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Corona health insurance policies are sold by almost all the general insurance companies in India with the same terms and conditions as set by the Insurance Regulatory and Development Authority of India. These corona policies with different validities and the pricing are based on the time period chosen. The government of India has made it mandatory for every company to have a group health insurance policy that covers corona claims for their employees. This has led to the introduction of Mandatory Health Insurance policy by the insurance companies which cover only the employees of an organization. The basic difference between the MHI and the Group Medical Insurance is that the MHI doesn’t cover the family members while the GMC covers the family members as well as dependents in a single policy.
Yes, Corona is covered under your health insurance policy. IRDA has made it mandatory to cover Corona virus pandemic under all the health insurance policies available in Indian market.
Covid-19 or Coronavirus has created a lot of impact on the health and livelihood of many people in India. The first wave of Corona has left a devastating effect on the Indian economy and has claimed many lives due to the unavailability of medicine. Many people started getting affected by the coronavirus and there was confusion among the general public whether the corona treatment costs would be covered under their health insurance policy or not. IRDA has ordered that every health insurance policy should cover the hospitalization costs incurred due to Coronavirus and settle the claim as per the terms and conditions. These corona policies with different validities and the pricing are based on the time period chosen.
Corona Kavach is the Individual Covid standard health insurance proposed by the Insurance regulatory and development authority of India and is being offered by almost 30 insurance companies in India. These companies include standalone health and general insurance companies in India. Some of these companies include Acko Corona Kavach, Bajaj Allianz Corona Kavach, and HDFC ERGO Corona Kavach, etc.
Covid-19 or Coronavirus has created a lot of impact on the health and livelihood of many people in India. The first wave of Corona has left a devastating effect on the Indian economy and has claimed many lives due to the unavailability of medicine. Many people started getting affected by the coronavirus and there was confusion among the general public whether the corona treatment costs would be covered under their health insurance policy or not. IRDA has ordered that every health insurance policy should cover the hospitalization costs incurred due to the Corona virus and settle the claim as per the terms and conditions.
The best Covid insurance policy is the one that provides the best coverage at affordable rates and has the most network hospitals. The main difference between a regular health insurance policy and a Covid health insurance policy is that the former covers any kind of illness or disease while the latter covers only Corona-related treatments. Corona health insurance policy is designed keeping in mind the need for a health insurance policy to combat the Coronavirus pandemic at a low premium compared to the general health insurance policies.
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