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Cumulative bonus is the bonus given to the insured customer in the form increased sum insured for not making any claims during the previous policy period. The bonus would be added to the basic sum insured under the health insurance policy. Cumulative bonus keeps on increasing for each claim free year until it reaches 150-200% of the basic sum insured. The cumulative bonus can be utilized by the insured customer at the time of claim in addition to the basic sum insured.
To apply for the Chief Minister Health Insurance scheme, follow these general steps:
To apply for Star Health Insurance in India, you can follow these steps:
HDFC Ergo Health Insurance offers various types of health insurance plans to cater to different needs. Some of the types of HDFC Health Insurance plans include:
Yes, health insurance is a major investment that can protect you from the financial constraints of medical costs for you and your loved ones. It will cover all the medical expenses incurred by the insured and also most of them provide coverage for pre and post-hospitalization expenses.
Yes, Corona is covered under your health insurance policy. IRDA has made it mandatory to cover Corona virus pandemic under all the health insurance policies available in Indian market.
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