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How To Get Lower Life Insurance Rates In India?

Getting lower life insurance rates involves several factors to consider. Here are some tips on how to get lower life insurance rates in India:

  • Start Purchasing Early
  • Choose the Right Type of Policy
  • Maintain a Healthy Lifestyle
  • Regular Health Check-ups
  • Compare Quotes Online
  • Choose a Longer Premium Payment Term
  • Avoid High-Risk Activities
  • Be honest with the insurer about your health
  • Review your coverage regularly

By following these tips, you can increase your chances of getting lower life insurance rates in India.

How to Download IndiaFirst Life Insurance Statement?

To download an IndiaFirst life insurance policy statement, you typically need to follow the below steps.

  • Visit the official website of IndiaFirst Life Insurance Company.
  • Click on the “Customer Services” tab. Then click on “Download Policy Statement”.
  • Log into your account by providing your mobile number and email id.
  • If you haven't registered for an online account, you may need to create an account.
  • Once logged in, find the option to download or view your policy statement.
  • Verify that the document includes details such as policy coverage, beneficiaries, premiums, and any other relevant information.
  • Then click on the relevant button to download the policy statement.
  • If you encounter any issues, consider reaching out to your insurance company's customer support. They may be able to assist you in obtaining the necessary statements.

Can I Cancel My IndiaFirst Life Insurance Policy within 15 Days?

IndiaFirst Life Insurance Company offers a free-look period during which the policyholder can cancel the policy if they are not satisfied with the terms and conditions and receive a refund of premiums paid. The free-look period is usually 15 days to 30 days from the date of receiving the policy document.

How to Know the Fund Value of IndiaFirst Life Insurance?

To determine the fund value of IndiaFirst life insurance, you'll need to follow the below steps.

  • The first step is to review your life insurance policy documents. The fund value is typically mentioned in statements or reports provided by the insurance company.
  • If you can't find the information in your policy documents, visit IndiaFirst Life Insurance Company's official website to know your fund value.
  • Then click on the customer login portal under the Login button. Enter your details such as policy number, mobile number and date of birth to log in to your account.
  • Once logged in, you will be directed to your account dashboard.  Within the policy details section, you may find the fund value, premium payments, and other details online.
  • If you have any difficulties in locating the fund value online, you can reach out to the life insurer’s customer support. They will be able to assist you in retrieving the fund value.

How to Check IndiaFirst Life Insurance Policy Surrender Value?

To check the surrender value of an IndiaFirst life insurance policy, you can follow the below steps:

  • Contact the Insurance Company: Reach out to the customer service department of IndiaFirst Life Insurance Company and provide your policy details, including the policy number, name, and any other information. Then customer service representative will tell you about the surrender value details.
  • Check Policy Documents: Review your policy documents, as they may also contain information about the surrender value and the process for surrendering the policy. The surrender value is often explained in the policy terms and conditions.
  • Online Account Access: If you have an online account with IndiaFirst Life Insurance Company, log in to the official website. Check if they provide access to policy-related information, including the surrender value.

How Much is Life Insurance for a 71 Year Old in India?

Life insurance is a financial product that provides protection against the risk of death. The cost of life insurance for an individual can vary depending on factors such as age, gender, health, and salary, other factors.

The average cost of life insurance for 71 years old Male, with no Tobacco habits, and an annual income of 10 Lakhs. The premium payment mode is Monthly and the Sum assured is 1 Crore, the Policy Term up to 99 years is around Rs. 18,000* to 20,000*.

The average cost of life insurance for 71 years old Female, with no Tobacco habits, and an annual income of 10 Lacs. The premium payment mode is Monthly and the Sum assured is 1 Crore, the Payment Term up to 99 years is around Rs. 15,000* to 18,000*.

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