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This insurance offered is popularly known as Mortgage insurance or Mortgage title insurance or Home loan protection plan insurance. At the time of giving loan banks and other financial institutions ask for insurance to cover the loan in case of death of the insured or in case of the customer not being able to pay the installments.
Insurance can be checked online from the website Parivahan or mParivahan app which is available on the play store. By entering the details of insurance would be displayed on the app alternatively the insurance can be checked online from the insurance company website or by calling our toll free number 1800-123-4003.
NCB is the no claim bonus which is offered to car insurance customers at the time of renewal if there is no claim during the previous policy period. The no-claim bonus is a form of discount offered to the customers for not making a claim in the previous policy period. The no-claim bonus starts from 0% and reaches up to 50% for each claim-free year. NCB in auto insurance is valid for a period of 90 days from the expiry date of the policy after which the NCB would lapse. Higher NCB means a higher discount for the customer.
Comprehensive insurance meaning is to cover the loss or damage due to any of the insured peril acting at the time of the accident. Third party insurance covers only the legal liability arising out of bodily injury or death of third parties due to an accident involving the insured bike. Third party section also covers the property damage of third parties involved in the accident.
When taking out car insurance, consumables refer to all materials used in a car such as engine oil, gearbox oil, nuts and bolts, washers, power steering oil, AC gas oil and radiator coolant. This does not include fuel or certain individual items such as a nut or bolt.
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