
- Copy of FIR
- Copy of PAN Card ( For claims higher than Rs. 1 lakh)
- Satisfaction Voucher
- Car Insurance Policy Document
Approach to get a Perfect Insurance for your Honda Car:
Since all Honda car series belong to the luxury class, taking full coverage is of utmost importance. Honda cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.
Be judicious before buying insurance for your Honda car. Certain things that you can keep in mind before taking the policy are:
- Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
- Explore the different coverage available and find out the one that is right for your car.
- Compare the risks covered and the premiums being offered by different carriers through an Honda car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
- Look for discounts being offered by different insurers and find out if you are eligible for any.
Honda Car Models
List of Honda car variants for new or used cars are:
Honda ACCORD 2008 2.4 ELEGANCE AT:
Accord 2008 2.4 from Honda, with its robust, bold and aggressive look and extra connoting power, is a car that signifies elegance, class and style.
Policy Bachat provides myriad insurance policies from some of the top insurers in India. The companies include Bajaj Allianz, HDFC Ergo and Bharti AXA which in turn offers plans like Standard, Flexible, Best Value, Zero Depreciation and Emergency Assistance. Some sample premiums have been provided in the table below:
Honda AMAZE 1.5 SMT:
This is a compact city car which easily fits everywhere and regulates fuel usage while travelling and gives good mileage. This car is for your smooth and hassle free journey.
Major insurance company Bharti AXA offer insurance under their premium plans like standard, and Zero Depreciation for Honda Amaze 1.5 SMT. Some of the sample premiums are discussed below.
Honda AMAZE E:
Honda Amaze is stylish and built with aerodynamic design and attractive character line styling. It has a spacious boot space and designed with chrome grille.
L&T, Bharti AXA and Bajaj Allianz are the insurance providers for this car. They provide insurance under their premium plans like standard, minimum IDV, maximum IDV, Zero depreciation, flexible and best value. Policy Bachat gives the details of some sample premiums for the car from various insurers.
Honda AMAZE EX:
The Honda Amaze EX has proved to be a hit among those looking for an entry-level compact sedan with classy features and looks. The interiors are spacious and are a base diesel variant.
Policy Bachat has partnered with top insurance companies like Bajaj Allianz and Bharti AXA to provide car insurance to Amaze-owners. These insurers offer plans like Standard, Flexible, Best Value and Zero Depreciation. You can refer to the table below for some sample premium quotes.
Honda AMAZE S:
The car poses with comfortable cabin space and well equipped instrument panel. The interiors of the car give luxurious and sophisticated experience.
Insurance for this model is offered by insurers like Bharti AXA and Bajaj Allianz along with some of their premium plans like standard, best value, zero depreciation. The data given below represent some of the sample premiums offered.
Honda AMAZE(P) E:
A decent car that comes with a few safety and luxury features and a Petrol engine has proven to be a fair deal for car buyers.
Insurance for AMAZE (P) E is provided by two of the top car insurance providers in India, Bajaj Allianz and Bharti AXA, which offer plans like Standard, Flexible, Best Value and Zero Depreciation. You can find a few sample premiums from the insurer in the table below.
Honda AMAZE(P) S- AT:
This car features tilt steering, power folding OVRM and low turning radius which is truly joyous for the driver. This four-wheeler makes sure of the comfort offered for its commuters.
Policy Bachat provides car insurance for Honda Amaze (P) S-AT from insurers like Bharti AXA and L&T with their premium plans like standard, maximum IDV and zero depreciation. A list of some sample premiums is provided here below.
Honda BRIO S MT:
Aerodynamic body structure, spacious interiors and fair mileage have made Honda Brio S MT a good choice for those looking for a compact hatchback with state-of –the-art features and stylish looks.
Insurance for the Brio S MT car is provided by companies like Bajaj Allianz, HDFC Ergo and Bharti AXA. You can compare their quotes through policybachat.com. These insurers offer plans like Standard, Flexible, Best Value, Emergency Assistance and Zero Depreciation. You can refer to the table below for some sample premium quotes.
Honda CITY 1.5 EXI:
Honda City 1.5 EXI navigates smoothly with sheer elegance and poise in the city roads. The drive with Honda city symbolizes a skillful ride.
Policy Bachat offers car insurance for Honda City 1.5 EXI from major insurers like HDFC ERGO, Bharti AXA, and IFFCO-TOKIO under the premium plans like Standard, minimum IDV, maximum IDV, Emergency Assistance and Zero Depreciation. Some of the sample premiums are provided here below.
Honda CITY 1.5 EXI MT:
The Honda City 1.5 EXi MT is a moderately priced sedan which is well equipped with a stylish look and numerous luxury and safety features to ensure a comfortable driving experience.
Bajaj Allianz, HDFC Ergo, L&T, IFFCO TOKYO and Bharti AXA are some of the important insurance companies that provide various car insurance plans like Standard, Flexible, Best Value, Emergency Assistance, Minimum and Maximum IDV and Zero Depreciation for the City 1.5 EXi MT car. The table below shows some sample premiums..
Honda CITY 1.5 S AT:
The interior of the car is spacious with premium seating. The car is loaded with all the Hi-Tech features which are well organized. The interiors have a pleasant ambience which makes your travel exciting.
Car insurance for this Honda variant is offered by IFFCO-TOKIO, HDFC ERGO, Bharti AXA, L&T and Bajaj Allianz. These insurers provide some premium plans like Standard, Best Value, Flexible, Minimum IDV, Maximum IDV, Emergency Assistance and Zero Depreciation. The table for some sample premiums is provided here.
Honda CITY 1.5 S MT:
Honda City 1.5 S MT incorporates Hi-Tech features like Advanced driver Interface, Integrated audio along with touchscreen control panel.
Bajaj Allianz, Bharti AXA, L&T, HDFC Ergo and IFFCO-TOKIO, provide insurance for this variant under some of their premium plans like standard, flexible, best value, Minimum IDV, Maximum IDV, Emergency Assistance and Zero Depreciation. Policy Bachat gives an overview of the sample premiums offered.
Honda CITY 1.5 V MT:
The car has many security features that ensures your safety and is integrated with ABS system, mitigating headrests, rear parking camera, airbags and immobilizer anti-theft system.
Bajaj Allianz, GDFC Ergo, L&T and IFFCO-TOKIO are some of the major insurance providers for Honda city 1.5 V MT. They offer premium plans like standard, flexible, zero depreciation, minimum IDV, maximum IDV, emergency assistance. Policy Bachat gives a gist of some sample premiums provided.
Honda CITY 1.5 VITEC:
The car has one push start stop with smart key entry system, rear Ac vents enabling a hassle free and comfortable drive for the commuters.
Insurance providers like Bharti AXA, Bajaj Allianz and HDFC Ergo provide insurance with their premium plans like standard, best value, flexible, emergency assistance, zero depreciation for this model. Policy Bachat provides some of the sample premiums as shown below.
Honda CITY ZX EXI:
The Honda City ZX EXI, with its fuel efficient engine, stylish looks and spacious interiors have been able to become a favorite among those looking for a luxurious sedan t moderate price.
Insurance for the Honda City ZX EXI are provided by some of the top insurers in the Indian market like Bajaj Allianz, HDFC Ergo and Bharti AXA. The policies that are available from these companies include Standard, Best Value and Emergency Assistance.
Honda CITY ZX GXI:
This city car gives comfortable drive with spacious seating, and produces good mileage with efficient fuel consumption. This is a best car for family travellers.
Policy Bachat gives you a list of insurance providers which offer insurance on this Honda City ZX GXI variant, they include HDFC-ERGO, Bharti AXA and Bajaj Allianz and also the premium plans like standard, zero depreciation, best value, emergency assistance. The data given below discusses some sample premiums that are offered on the car.
Honda CITY ZX VTEC:
The Honda City ZX VTEC was the company’s venture to launch moderately priced Sedans with small capacity engines delivering high performance and fuel efficiency. Slowly but steadily the concept picked up market and eventually became a tough competition for rival brands.
The table below shows sample premiums from insurance companies who offer insurance for the Honda City ZX VTEC. These insurers are some of the top players in the Indian Market and include names like like Bajaj Allianz, HDFC Ergo and Bharti AXA. They provide plans like Standard, Best Value and Emergency Assistance.
Honda CIVIC 1.8 E MT:
Fantastic engine performance, spacious interiors, luxury features and sporty look – with all these plus points, the Honda Civic 1.8 MT did not take time to become a hit in the Indian market.
Policy Bachat provides multiple insurance policies from some of the top insurers in India. The companies include Bajaj Allianz, HDFC Ergo, IIFCO TOKTO and Bharti AXA which in turn offers plans like Standard, Flexible, Best Value, Zero Depreciation, Minimum and Maximum IDV and Emergency Assistance. Some sample premiums have been provided in the table below:
Honda CIVIC 1.8 S MANUAL TRANSMISSION ELEGANCE:
This stylish Civic is beautifully designed and enables entry with smart entry feature. This car even features power folding mirrors giving your car sufficient free space in parking.
Policy Bachat provides insurance assistance for this model from major insurance providers like Bharti AXA, IFFCO- TOKIO, HDFC-ERGO and L&T. These insurers have more insurance plans to support the policy holder which include standard, minimum IDV, maximum IDV and emergency assistance. To assist the customers Policy Bachat provided a tabulated data below including some sample premiums.
Honda CIVIC 1.8S MT:
With its Advanced Compatibility Engineering body secures the car during crashes without many damages. It is equipped with ABS, SRS Air bags, seat belts with automatic tensioning system and many more safety features.
Bharti AXA, HDFC Ergo and IFFCO-TOKIO are the three major insurance providers that grant insurance on this Honda variant. The premium plans that are included in the car insurance offered by the carriers are standard, minimum IDV, zero depreciation and maximum IDV. The list given below provides detailed information about some of the sample premiums.
Honda CONCERTO 1.5 I:
This Honda variant has a sleek body with stylish exterior design flaunting its sophisticated and luxurious features that promise comfort and security to the commuters.
Insurance for this model is provided by Bajaj Allianz with their plans covering Standard, and Best value. The list below shows some of the premiums provided for the vehicle.
Honda MOBILIO S I-DTEC:
Honda Mobilio S I-DTEC was Honda’s debut venture in the category of seven-seater cars and presented impressive space and flexibility, comfort and engine efficiency.
Insurance for Mobilio S I-DTEC is provided by one of the top car insurance providers in India, HDFC Ergo, which offer plans like Emergency Assistance, Standard and Zero Depreciation. You can find a few sample premiums from the insurer in the table below.
Honda NEW CITY 1.5 CORPORATE EDITION:
Honda New City 1.5 Corporate Edition is one of the best Value-For-Money cars from Honda. Its well decorated interiors, safety features and great looks and all these at cheaper price than other variants definitely make it a choice for many.
Policy bachat helps you get the perfect insurance for your Honda City from some of the top insurers in the country, which include HDFC Ergo, L&T and Bharti AXA. The offer different types of policies like Standard, Zero Depreciation, Minimum and Maximum IDV and Emergency Assistance.
Honda NEW CITY 1.5 S MANUAL TRANSMISSION:
Honda city is a luxurious car which is incorporated with well-organized Hi-Tech facilities and comfortable seating in the interiors.
Major insurance providers like HDFC ERGO, Bharti AXA and Bajaj Allianz provides car insurance for this model variant with premium plans like HDFC ERGO’s Zero Depreciation and Emergency Assistance, Bharti AXA’s standard, Bajaj Allianz’s best value, standard and flexible. The chart given below represents the sample premiums for the car from various insurers.
Need Help? call PolicyBachat at 1800-123-4006 or 1800-123-4003 and our insurance specialist will be there to assist you.
Calculate Premium For Honda Car Insurance
Honda Motor.Co.ltd is a Japanese Multinational Corporation founded by Soichiro Honda incorporated in 198. Honda is the largest producer of Internal Combustion Engines with over 14 million engines each year. Honda released its new luxury segment brand Acura in 1986. Honda is popular in manufacturing aircraft, automobiles, marine engines, motorcycles and power equipment. This imparts in the right insurance policy in India.
Honda Car Insurance coverage:
Accidental claims depend on the extent of insurance claims you opt, get extensive insurance coverage for hassle-free claims. As Honda Car price is above the economical segment; the insurance premium for Honda vehicles is also higher to compensate the risk factors.
Third party insurance: Protection to the third party involved in an accident, third-party property damage due to crash is also covered. In case of demise of the third party in a car, accident compensation will be made by court order on behalf of the policyholder.
Comprehensive insurance: In comprehensive car insurance policy, a policyholder can claim damages caused due to
- Natural calamities: Damages caused due to fire, floods, cyclones, earthquakes, self-ignition, rockslide, storm, thunder.
- Man-made disasters: Damage due to riots, robbery, unlawful acts, vandalism, damages to public properties, terrorism, assault also, the destruction caused in transit by road, rail and inland waterways.
Zero depreciation: This add-on helps to claim full damage expenses caused in case of accident by an insurer. Bumper to bumper damage loss can be claimed by a policyholder.
Engine protection cover: Protection against leakage of oil from the engine, water ingression in the engine. Honda car engine protection gives your claim in case of any mishap.
Roadside assistance: Get assistance with a car breakdown, engine start trouble, punctured tire, this add-on is helpful to get your repairs done in the nearest network garages.
Consumables cover: In an accident, there will be charges apart from the claim, those are the expenses for nuts, bolts, brake oil, engine oil etc. In order to evade these expenses get consumables coverage.
Personal accident cover: Get financial assistance to claim for medical expenses and hospital charges from an insurance company in case of a personal accident.
Benefits of Honda Car Insurance Policy:
- Get cashless claim settlement from all the Renault network garages for hassle-free claim settlement.
- Get policy online, easy and fast way to get the policy.
- Get remittance on Honda Car insurance premium as NCB discount.
- Get genuine Honda spare parts for replacements.
Compare Honda car insurance quotes online on Policybachat, choose the best insurance companies which have high benefits at a feasible premium.
Honda car lineup models are Honda Brio, Honda Amaze, Honda Jazz, Honda BR-V, Honda Mobilio, Honda City, Honda Civic, Honda CR-V. Honda City car is the highest selling vehicle in sedan segment competing with Hyundai Verna, Maruti Suzuki Ciaz, Skoda Rapid and Volkswagen Vento.
PolicyBachat is the right portal to compare car insurance quotes online, compare quotes with benefits and choose the leading Honda Car insurance policy online.
Below is the list of Honda cars with their premium online for 2016 vehicle
Honda Jazz 1.2 MT (Petrol- 1198 cc)
Company |
Plan |
IDV |
NCB |
Premium |
Bajaj Allianz |
Zero Dep |
4,47,778 |
25% |
19,240 |
Bajaj Allianz |
Standard |
4,47,778 |
25% |
15,825 |
Bharti AXA |
Zero Dep |
4,99,924 |
25% |
16,280 |
HDFC Ergo |
Zero Dep |
4,62,890 |
25% |
17,250 |
Kotak |
Standard |
4,83540 |
25% |
14,180 |
Honda Mobilio 1.5 E i-VTEC (Petrol-1497 cc)
Company |
Plan |
IDV |
NCB |
Premium |
Bajaj Allianz |
Zero Dep |
5,22,766 |
25% |
24,260 |
Bajaj Allianz |
Standard |
5,22,766 |
25% |
21,245 |
Bharti AXA |
Zero Dep |
5,39,634 |
25% |
22,290 |
HDFC Ergo |
Zero Dep |
5,12,476 |
25% |
27,650 |
Kotak |
Standard |
4,96,540 |
25% |
19,470 |
Honda CITY 1.3 LXI (Petrol 1343 cc)
Company |
Plan |
IDV |
NCB |
Premium |
Bajaj Allianz |
Zero Dep |
4,37,588 |
25% |
15,850 |
Bajaj Allianz |
Standard |
4,37,588 |
25% |
14,245 |
Bharti AXA |
Zero Dep |
3,80,800 |
25% |
12,070 |
HDFC Ergo |
Zero Dep |
4,12,860 |
25% |
16,250 |
Kotak |
Standard |
3,96,420 |
25% |
9,870 |
Note: We make assumption that policyholder haven't made any claim in the previous year and the premium is calculated by all favorable factors into consideration.
Honda Car Insurance FAQs:
What is Honda Car Price in India?
Honda car price starts at Rs 7.40 Lakh for the cheapest model which is Amaze and the price of most expensive model, which is All New City starts at Rs 13.24 Lakh. Honda offers 5 car models in India, including 2 cars in Sedan category, 1 car in Hatchback category, 1 car in Compact Sedan category, 1 car in Compact SUV category. Honda has 2 upcoming cars in India, HR-V and New Jazz. Honda car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.
Car Model |
Prices |
Honda All New City |
13.24 lakh |
Honda Amaze |
7.40 lakh |
Honda WR-V |
10.46 lakh |
Honda Jazz |
9.19 lakh |
Honda City |
10.95 lakh |
Honda HR-V |
12 lakh |
Honda New Jazz |
8 lakh |
How to Buy Honda Car Insurance Online?
It will take less than 5 minutes to buy HONDA car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.
As a car owner, you can easily buy HONDA insurance online:-
- Go to the form on the top of the page
- Fill up the details of your HONDA car such as RTO, model, engine capacity, fuel type, etc.
- Provide your contact details including your name, email id, etc.
- Choose the best insurance for HONDA car as per your requirements
- Pay the HONDA insurance price online via net banking or bank debit/credit cards
- Your motor insurer will issue your HONDA insurance online.
Is Honda Worth Buying?
If you are hesitating to buy it is likely because of the price on market. Honda cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Honda’s are worth the expense in terms of quality, luxury, performance, and reliability.
What are the Honda Car Insurance Exclusions?
- Driving without a valid driving license
- Drunk driving the Honda car
- Wear and tear of the car
- Driving outside the geographical limit
- Consequential loss of the car
- Damages due to nuclear perils
- Depreciation in the value of the Honda car
- Damages due to war or related perils.
Why you should not buy a Used Honda Car?
- Inexperienced owners means poor maintenance
- A lot of jerks drive Honda’s
- Electrical Problems
- It’s a ticking time bomb
- Honda makes more money selling parts
- Well-document reliability issues
- Cheaper parts
- Enjoy the best years of the car, lease a new Honda
- Old HONDAs should not be daily drivers
Why Is It Important to Have Honda Car Insurance?
- Covers for any damages/losses caused to the third party
- Provides comprehensive car insurance coverage
- Offers cashless transactions through network garages
- Get end to end claims assistance
Why is Honda Car Insurance So Expensive?
Honda is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.
Which is the highest and lowest priced model in Honda?
Honda car model with car variant of All New City is the highest priced model in all Honda cars. Honda car model with car variant of Amaze is the lowest priced model in all Honda cars.
Compare and Buy Honda Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.