Car insurance is very important and is a necessary expense for any car owner. When you are looking for the best car insurance, it can be difficult to find the right one. There are many different options available, and it can be hard to know which one is worth your money.
This article will provide you with a list of the top ten best car insurance alternatives that you can find and will allow you to save money on your premiums. We hope that after reading this article, it will be easier for you to make a decision about which company to choose from and what type of coverages best suit your needs.
There are many car insurance companies in the market. And it is not easy to find the best one for you. That is why we compiled a list of 10 alternatives that might suit your needs better than Digit. Car insurance is a type of insurance that covers damages and injuries caused by motor accidents. This type of insurance covers the cost of repairing or replacing your car if it gets damaged, stolen, or vandalized; provides coverage for injuries sustained in an accident; and pays for medical expenses resulting from an accident.
The top 10 alternatives to Digit are:-
- Magma HDI Car Insurance
- Reliance Car Insurance
- Shriram Car Insurance
- TATA AIG Car Insurance
- National Car Insurance
- New India Assurance Car Insurance
- United India Car Insurance
- Oriental Car Insurance
- Acko Car Insurance
- Navi Car Insurance
Digit Car Insurance:
Digit offers a superior selection of coverage options, from accident forgiveness to disappearing deductibles. It also has a track record for low car insurance complaints, which helps offset rates that are usually higher than its top competitors.
Key Points:-
- Claim Settlement Ratio: 74.91%
- Cashless Garages: 5800+
- Solvency ratio: 2.01
- Branches: 100+
- Claims Settled: 90.4%.
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Why Buy?
- Cheaper premiums
- Faster claim settlement
- Top-rated company
- Efficient customer support.
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How to choose the Best Car Insurance Companies?
Buying car insurance is downright easy in comparison and it doesn't put your savings at risk. You shop around for the best priced car insurance policy, pay your premium and have coverage up to the limits you've chosen. Also, you can obtain coverage for your vehicle with coverages like collision and comprehensive, something you can't do using alternative methods of financial responsibility.
To determine which car insurance is best, we have researched the companies which are stand out. This analysis takes into account three main categories of factors:
- Average rates and Coverages
- Online and digital policy management
- Availability and eligibility requirements.
We chose these metrics specifically to develop a well-rounded review. Our methodology uniquely helps you get a robust view of each carrier, rather than just focusing on the price. Our extensive research revealed that these 10 insurers are some of the best car insurance companies available for switching to Digit.
| Companies |
“Best Car Insurance for” |
| Magma HDI |
Best Services |
| Reliance |
Best for customizable premiums |
| Shriram |
Best car insurance package |
| TATA AIG |
Best for discounts |
| National |
Advanced Options |
| New India Assurance |
Best Rates Overall |
| United India |
Best for flexible policies |
| Oriental |
Best Mobile App |
| Acko |
Best for young drivers |
| Navi |
Reliable Claim Assistance |
*The above mentioned values are for knowing the purpose, if want correct readings to compare quotes top of the page.*
Top 10 Alternatives & Competitors of Digit Car Insurance:
Digit has many benefits and it’s easy to use. But if you want to find a replacement for Digit. Digit Car Insurance is a leading provider of car insurance. They offer their customers a variety of different packages, which are designed to suit the individual needs and budgets of each customer.
The best alternative to Digit Car Insurance is likely to be determined by what your needs are. If you're looking for a company that has competitive rates, then you may want to look at other providers as well. Here are some alternatives to Digit for when you need more features or want to try other solutions. For example, if you're looking for reporting or a lower price.
1) Magma HDI Car Insurance
Magma HDI is worth considering as your top choice. The company offers reputable service, a wide selection of coverage, and cheap car insurance rates, according to our rate estimates.
Key Points:-
- Claim Settlement Ratio: 66.13%
- Cashless Garages: 4000+
- Solvency ratio: 1.61
- Branches: 121+
- Claims Settled: 2.06 Lakhs.
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Why Buy?
- Save time
- Get better price
- Easy and convenient process
- Trained professionals at your service.
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2) Reliance Car Insurance
Reliance has pretty affordable rates for motorists with many types of needs, making it a good company for various driver profiles. The company gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience.
Key Points:-
- Claim Settlement Ratio: 76.89%
- Cashless Garages: 6200+
- Solvency ratio: 1.65
- Branches: 139+
- Claims Settled: 98%
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Why Buy?
- Safeguard a policyholder’s interests at all cost
- Introduce affordable insurance options accessible to all
- Bringing best and innovative insurance products to the market
- Ensure seamless operation with maximum priority given to a customer.
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3) Shriram Car Insurance
Shriram as the best car insurance for customizable premiums because of its Name Your Price tool, which allows drivers to shop for coverage according to their budget.
Key Points:-
- Claim Settlement Ratio: 79.43%
- Cashless Garages: 2000+
- Solvency ratio: 3.63
- Branches: 3850+
- Claims Settled: 2.08 Lakhs.
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Why Buy?
- 24x7 Hassle-free claim process
- Survey and assistance within a day
- Simple claim procedure
- Updated claim status.
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4) TATA AIG Car Insurance
TATA AIG Insurance shines with its optional coverage options, its claims process, and low level of complaints, which helps it overcome only average rates.
Key Points:-
- Claim Settlement Ratio: 75.41%
- Cashless Garages: 5400+
- Solvency ratio: 2.22
- Branches: 200+
- Claims Settled: 2.74 Lakhs.
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Why Buy?
- Instant Quote
- Easy Comparison
- Paperless and Quick Policy Issuance
- Save Money, and customizable
- Safe and secure process.
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5) National Car Insurance
The company is one of the oldest insurance players offering multiple insurance policies to fulfill the different needs of the customers.
Key Points:-
- Claim Settlement Ratio: 78.55%
- Cashless Garages: 3100+
- Solvency ratio: 0.62
- Branches: 373+
- Claims Settled: 2.3 Lakhs.
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Why Buy?
- 24x7 emergency assistance
- Quick & Hassle-free Claim Assistance
- Easy to make a claim
- Excellent customer support.
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6) New India Assurance Car Insurance
New India Assurance General Insurance understands that car insurance is a simple and effective way to protect your car from unforeseen risks. New India Assurance Car insurance saves costs, complies with the law, and stays hassle-free with the New India Assurance online car insurance policy. Having good car insurance is a necessity to protect you from financial losses that come along with road accidents.
Key Points:-
- Claim Settlement Ratio: 78.2%
- Cashless Garages: 3000+
- Solvency ratio: 2.13
- Branches: 2214+
- Claims Settled: 3.73 Lakhs.
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Why Buy?
- 24x7 claim assistance
- The quick and hassle-free claim settlement process
- Digital insurance process for the paperless system.
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7) United India Car Insurance
The company is one of the oldest and one of the most reliable insurance companies which understands the need for car insurance and thus offers insurance products that are designed to cater to the different sections of society.
Key Points:-
- Claim Settlement Ratio: 77.12%
- Cashless Garages: 2000+
- Solvency ratio: 1.41
- Branches: 1900+
- Claims Settled: 1.45 Lakhs.
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Why Buy?
- Quick and Easy approval of Claims Settlement
- Easy renewal options
- Multiple discounts
- Convenient paperless procedure.
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8) Oriental Car Insurance
The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle.
Key Points:-
- Claim Settlement Ratio: 81.83%
- Cashless Garages: 2000+
- Solvency ratio: 1.40
- Branches: 1800+
- Claims Settled: 18 Lakhs.
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Why Buy?
- Premium Discounts
- Cashless repair facility
- Excellent customer service.
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9) Acko Car Insurance
Acko has very competitive car insurance rates for many types of car owners, which makes it worth a look if you want cheap car insurance. Having a low level of car insurance complaints is another reason to consider Acko Car Insurance.
Key Points:-
- Claim Settlement Ratio: 82.35%
- Cashless Garages: 1300+
- Solvency ratio: 1.91
- Branches: 200+
- Claims Settled: 10 Lakhs.
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Why Buy?
- Incredibly low premiums
- Stress-free claims
- Total convenience
- Zero paperwork
- Instant settlement
- 24x7 customer support.
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10) Navi Car Insurance
Navi General Insurance is a leading car insurance company in the country. The company gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience. Navi General Private Car Insurance Policy can be customized as per your requirement to get insurance for your private vehicle.
Key Points:-
- Claim Settlement Ratio: 75.41%
- Cashless Garages: 5400+
- Solvency ratio: 2.22
- Branches: 200+
- Claims Settled: 2.74 Lakhs.
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Why Buy?
- Instant Quote
- Easy Comparison
- Paperless and Quick Policy Issuance
- Save Money, and customizable
- Safe and secure process.
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Conclusion:
If you are looking for car insurance alternatives to Digit that are more affordable and flexible. Choose the above top 10 car insurance companies that provide car insurance policies are required to secure our loved ones and both are needed to comprehensively cover all aspects of the car. Car insurance provides financial protection against the risk of death.
So, before deciding on the best policies check all the features and benefits, etc. Many factors can affect your decision on which car insurance company to choose. You have known about the differences between car insurance companies before concluding on the right insurance policy. Compare car insurance quotes for the best car insurance plans in India from top insurers online at PolicyBachat.