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A policy or agreement between the policyholder and the insurer is considered only after the realization of the premium. The premium is paid by the insurer who has a financial interest in the asset covered. The insurer will protect the insured from financial liability in case of loss.
HDFC ERGO General Insurance Company Limited is a joint venture between the Indian entity HDFC and the foreign German-based ERGO International AG which is one of the entities of the Munich RE Group based in Germany. The Company offers insurance products in the retail, corporate and rural sectors. The underwriting experience of the Munich RE group has helped the HDFC ERGO in providing the best discounts to its Indian customers while maintaining the loss ratio and at the same time settling the number of claims of the customers.
Future Generali India Insurance Company is one of the top-notch general insurance companies in India. Future Generali General Insurance is a joint venture between Future Group and Assicurazioni Generali. Future Generali Insurance Group started its operations in Sept 2007 and achieved a breakeven point after 6 years of operations.
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