Exclusions in Aviva term plans may vary depending on the specific policy, but some common exclusions that are typically found in Aviva term plans include Suicide, Pre-existing medical conditions, Criminal or illegal activities, Aviation-related activities, War or acts of terrorism, etc. It is important to carefully review the terms and conditions of any insurance policy, including the exclusions, before purchasing to ensure that you fully understand the coverage and limitations of the policy.
How Does Aviva Term Plan with Return of Premium Work?
Aviva's term plan with a return of premium is the same as a standard term plan. It works as a life cover and provides a death benefit to the beneficiaries of the policy. Policyholders can benefit from a term plan with a return of premium by paying an additional premium.
Example:
- If a 30-year-old person purchased the term insurance policy with a return of premium of Rs. 1 crore for 25 years
- If he dies in the policy period itself, his family will get 1 crore
- If he survived the policy period then he will get the return of the premium amount from the insurer.
How to Compare Aviva Term Plan Premium Calculator Online?
You can compare Aviva's term plan with other top leading insurers online using the premium calculator on our portal. The term plan premium calculator offers a premium, that you should be paid out based on the sum assured from your policy. It helps you obtain premium quotes in minutes without any documentation.
- Enter personal information such as name, gender, date of birth, yearly income, city, mobile number, and tobacco consumer or not, etc.
- The sum assured you wish your family/beneficiary to receive from your policy and Maturity coverage
- The premium calculator will recommend plans with different premium rates for you in accordance with the details you have provided.
- Once you have evaluated what plan is right for you, you can proceed to purchase it online without any delay.
How to Download Max Life Insurance Premium Receipt Online?
- Step 1: Open Google and Search for the “Max Life Insurance Customer Services” portal.
- Step 2: Click on Download Premium Receipt and then Log in to your account by using your policy number or client ID and date of birth.
- Step 3: Then click on the “Submit” button to request OTP. Enter the OTP received to your registered mobile number and email.
- Step 4: Once logged in to your account, select premium receipts and year and then click on generate.
- Step 5: You can download your Max Life Insurance Premium Payment Receipt by selecting your policy or you can send it to your registered mobile number.
Also read to know more about Max Life Insurance: Premium Receipts, Surrender Value, Auto Pay
How to Check LIC Claim Status Online?
To check your LIC Life Insurance policy claim status online, follow these steps:
- Visit the official LIC life insurance official website.
- Log in to your LIC account using your username and password. If you don't have an account, you may need to register first.
- Once logged in, click on “Claim Status” on the life side menu.
- Then you will be able to check the status of your claim displayed on the screen. It will indicate whether your claim is under process, approved, or rejected.
How Can I Surrender My LIC Policy Online?
The process of surrendering an LIC life insurance policy online is easy. To surrender your LIC life insurance policy online, send an email to LIC life insurance customer service with the reason for surrendering the policy along with the required policy details and other documents. Once the surrendering form is submitted to the insurance provider, they will surrender the policy. The surrendering process may take some time to complete. Wait for confirmation from LIC Life Insurance that your policy has been successfully cancelled. Once the refund application is approved the refund amount is credited to your account.
How to Check Fund Value of LIC Life Insurance Policy Online?
To check the fund value of your LIC (Life Insurance Corporation of India) life insurance policy online, follow these steps:
- Go to the official website of LIC.
- If you have already registered on LIC’s portal, log in using your username and password. If you haven't registered yet, you may need to create an account.
- Once you are logged in, navigate to the section that provides your policy details.
- After accessing your policy details, there should be an option to view the fund value of your policy.
- Additionally, you might be able to see the allocation of funds across different investment options if your policy offers multiple investment choices.
How to Download Edelweiss Tokio Life Insurance Statement?
To download an Edelweiss Tokio life insurance policy statement, you typically need to follow the below steps.
- Visit the official website of Edelweiss Tokio Life Insurance Company.
- Log into your account by providing your policy number and date of birth.
- If you haven't registered for an online account, you may need to create an account.
- Once logged in, find the option to download or view your policy statement.
- Verify that the document includes details such as policy coverage, beneficiaries, premiums, and any other relevant information.
- Then click on the relevant button to download the policy statement.
- If you encounter any issues, consider reaching out to your insurance company's customer support. They may be able to assist you in obtaining the necessary statements.