What Happens If My Sum Insured Is Expired Before The Policy Period?

If your sum insured expires before the policy period, Max Bupa (Nivi Bupa) Health Insurance Company would refill/recharge your sum insured up to the existing limit without any premium to be paid. The reinstated sum insured can be used only for the treatment of new illness and the reinstatement is generally done only once during the policy period unless and until you opt for unlimited reinstatement option in which the sum insured would be reinstated unlimited number of times. With unlimited refill option customer can avail unlimited number of refill in case the sum insured is exhausted during the policy period.