BMW 5 series is a classic modern business sedan vehicle equipped with high-end safety features and a superior driving experience. This mid-sized luxury vehicle won the heart of car lovers and has been the best-selling model in BMW after BMW 3 series. Now BMW 5 series is in the seventh generation. The cost of BMW 5 Series car insurance varies depending on the type of policy that you choose to buy.
BMW 5 Series is equipped with a dynamic BMW Twin-power turbo engine engineered with a lightweight structure. BMW G30/G31/G38 are in seventh-generation models announced in 2016.
Specifications of BMW 5 series insurance policy
| Specifications |
520d Sport Line (Diesel)
|
520d Luxury Line(Diesel)
|
520d Sport Line (Petrol)
|
| ARAI Mileage
|
22.48 kmpl
|
22.48 kmpl
|
15.56 kmpl
|
| Top Speed
|
235 kmpl
|
235 kmpl
|
250 kmpl
|
| Engine Displacement
|
1995 cc
|
1995 cc
|
1998 cc
|
| BHP
|
188bhp@4000rpm
|
188bhp@4000rpm
|
249bhp@5200rpm
|
| Torque
|
400Nm@1750-2500rpm
|
400Nm@1750-2500rpm
|
350Nm@1450-4800rpm
|
Features
- Eco-driving mode is an efficient way to drive a vehicle
- A new Adaptive driving mode is installed in this series which changes the driving style according to driving conditions, uneven roads, terrains, etc.
- Equipped with dynamic cruise control system
- Dynamic cruise control system compatible with heavy traffic too
- Installed with Active Lane Departure Warning to protect from drifts
- Introduced Evasion Aid in BMW 5 series in case of sudden brake the car takes its deviation to avoid front collision with the vehicle
- Key fob with full touchscreen for flexible remote parking car
- 10.25-inch navigation touchscreen display with gesture control and voice control
How important is BMW 5 series car insurance policy
- Protect the BMW 5 series car owner from third-party liabilities like third-party accidental damage/ property damage. This car insurance premium
- Get claimed from theft, fire accidents, and natural calamities
- Avail collision damage cover
- Get claimed against damage caused or accident made or third party car insurance.
- The facility of cashless transactions in network garages for BMW vehicle
BMW 5 series car policy doesn’t cover
- Cannot be claimed by the driver in case of lapse of valid driving license
- Increasing your IDV will lapse the BMW 5 series car insurance policy
- Mechanical wear and tear of the vehicle as a part of the depreciation
- If a proven driver is under the influence of alcohol or any or drugs while driving
- If a policy is made under a personal vehicle and used for commercial purpose
Which policy do I need to opt for BMW 5 series
Your brand new luxury vehicle BMW 5 series needs extra protection in case of any mishap happens, as you own a premium vehicle it is advised to get add-ons protection, engine protection, return to invoice cover which is comprehensive car insurance.
Why opt PolicyBachat?
PolicyBachat is a platform where a car owner compares quotes from different insurance companies. A policyholder can configure the right policy from the given quotes after analyzing the features of each insurance plan. PolicyBachat caters you the unbiased motor insurance quotes from distinct companies.
As you own a prestigious vehicle BMW, you should also be aware of the risk factors involved in case of a mishap. Be wise in choosing the right insurance policy, PolicyBachat has an extensive range of insurance companies to cater the right insurance plan for luxury vehicles. This imparts the policy.
Find out the BMW 5 Series car insurance cost
Ensuring your car at the most economical premium covering your necessities is mandatory. The premiums are calculated based on your insurance requirements. Learn about the coverage that is needed and find the cheapest and best-suited BMW 5 series car insurance price in India for your car.
The Luxury car needs full coverage. These discounts and coverage are the keys to reducing your BMW 5 series car insurance premium.
Cheap BMW 5 Series Car Insurance
cheap BMW 5 series car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured, phone number, etc.
Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims covered in third-party liability are death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.
Note: We at PolicyBachat have motor insurance offer customized car insurance plans. Keep a track of your existing car insurance expiry date and renew as per timelines given by the insurer. Renewing the insurance cover after expiration may lead to additional costs in terms of inspection of the car. This leads to inconvenience.
Best BMW 5 Series Car Insurance
Best BMW 5 series car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured, phone number, etc.
Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims processing covered in third-party liability are death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.
Premium:
Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. depend on the amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.
How to Calculate Car Insurance Premiums
Get the best car insurance renewal quotes online on PolicyBachat.com, this is the effortless way to compare the car insurance quotes. If you are traveling without a valid insurance policy, you may end up pay huge damaged due to costs in the forcible future.
Car insurance calculator is a dynamic tool equipped by the insurance company registered office online, helps customers to know the premium amount and quotes from different insurance providers. Every customer has their own requirement in terms of safety features and low premium plans, insurance calculator helps to choose the suitable plan as per the customer needs.
An insurance policy has a variation in price depends on specific needs, reputed insurance companies will have this “car insurance calculator”. Fill the details in a required field like car make, variant, a vehicle purchased, location, fuel type, and mobile number.
These 6 factors are enough to calculate insurance policy, motor insurance premium calculator makes the comparison with different insurers to choose an ideal plan. It also calculates premium depends on the specifications of the customer.
Car Insurance Premium Determined By Following Factors
Car Brand and Model: Luxury cars like BMW, Benz, and Range Rover will attract high premiums than medium-budget cars like Maruti Swift, Wagon R, etc. Premium SUV cars attract more insurance premiums than hatchback cars.
Fuel: CNG fitted motors attract more insurance premium than petrol/diesel variant, depreciation for CNG variant is more than petrol variant car.
Age Factor: Vehicle owners aged below 25 years will attract more premium than people who are above 30years age slab, an analysis suggests younger age group is prone to vehicle accidents relatively.
Age of vehicle: If the car is old, IDV is will below. Eventually, attracts a low car insurance premium.
Gender: In India, the women driving ratio is less compared to men, women are careful while driving. These criteria make into consideration to change in premium according to gender.
Driving Experience: A person who has years of experience in driving will be discounted in car insurance premiums.
Anti-Theft Device: If your vehicle is equipped with the anti-theft system then you are entitled to 2.5% off on your premium.
Geographical Area: Premium attracts slightly more in metro cities, as traffic will be more in metro cities than towns.
No Claim Bonus: NCB is a discount provided by a general insurance company on the subsequent year if you haven't claimed a bonus in the preceding year.
Tips To Avail Low Car Insurance Premium
Register under the Automobile Authority of India by installing the anti-theft system in your car.
Don’t go for luxury vehicles or top-end models to claim low insurance premium
Ensure exact IDV value for your vehicle to get the right premium, this ensures the transparency of your car value.
Car Insurance Premium Renewal :
Be wise in how to renew insurance online, check your renewal premium policy to get the renewal premium updated. Prefer the lower coverage plan with the required add-on covers and get more benefits in terms of a car insurance claim settlement by comparing online insurance companies.
Car insurance calculation premium is easy even if you do not have the previous year's policy copy. The registration number of your car can be entered in Our Portal to know your car insurance premium.