Need Help? Call 1800-123-4003 (9:00 AM to 9:00 PM)
Term insurance premiums are higher for smokers due to the increased health risks associated with smoking. Smoking is a known risk factor for various serious health conditions, including heart disease, lung cancer, and other illnesses. To account for this elevated risk, insurance companies charge higher premiums to smokers to ensure that they can cover potential claims resulting from smoking-related health issues.
Smoking can have a significant impact on your life insurance rates and coverage options. Smokers often have to pay higher premiums due to the increased risk associated with smoking-related diseases. However, it is still possible for smokers to obtain life insurance.
Smokers pay higher life insurance premiums than non-smokers. The extra premium to be paid varies from one insurance company to another. Besides smoking habits, the insurer also considers various factors to calculate premiums such as age and health, family.
Also read to know more about Max Life Insurance: Premium Receipts, Surrender Value, Auto Pay
To check your LIC Life Insurance policy claim status online, follow these steps:
The process of surrendering an LIC life insurance policy online is easy. To surrender your LIC life insurance policy online, send an email to LIC life insurance customer service with the reason for surrendering the policy along with the required policy details and other documents. Once the surrendering form is submitted to the insurance provider, they will surrender the policy. The surrendering process may take some time to complete. Wait for confirmation from LIC Life Insurance that your policy has been successfully cancelled. Once the refund application is approved the refund amount is credited to your account.
To check the fund value of your LIC (Life Insurance Corporation of India) life insurance policy online, follow these steps:
To download an Edelweiss Tokio life insurance policy statement, you typically need to follow the below steps.
Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.
PolicyBachat Blog
Life Insurance By City
Life Insurance By State
Life Insurance Companies
We note that you had left your transaction unfinished the last time you checked in with PolicyBachat. Would you like to continue with the same quotes or look for a new insurance policy?