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Insurable interest is the interest of the insured customer in the insured property as per the legal definition. There should be proof of insurable interest at the time of taking the insurance policy. In simple words the insured customer should suffer financially or mentally if the insured property is damaged.
IDV in insurance is the insured declared value which is the maximum value of the vehicle for which the insurance coverage is provided. The maximum liability of the insurance company in case of loss or damage would not exceed the IDV mentioned in the policy. The IDV would decrease each year at the time of renewal due to the depreciation factor which is taken into consideration by the insurance company for premium computation.
PolicyBachat is an online insurance web aggregator which helps in selecting the best insurance policy for its customers based on the customer’s requirements. We at PolicyBachat provide the customer with a wide range of options to select from. The best life insurance policy can be selected online from our portal. We even provide assistance to our customers in selecting the best life insurance policy based on the requirements of the customer.
Yes. The policyholder can nominate anyone for his insurance policy.
National Pension Scheme also known as National Pension System which is specially designed to offer financial security to Indian senior citizens. NPS scheme provides long-term savings options. It is open to all the employees from the public sector, private sector, and even the unorganized sector except for those who work in the Armed Forces.
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The insurance company and the insured get a legal contract for the insurance, which is called the insurance policy. The insurance policy will ensure financial security.
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