Best two wheeler bike insurance is an settlement between the insured customer and the insurance company in which the insurance company agrees to pay the claim amount to the customer in case of an accident or loss or damage to the bike in return for a nominal amount from the insured customer known as “Premium”.
The premium for two wheeler insurance can be calculated online using the two wheeler or bike insurance premium calculators it is simple and hassle free process. Andhra Pradesh contains the one of most populated states in India. Andhra Pradesh state has two-wheeler bike plying on the roads is highest. Each year almost 1 million two wheelers would be added to Andhra Pradesh roads most of which would roam in the state capital.
In PolicyBachat, we provide an equal comparison of Two Wheeler insurance quotes from different insurance companies in Andhra Pradesh. We are working hard from the pandemic to till now to serve our customers to provide the best Two Wheeler insurance quotes in this disturbed covid-19 situation, we are here to make secure that most of the people buy bike insurance by the home through our website while we do the background work to provide the best Two Wheeler motor insurance quotes from different insurance companies.
Cheap Two Wheeler Bike Insurance in Andhra Pradesh
Two wheeler insurance or bike insurance is mandatory for any two wheeler bike to ply in public places as per the Motor vehicles act 1988. Third party property bike insurance is mandatory for every two wheeler to drive in public places. Third party liability provides coverage against claims of damages and losses incurred by a driver who is not covered under the insurance policy.
Without valid insurance, you can be fined up to Rs.5000 and/or 3 months imprisonment or both. The cheap bike insurance in Andhra Pradesh can be obtained online from Two Wheeler Insurance which would be the Third party legal liability insurance. Third party two wheeler insurance premium rates for the Andhra Pradesh location would be decided by the Insurance Regulatory and development authority of India and the prices are constant across all the insurance companies.
Here are the cheap bike insurance premium quotes in Andhra Pradesh for a Bajaj Pulsar, 2017 model, petrol, 150 cubic capacity, 2 seaters, and registered office under Andhra Pradesh RTO. The rates for the other cities in Andhra Pradesh would be slightly lower than that of Vishakapatnam due to the other cities being classified under Zone B, while Vishakapatnam comes under Zone A.
Cheapest Companies |
TP Premium |
HDFC ERGO |
1127 |
IFFCO TOKIO |
1102 |
BAJAJ ALLIANZ |
1083 |
Note: The cheapest bike insurance premium mentioned is for only Third party bike insurance premiums also known as the Mandatory bike insurance premium.
Best Bike Insurance in Andhra Pradesh
The Best bike insurance premium quotes in Andhra Pradesh are rated solely based on the premium offered by the insurance company. The best bike insurance premium quotes given are purely for understanding and the final decision is to be taken by the customer based on his/her requirements.
The best bike insurance in Andhra Pradesh should be decided after taking into consideration all the factors such as Insured declared value offered, the premium charged by the insurance company, and extra coverage offered at an affordable premium.
Here are the best bike insurance premium quotes in Andhra Pradesh for a Bajaj Pulsar, 2017 model, petrol, 150 cubic capacity, 2 seaters, and registered under Vishakapatnam RTO. The rates for the other cities in Andhra Pradesh would be slightly lower than that of two wheeler insurance in Vishakapatnam due to the other cities being classified under Zone B, while Vishakapatnam comes under Zone A.
Best Companies |
IDV |
One year Comprehensive
Premium |
DIGIT |
35,000 |
1071 |
Royal Sundaram |
44,521 |
1307 |
IFFCO TOKIO |
35,000 |
1102 |
Liberty General |
44,653 |
1421 |
HDFC ERGO |
35,000 |
1256 |
Reliance |
38,400 |
1380 |
BAJAJ ALLIANZ |
45,968 |
1535 |
*Premiums given are for illustration purposes only* Please refer to the website for the exact premium.
FAQ’s- Two Wheeler Bike Insurance in Andhra Pradesh
- What will happen if I don’t renew my bike insurance on time in Andhra Pradesh?
If you don’t renew your bike insurance before the expiry date, then your bike insurance policy will lapse in Andhra Pradesh. If the bike insurance policy has lapsed, your bike would be vulnerable to accidents and claims settlement.
It is of utmost importance to renew your bike insurance policy online before the expiry to prevent it from getting lapsed. If the bike insurance is not renewed within 90 days of expiry the existing NCB will also lapse. To prevent the loss of NCB it is advisable to renew your insurance online at the bike insurance policy.
- How does PolicyBachat help me in my two wheeler insurance purchase in Andhra Pradesh?
PolicyBachat is the leading insurance web aggregator private limited in the Indian insurance market space. We strive to help our customers reduce the amount of money they spend on insurance purchases with maximum coverage and customer can pay online using a credit card/debit card.
We have a dedicated team of agents working around the day to ensure that our clients get types two wheeler insurance deals from insurance companies like ICICI Lombard, Bajaj Allianz, etc., and also that the after-sales service is maintained to satisfy the customers. PolicyBachat had tied up with all the major general insurance companies to offer bike insurance, health insurance, life insurance, etc. to its customers at affordable premiums.
- Is my insurance valid if I drive my vehicle in another state?
Yes, an insurance copy of the bike owner is valid throughout India and can be carried with your bike anywhere in India. If you are driving your vehicle in a state other than from which you took the insurance, it is important to abide by the local laws to make sure the insurance claim is valid. In case of a claim, you can utilize the network garage all over India to avail the cashless claim of your bike.
- What is long-term two wheeler insurance in Andhra Pradesh?
Long-term two wheeler insurance plans in Andhra Pradesh is the insurance given for more than 1 year. Most of the insurance companies offer insurance coverage for more than a year in packets of 2 years policy, 3 years policy, and 5 years policy.
The premium for long-term bike insurance is to be paid upfront to the insurance company. In the case of long-term two wheeler insurance, the insured declared value is calculated for insured two wheeler vehicle each year and the premium is calculated for each year. Long-term two wheeler insurance is gaining traction these days as premium can be paid once and there would be no tension of renewal for a longer period.
Visit PolicyBachat and get the best two-wheeler insurance quotes from the top insurance companies and you can also check the company’s policy wordings and please read details on risk factors terms conditions and the sales brochure carefully before concluding a sale.