Best Two Wheeler Insurance In West Bengal 2024

To compare quotes and buy the best bike insurance, we at PolicyBachat provide the best bike insurance from different insurance companies in West Bengal. We are here to make secure that most of the people purchase their insurance by the home through our website while we do the background work to provide the best Two Wheeler motor insurance quotes from different insurance companies.

Best two wheeler bike insurance is a contract between the insured customer and the insurance company in which the insurance company agrees to pay the claim amount to the customer in case of an accident or loss or damage to the bike in return for a nominal amount from the insured customer subject matters as “Premium”.

The premium for two wheeler insurance can be calculated online using the two wheeler or bike insurance premium calculators. West Bengal contains the one of most populated states in India. West Bengal state has two-wheeler bike plying on the roads is highest. Each year almost 1 million two wheelers would be added to West Bengal roads most of which would roam in the state capital.

Cheap Two Wheeler Bike Insurance in West Bengal

Two wheeler insurance or bike insurance is mandatory for any two wheeler bike to ply in public places as per the Motor vehicles act 1988. Third party property bike insurance is mandatory for every two wheeler to drive in public places. Without valid insurance, you can be fined up to Rs.5000 and/or 3 months imprisonment or both.

The cheap bike insurance in West Bengal can be obtained online from Two Wheeler Insurance which would be the Third party liabilities insurance. Third party two wheeler insurance premium rates for the West Bengal location would be decided by the Insurance Regulatory and development authority of India and the prices are constant across all the insurance companies.

Here are the cheap bike insurance premium quotes in West Bengal for a Bajaj Pulsar, 2017 model, petrol, 150 cubic capacity, 2 seaters, and registered office under West Bengal RTO. The rates for the other cities in West Bengal would be slightly lower than that of Kolkata due to the other cities being classified under Zone B, while Kolkata comes under Zone A.

Note: The cheapest bike insurance premium mentioned is for only Third party bike insurance premiums also known as the Mandatory bike insurance premium.

Best Bike Insurance in West Bengal

The Best bike insurance premium quotes in West Bengal are rated solely based on the premium offered by the insurance company. The best bike insurance premium quotes given are purely for understanding and the final decision is to be taken by the customer based on his/her requirements.

Comprehensive bike insurance covers the loss or damage due to any of the insured peril acting at the time of accident. Third party insurance covers only the legal liability arising out of bodily injury or death of third parties due to an accident involving the insured bike. Third party section also covers the property damage of third parties involved in the accident.

The best bike insurance in West Bengal should be decided after taking into consideration all the factors such as Insured declared value offered, the premium charged by the insurance company, and extra coverage offered at an affordable premium.

Here are the best bike insurance premium quotes in West Bengal for a Bajaj Pulsar, 2017 model, petrol, 150 cubic capacity, 2 seaters, and registered under Kolkata RTO. The rates for the other cities in West Bengal would be slightly lower than that of two wheeler insurance in Kolkata due to the other cities being classified under Zone B, while Kolkata comes under Zone A.

*Premiums given are for illustration purposes only* Please refer to the website for the exact premium.

Note: Before buying a bike insurance policy please read the terms and conditions thoroughly.

FAQ’s- Two Wheeler Bike Insurance in West Bengal

1. What happens if I don’t renew my bike insurance on time in West Bengal?

If you don’t renew your bike insurance before the expiry date, then your bike insurance policy will lapse in West Bengal. If the bike insurance policy has lapsed, your bike would be vulnerable to accidents and claims.

It is of utmost importance to renew your bike insurance policy online before the expiry to prevent it from getting lapsed. If the bike insurance is not renewed within 90 days of expiry the existing NCB will also lapse. To prevent the loss of NCB it is advisable to renew your bike insurance online at the bike insurance policy.

2. How does PolicyBachat help me in my two wheeler insurance purchase in West Bengal?

PolicyBachat is the leading insurance web aggregator private limited in the Indian insurance market space. We strive to help our customers reduce the amount of money they spend on insurance purchases with maximum coverage and customer can buy insurance simple and hassle free online.

we have a dedicated team insurance agent who will assist you with the whole process and our clients get two wheeler insurance deals from insurance companies like ICICI Lombard, Bajaj Allianz, etc., and also that the after-sales service is maintained to satisfy the customers. PolicyBachat had tied up with all the major general insurance companies to offer bike insurance, car insurance, health insurance, life insurance, etc. to its customers at affordable premiums.

3. Is my insurance valid if I drive my vehicle in another state?

Yes, an insurance copy of the bike is valid throughout India and can be carried with your bike anywhere in India. If you are driving your vehicle in a state other than from which you took the insurance, it is important to abide by the local laws to make sure the insurance claim is valid. In case of a claim, you can utilize the network garage all over India to avail the cashless claim of your bike.

4. What is long-term two wheeler insurance in West Bengal?

Long-term two wheeler insurance plans in West Bengal are the insurance given for more than 1 year. Most of the insurance companies offer insurance cover for more than a year in packets of 2 years policy, 3 years policy, and 5 years policy.

The premium for long-term bike insurance is to be paid upfront to the insurance company. In the case of long-term two wheeler insurance, the insured declared value is calculated for the insured two wheeler vehicle insurer each year and the premium is calculated for each year. Long-term two wheeler insurance is gaining traction these days as premium can be paid once and there would be no tension of renewal for a longer period.