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The disadvantages of the health care plan are premiums increase with age, Pre-Existing Exclusion, Waiting Period for existing health problems, Co-Payment, etc. Health care coverage for families may cause an added financial burden.
Pros of health care plan are Cashless hospitalization, Network Hospitals, No Claim bonuses, Add-ons, or Riders, Financial security, Affordable premium. One of the main cons of having a health care plan is the cost, Pre-Existing Exclusion, Waiting Period, Co-Pay.
Pros of health insurance are Cashless hospitalization, Network Hospitals, No Claim bonuses, Add-ons, or Riders, Financial Protection, Peace of Mind, Affordable healthcare. One of the main cons of having health insurance is the cost, Pre-Existing Exclusion, Waiting Period, Increase in Premiums, Co-Pay.
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