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Yes, if you have third party insurance and your car is scratched, the policy will not allow you to claim. containing comprehensive car insurance policy then it might be right you get covered for scratches.
Yes, it is possible to husband and wife both claim maternity insurance.
There are some disadvantages of insurance are insurance does not cover every type of loss that can happen to an individual or a business. It may take a long legal procedure for receiving your claims. The cost can vary depending on the policy and other factors. So before taking any type of insurance it is advisable to talk to experts.
NCB( no-claim bonus) in an insurance policy is a form of discount offered to the customers for not making a claim in the previous policy period. The no-claim bonus starts from 0% and reaches up to 50% for each claim-free year. NCB in auto insurance is valid for a period of 90 days from the expiry date of the policy after which the NCB would lapse. Higher NCB means a higher discount for the customer. If there is a claim the NCB would be reduced to 0% and then increases for each claim-free year. The NCB in health insurance is the extra sum insured offered to the customer for not making any claim during the previous policy period.
Loan Insurance is also called Loan Protection Insurance is designed to cover your monthly loan payouts in case of temporary or permanent disability, loss of job. etc.
To update the insurance details can be updated online from the website Parivahan or mParivahan app which is available on the play store. By entering the details of insurance would be displayed on the app. For insurance, updates go through the website or by calling our toll-free number 1800-123-4003.
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