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How To Check NCB In Bike Insurance?

No Claim Bonus (NCB) in a bike insurance policy is the discount offered by the insurance company on the own damage section of the insurance policy for the customers who don’t claim in the previous years. The no-claim bonus is a reward given to the customers who refrain themselves from small claims or customers with good driving behavior.

Will I lose my NCB if I change my insurance company?

You can transfer your NCB from one insurance company to another insurance company without losing out your NCB benefit. NCB will be valid if the insurance company is changed and the benefit of NCB can be used in your new insurance company.

How can I find my NCB?

NCB can be found in the own damage premium calculation section of your bike insurance policy copy. Each claim free year you will be eligible for a higher NCB and then you will be shifted to the next higher slab. The NCB will be mentioned as percentage in your policy copy.

What is NCB in Two Wheeler Insurance Policy?

NCB is the no claim bonus given to the owner/driver at the time of renewal of bike insurance policy. The no claim bonus is given to those with nil claims reported in the previous years. The no claim bonus increases each claim free year and reaches a maximum of 50% from 0%. The no claim bonus is an extra discount given to the customer on the own damage section of the policy if there are no reported claims in the previous year. The NCB cannot be transferred from one person to another person if the bike is sold.

How to Know NCB in Insurance?

NCB or No Claim Bonus is essentially a discount on your insurance premium  that you can avail when you renew your policy. It is a reward given by an insurance company to an insured for not raising any claim requests during a policy year.

How NCB Works in Insurance?

NCB (No Claim Bonus) is a discount offered by insurance companies on the renewal premium of a policy, as a reward for not making any claims in the previous policy period. The percentage of discount increases with every claim-free year, up to a certain limit. This means that if a policyholder does not make any claims in a year, they are entitled to a discount on their next year's premium. NCB can be transferred from one insurance company to another, in case the policyholder decides to switch insurers, provided the policy is renewed within the specified period.

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