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When taking out car insurance, consumables refer to all materials used in a car such as engine oil, gearbox oil, nuts and bolts, washers, power steering oil, AC gas oil and radiator coolant. This does not include fuel or certain individual items such as a nut or bolt.
Life insurance is a contract between the insured customer and the insurance company in which the insurance would pay the survival benefit to the insured in case of survival of insured at the end of the policy period or death benefit to the nominee of the insured in case of expiry of the insured during the policy period. Life insurance is considered as a contract since the insured and insurance company enter into legal agreement and are bound to honor the agreement failing which it can be challenged in the court of law.
The Insurance Regulatory and Development Authority Constituted in 1999
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