Future Generali Car Insurance Price List In India 2024

Contents:

• What is Future Generali Car Insurance Online?
• Future Generali Car Insurance Price List
• Future Generali Car Insurance Coverages
• Tips for Getting the Best Price on Future Generali Car Insurance
• How to Buy Future Generali Car Insurance Online?
• Future Generali Car Insurance Renewal Online
• Future Generali Car Insurance Claim Process
• Documents Required For Future Generali Car Insurance
• Conclusion

What is Future Generali Car Insurance Online?

Future Generali car insurance is a good option to consider if you are looking for a reliable and affordable car insurance policy in India. Future Generali Insurance is a joint venture between the Future Group and the Generali Group. The company was established in September 2007 in India. The company deals in a wide range of insurance products and car insurance are one of its most demanded products. It offers a single yet effective comprehensive motor solution.

Car insurance policies by Future Generali are offered with various add-ons so as to allow the customer to choose and opt for extra coverage and enhance the scope of coverage provided for his car. This company ensures your car’s security against theft as well as damage from the road accidents. Their online services to buy car insurance and renew a car insurance policy are as easy as a pie.

Future Generali Car Insurance Price List

Car insurance is a must-have for all car owners in India to protect their vehicles from damages and third-party liability. Future Generali is a well-known insurance company that offers a range of car insurance policies to suit different needs and budgets. One important factor to consider when choosing a car insurance policy is the price. The cost of Future Generali car insurance varies depending on the type of policy that you choose to buy.

Insurance prices are determined based on various factors such as the make and model of the car, the age and driving history of the driver, the location of the insured vehicle, and many other factors. If you are interested in getting a quote for Future Generali car insurance, you can visit their website or contact their customer support for more information. Or Compare quotes on top of the page to get accurate car insurance prices. It's important to provide accurate information when getting a quote to get an accurate estimate of the cost of your insurance policy.

Premium rates for Future Generali Car Insurance can vary widely based on factors such as the make and model of the car, the age of the vehicle, and the policyholder's age and driving history. Here are some sample premium rates for illustrative purposes only:

*Please note that these are hypothetical rates, and actual premiums will depend on various factors specific to each policy.*

Future Generali Car Insurance Coverages

Car insurance is a type of insurance coverage that protects the insured from financial loss arising from car accidents. In India, car insurance is compulsory for all vehicle owners. There are many types of car insurance plans available in India. Car insurance policies come in two main types; each offers different levels of coverage. The most common ones are third party liability, and comprehensive.

Tips for Getting the Best Price on Future Generali Car Insurance:

Safe Driving Habits:

• Maintaining a clean driving record is one of the most effective ways to lower your insurance premium. Avoid accidents and traffic violations to demonstrate responsible driving.
• Consider enrolling in defensive driving courses, which may qualify you for discounts.

No-Claim Bonus (NCB):

• Future Generali and other insurers offer a no-claim bonus for policyholders who do not file claims during their policy term.
• Accumulate NCB over the years to enjoy significant premium discounts when renewing your policy.

Bundle Policies:

• If you have multiple insurance needs (e.g., home insurance, health insurance), consider bundling them with Future Generali. Bundling can often result in discounted premiums.
• Bundling also simplifies your insurance management, as you deal with a single insurer for multiple policies.

Choose Add-Ons Wisely:

• While add-ons can enhance your coverage, they also increase your premium. Select add-ons that align with your specific needs and risks.
• Evaluate the cost-benefit ratio of each add-on to ensure you're getting value for your money.

Importance of Comparing Quotes from Multiple Insurers:

• It's crucial to obtain quotes from several insurance providers, including Future Generali, to ensure you're getting the best price and coverage.
• Different insurers may offer varying premiums for the same coverage, and they may have unique discounts and add-on options.
• Online insurance comparison tools make it easy to compare quotes, coverage options, and customer reviews from multiple insurers, helping you make an informed decision.

Consider your specific needs and budget when comparing quotes and choose the policy that offers the best balance between affordability and coverage. By following these tips and comparing quotes from multiple insurers, you can maximize your chances of getting the best price on your Future Generali Car Insurance policy while ensuring you have the coverage you need to protect your vehicle and yourself on the road.

How to Buy Future Generali Car Insurance Online?

Buying future Generali insurance policy online is the best way to get your insurance policy document to your mail within 10 minutes. Steps to get Future Generali Motor Insurance Policy.

• Get quote: Fill in the registration details like registered number, make and model, and year of manufacture. Get quote online by giving your vehicle information like make, model and vehicle number.
• Apply for insurance policy: Application for Future Generali insurance policy needs a basic information
• Engine number
• Chassis number
• Registration number
• Expiry date of the policy
• Get possible discounts: Get your possible discounts if available, and Select a quote that suits you and fill proposal form.
• Get your policy: Download the policy available on your profile or from the registered email address. Now pay the premium and get your policy easily.

Future Generali Car Insurance Renewal Online

It is important to renew your Future Generali car insurance policy on time to ensure that you have continuous coverage and avoid any lapses in your policy. With Future Generali's online renewal process, you can renew your policy from the comfort of your home or office in just a few clicks.

Car Insurance Renewal Benefits:

You enjoy the following benefits on renewing your car insurance policy with Future Generali:

• Zero documentation
• Availability of 24x7 customer support.
• Instant policy renewal right at your fingertips
• minimum documentation & paperwork
• save precious time & money
• Information at your availability
• Automatic Policy Renewal Reminders
• Transfer of entire NCB discount from the previous insurer to Future Generali car insurance policy.

Future Generali Car Insurance Claim Process:

Step 1: Fill an online form or call us at our toll-free number 1800-220-233.

Step 2: Inspection our surveyor will inspect your vehicle

Step 3: Documents provide requested documents by the surveyor

Step 4: Approved amount approved claim amount will be communicated to the workshop

Step 5: Direct payment will be directly made to Future Generali Workshop.

Documents Required For Future Generali Car Insurance:

Documents Required For New Car Insurance:

• Original/Copy of the Registration Certificate.
• Copy of Invoice and proof of payment (for new car purchase).
• Original/Copy of Driving License issued by competent authority.
• Proof of address and contact details.
• Copy of PAN and/or identity proof.

Documents/paperwork Required During Claims:

Before making a claim with Future Generali, it is very important to know the claims procedure and documentation required to ensure hassle free processing at minimal turnaround time. Below is the list of documents required when you make a claim.

• Original/Copy of the Registration Certificate.
• Duly filled claim form and claim intimation letter in the required format.
• Copy of Driving License.
• Copy of F.I.R if there was damage to a third party property/person.
• Ad hoc reports like Supplementary Report / Re-inspection report if required.
• Survey report issued by authorised surveyor.
• Estimate of repairs of the work carried out at the garage.
• Invoices copies for both reimbursement and cashless claims, along with proof of cash receipt.

For Theft Claims

• Policy copy
• Claim intimation form
• Claim form
• RC book copy
• Driving license copy
• FIR
• Sales invoice
• Tax receipt
• RTO report
• Transfer papers
• Final report
• Indemnity bond
• Subrogation letter
• Photo identity and address proof of the owner

For Third-party claims

• Duly filled and signed form
• Policy copy
• Driver’s license original
• FIR report
• Notice from the court
• RC book and all other documents in original
• Photo identity and address proof of the owner

Step-by-step claim process is mentioned below:

a) In case of an Accident

• Immediately contact Future Generali Car Insurance on their toll-free number or by visiting their nearest branch office.
• Lodge a claim by filling in the duly signed Claim Form by the insured
• Copy of Driving License, RC book, Policy document along with the original documents needs to be submitted
• FIR report also needs to be submitted if required (Kindly note down, contact details of people and vehicle number involved in accident)
• Original Repair Bill in case of a reimbursement claim is required
• In case of cashless service submit only the Invoice receipt
• In case of reimbursement provide estimate bill, original invoice and payment receipt
• Give a brief description of the loss or damage for the car
• Mention the details of the persons suffered injuries due to the accident or died in the accident
• Photographs of the damaged vehicle needs to be submitted
• Take appointment with the surveyor and take your vehicle to any of Liberty Car Insurance authorized network garages for repair, for cashless service. Submit the require documents to the surveyor
• The Company would confirm the liability
• In case you opt for cashless facility, the company will settle the repair bills directly with the garage up to the amount payable. But in case you do not opt for cashless facility, you have to pay for the repair charges and then submit the bills with claim form to the surveyor/company for settlement

b) In case of vehicle Theft

• Immediately contact Future Generali Car Insurance on their toll-free number or by visiting their nearest branch office. You may also write an intimation letter to Future Generali ’s registered office via post or courier
• Lodge a claim by filling in the duly signed Claim Form by the insured
• Copy of Driving License, RC book, Policy document along with the original documents needs to be submitted
• FIR report also needs to be submitted if required
• Photographs of the vehicle needs to be submitted
• Submit the NOC given by the financer for total loss and theft
• Submit the Power of Attorney or Subrogation in case of total loss
• Submit the discharge voucher
• Set of the car keys
• Submit the indemnity bond
• Original Repair Bill in case of a reimbursement claim is required
• Duly signed Form 28, 29, 30 and Form 35.
• Final confirmation with “No Trace Report” of the insured vehicle from the police
• The Company would confirm the liability and settle your claim

c) In case of Third Party Claims

• Immediately contact Future Generali Car Insurance on their toll-free number or by visiting their nearest branch office. You may also write an intimation letter to Future Generali ’s registered office via post or courier
• Lodge a claim by filling in the duly signed Claim Form by the insured
• Copy of Driving License, RC book, Policy document along with the original documents needs to be submitted
• FIR report also needs to be submitted if required
• Take appointment with the surveyor and take your vehicle to any of Future Generali Car Insurance authorized network garages for repair, for cashless service. Submit the require documents to the surveyor
• The Company would confirm the liability
• In case you opt for cashless facility, the company will settle the repair bills directly with the garage up to the amount payable. But in case you do not opt for cashless facility, you have to pay for the repair charges and then submit the bills with claim form to the surveyor/company for settlement. For Future Generali motor claim intimation toll free number 1800 220 233.

Conclusion

In conclusion, Future Generali car insurance is a reliable and affordable option for car owners in India. The company offers comprehensive coverage, cashless claims, quick and easy online renewal, 24/7 customer support, and additional benefits such as roadside assistance and zero depreciation coverage. With Future Generali car insurance, you can have peace of mind knowing that your car is protected from damages and third-party liability. Moreover, the company has a strong reputation for providing excellent customer service and prompt claim settlement. Therefore, if you are in the market for car insurance, it is worth considering Future Generali for your insurance needs.