As the owner of a car from a brand that signifies luxury and class, Audi, insurance coverage is bound to be expensive. In these cases, you need to be extra cautious while buying insurance for your car. The cost of Audi car insurance varies depending on the type of policy that you choose to buy. You must lookout for a really good policy that gives you complete coverage but at considerably lower rates of premium.
Audi is one of the world’s largest premium car brands manufacturing high-quality and sophisticated luxury cars. Audi builds cars for the fine class and their prices range from above 20 lakhs to a few crores of rupees. The models mostly include luxury to super-luxury cars. At present, Audi assembles the Audi A6, Audi A4, Audi Q3, Audi Q5, and Audi Q7 series in Aurangabad for the Indian market. Its grand success can be owed to its focus on constant up-gradation of technology and the continual improvements in environmental compatibility of its products.
Since Audi holds some of the most luxury and super-luxury cars, insuring them with proper coverage becomes mandatory. Maintaining such expensive vehicles is not easy and nothing else can give you better peace of mind than car insurance. How to get the correct insurance? Use PolicyBachat's Audi Car Insurance Calculator to calculate the IDV, deductibles, and premium rates of different available plans from various top insurers and compare them to figure out the best. The form where you need to key in your information is simple and easy to use.
Audi Car Insurance Price in India
PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Audi along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Audi car insurance cost of your brand new Audi car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.
Audi Car Models |
Audi Car Model Variants |
IDV (Insured Declared Value) |
Zero Depreciation Cover |
Audi Car Insurance Price |
Audi A4 |
New |
22 lakhs |
14,809 |
52,679 |
Audi A3 |
35 TDI Premium Plus |
27 lakhs |
18,153 |
62,473 |
Audi A3 cabriolet |
40 TFSI Premium Plus |
24 lakhs |
9,780 |
52,845 |
Audi A5 |
Sportback |
39 lakhs |
21,141 |
79,592 |
Audi Q5 |
35TDI |
38 lakhs |
20,320 |
62,166 |
Audi Q7 |
3.0 TDI Quattro |
50 lakhs |
26,781 |
98,342 |
Audi S4 |
3.0 TFSI Quattro |
76 lakhs |
49,530 |
1,54,363 |
Audi S5 |
3.0 TFSIq Tiptronic |
50 lakhs |
26,525 |
89,366 |
Audi S6 |
4.0 TFSI Quattro |
76 lakhs |
49,530 |
1,54,363 |
Audi RS5 |
Coupe |
85 lakhs |
55,829 |
1,72,809 |
Audi RS7 |
Sportback Performance |
1 crore |
63,692 |
1,86,074 |
Reasons to Buy Audi Car Insurance Policy:
Some of the reasons why buying Audi insurance for your car is a smart decision:
- It provides its own damage cover to safeguard your Audi car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
- The owner-driver of the Audi car is provided with a personal accident cover
- It takes care of the high cost of repairing your Audi car.
- Option to choose comprehensive or third-party liability insurance for your Audi car.
- It comes with a large network of garages where hassle-free cashless repairs are done.
- It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
- You can reach out to customer support services in case of any query or claim intimation.
- It provides a No Claim Bonus (NCB) reward if you drive your Audi car responsibly and do not file any claims.
Documents Required for Audi Car Insurance Claim
Following are the documents you will require for filing a claim for your Audi Car:
- Claim Form
- Copy of Registration Certificate
- Copy of Driver’s Licence
- Copy of Pollution Under Control Certificate (PUC)
- Copy of FIR
- Copy of PAN Card ( For claims higher than Rs. 1 lakh)
- Satisfaction Voucher
- Car Insurance Policy Document
How to Renew Audi Car Insurance?
You must renew your car insurance policy before its expiry. You can easily do that by following the Audi insurance renewal process. Here are the steps involved in the Audi insurance renewal process.
The Audi car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.
- Enter the required details like Make and Model of Car,
- Enter RTO & Registration date,
- The premium from different insurance companies is displayed.
Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.
Audi Car Models
List of Audi car variants for new or used cars are:
Audi 80 B2 1.6 L:
The redesigned 80`s model transformed into a four-door sedan with Quattro styles Ronal’s alloys along with EA827 engine. The altered model encompasses a five cylindrical engine and comes with 5-speed transmission. The model is the best fit for those who look out for an ancient design with the latest touch.
Audi 80 B2 1.6L is provided with various insurance plans from L&T, like Zero Depreciation, minimum IDV, maximum IDV, and standard insurance plans. A quick look at the same plans is provided below.
Audi A4 1.8 MULTITRONIC Sample Premiums:
The sleek, stylish, and dynamic model of the Audi A4 1.8 Multitronic sedan model is one of the most luxurious cars. The four-door car provides relaxed interiors, with two powerful engines which promise top speed along with driver comfort. For an opulent and powerful drive, this automobile serves the purpose.
Major insurance providers, HDFC ERGO, L& T, Bharti AXA, and Bajaj Allianz provide car insurance with their respective premium plans: HDFC ERGO- Standard and Emergency Assistance, L& T- standard, Minimum IDV, Maximum IDV, Zero Depreciation, Bharti AXA- standard, Zero Depreciation, and Bajaj Allianz- standard, flexible and Best value. The chart below represents the sample premiums for the car from various insurers.
Audi A4 2.0 TDI:
Audi A4 2.0 TDI is a diesel drive with 4 different engine options and has 177/143 PS powerful horsepower. It modeled a spacious 5 seated capacity and smooth CVT gearboxes. It is one of the best sold 4 wheeler with a safe and smooth ride.
Insurance providers like IFFCO- TOKIO with its car insurance plans-Minimum IDV, Maximum IDV, HDFC-ERGO with plans like Zero Depreciation, Standard and Emergency Assistance, L& T – Minimum IDV, Maximum IDV, and zero depreciation and Bharti AXA with plans – standard and zero depreciation provides vehicle insurance for AUDI A4 2.0 TDI. Sample premiums for Audi A$ 2.0 TDI insurance are shown below.
Audi A4 2.0 TFSI:
The front-drive Quattro made Audi A4 2.0 TFSI a better choice among others. The car facilitates satellite navigation, xenon headlights, front and rear parking sensors, Bluetooth, and climate air conditioning. It is one of the few cars which offer a wide range of specifications that afford luxurious and lavish travel.
HDFC-ERGO provides some insurance plans like Zero Depreciation, Emergency Assistance, Bajaj Allianz insurance plans include standard, best value and flexible, Bharti AXA`s insurance plans zero depreciation, standard and L& T`s standard contributes to vehicle insurance. The below chart represents the premium plans provided by the insurers.
Audi A4 3.0 TDI QUATTRO:
The mix of aluminum and steel results in an ultra-strong and light body structure that gives a straight but appealing look for Audi A4 3.0 TDI Quattro. NCAP safety report card with five stars is given to the vehicle for its dual front, front side airbags, rear side airbags, and stability and traction control. This is a frugal and quite comfortable vehicle for your dream ride.
IFFCO-TOKIO, HDFC-ERGO, Bharti AXA, Bajaj Allianz are the major insurance providers to Audi A4 3.0 TDI Quattro. They offer different insurance plans like IFFCO-TOKIO Minimum IDV, Maximum IDV, and standard, HDFC-ERGO- Standard, Zero Depreciation, Emergency Assistance, Bajaj Allianz- Best value, Flexible and standard, and Bharti AXA-Zero depreciation. The below mentioned are the plans as per their premiums.
Audi A6 2.0 TDI:
AUDI A6 2.0 TDI is a single framed saloon that has abundant space with well-designed shelves and compartments providing a relaxing affair. The optional touch-sensitive MMI controls the navigation system and also facilitates calling. The drive with Audi A6 2.0 ensures comfort and safety.
Car Insurance for Audi A6 2.0 TDI is provided by major insurers with their inset insurance plans. They include HDFC-ERGO Emergency assistance, standard, and zero depreciation, IFFCO-TOKIO serves with plans likes standard, minimum IDV, and Maximum IDV, Bajaj Allianz -Standard and best value, L& T offers plans like standard, minimum IDV, maximum IDV, and zero depreciation along with Bharti AXA`s standard and zero depreciation. Below list are some of the sample premiums for Audi A6 2.0 TDI.
Audi A6 2.0 TDI (103 KW):
The diesel engine with Piezo injectors gives a fine and precise distribution of fuel within the TDI. The 2.0 TDI delivers an output of 103KW power and 17.68 km/l fuel efficiency represents Audi A6 2.0 TDI (103KW) an efficient fun drive.
Policy Bachat offers various insurance policies offered by major insurers like Bajaj Allianz, Bharti AXA, IFFCO TOKIO, and HDFC ERGO with their respective insurance plans like Standard, Minimum IDV, Maximum IDV, Emergency Assistance, Best Value, flexible and Zero depreciation. The below table discusses some of the premium plans from the insurers.
Audi A6 2.7 TDI:
Audi A6 2.7 TDI saloon is the single version of front-wheel drive with an automatic transmission. The model claims up to 15% fuel savings with 6.2 l/100km. The central controller lets the driver access the vehicle operations. With an outstanding build quality and a spacious room with different features, the motor provides a luxurious ride.
Insurance plans for Audi A6 2.7 TDI are HDFC ERGO - Standard and Zero Depreciation, Bajaj Allianz- standard, Best Value and Flexible, and Bharti AXA - standard and zero depreciation. The premiums for the model have been tabled below according to the insurance providers.
What would be your approach to getting perfect insurance for your Audi car?
Since all Audi car series belong to the luxury class, taking full coverage is of utmost importance. Audi cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.
Be judicious before buying insurance for your Audi car. Certain things that you can keep in mind before taking the policy are:
- Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
- Explore the different coverage available and find out the one that is right for your car.
- Compare the risks covered and the premiums being offered by different carriers through an Audi car insurance online insurance aggregator so that you can put your hand on the best deal, i.e, maximum coverage at a lesser premium.
- Look for discounts being offered by different insurers and find out if you are eligible for any.
Audi Car Insurance FAQs:
What does Audi Car Cost in India?
Audi car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc. Audi car price starts at Rs 42.70 Lakh for the cheapest model which is Q2 and the price of the most expensive model, which is RS7 Sportback starts at Rs 2.61 Crore. Audi offers 13 car models in India, including 6 cars in the SUV category, 7 cars in the Sedan category. Audi has 3 upcoming cars in India, Q7 Facelift, New Q3, and New A3.
Model | Car Price |
Audi Q5 | Rs. 71.57 Lakhs |
Audi Q2 | Rs. 42.70 Lakhs |
Audi A4 | Rs. 48.12 Lakhs |
Audi A6 | Rs. 70.18 lakhs |
Audi Q8 | Rs. 1.21 Crore |
Audi New Q3 | Rs. 33 Lakhs |
Audi RS& Sportback | Rs. 2.61 Crore |
How to Buy Audi Car Insurance Online?
It will take less than 5 minutes to buy an AUDI car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.
As a car owner, you can easily buy AUDI insurance online:-
- Go to the form on the top of the page
- Fill up the details of your AUDI car such as RTO, model, engine capacity, fuel type, etc.
- Provide your contact details including your name, email id, etc.
- Choose the best insurance for an AUDI car as per your requirements
- Pay the AUDI insurance price online via net banking or bank debit/credit cards
- Your motor insurer will issue your AUDI insurance online.
Is Audi worth buying?
If you are hesitating to buy it is likely because of the price on the market. Audi costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Audi’s are worth the expense in terms of quality, luxury, performance, and reliability.
What are the Audi Car Insurance Exclusions?
- Driving without a valid driving license
- Drunk driving the Audi car
- Wear and tear of the car
- Driving outside the geographical limit
- Consequential loss of the car
- Damages due to nuclear perils
- Depreciation in the value of the Audi car
- Damages due to war or related perils.
Why you should not buy a Used Audi Car?
- Inexperienced owners mean poor maintenance
- A lot of jerks drive Audi’s
- Electrical Problems
- It’s a ticking time bomb
- Audi makes more money selling parts
- Well-document reliability issues
- Cheaper parts
- Enjoy the best years of the car, lease a new Audi
- Old Audis should not be daily drivers
Why Is It Important to Have Audi Car Insurance?
- Covers for any damages/losses caused to the third party
- Provides comprehensive car insurance coverage
- Offers cashless transactions through network garages
- Get end to end claims assistance
Why is Audi Car Insurance So Expensive?
Audi is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. As the engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.
Which is the highest and lowest priced model in Audi?
Audi RS7 car model with car variant of Sportback Performance is the highest-priced model in all Audi cars. Audi A4 New car model is the lowest priced model in all Audi cars.
Compare and Buy Audi Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.