How Does Health Insurance Work?

How to get reimbursements in case of treatment in non-network hospitals or denial of cashless facility?

Reimbursement of your claim can be obtained by applying for reimbursement facility after the treatment is done. Below are the steps to avail reimbursement claim from your health insurance provider.

Step 1: Intimate the insurance company regarding the claim and take a note of the “Claim reference number”. Fill the claim intimation form with the maximum details which form the first hand information provided by the customer regarding hospitalization.

Step 2: Submit all the necessary documents for claim processing which include:-

• Duly filled and signed original claim form.
  
• Valid Identity proof and address proof
  
• Doctor’s prescription advising diagnostic tests, medicine and consultation
  
• Original pharmacy bills
  
• Diagnostic tests, surgery bills and consultation as prescribed by the treating doctor
  
• FIR as required
  
• Ambulance receipts
  
• Any other document required to assess the claim
  

How Does Medical Insurance Work In India?

Health insurance is a legal agreement between insured and insurer. That protects you from paying the full costs of medical services when you're injured or sick.

how does health insurance work in india?

Health insurance is a type of insurance in which an insured person gets financial support from the insurer in case of hospitalization due to an accident or an illness and the insurance company will take care of all the medical expenses charged by the hospital in return they charge a small amount of premium in a regular interval to its customers. Best health insurance offers the highest health coverage for minimum premiums.

how health insurance works in india?

Health insurance is a type of insurance in which an insured person gets financial support from the insurance company in case of hospitalization due to an accident or an illness and the insurance company will take care of all the medical expenses charged by the hospital in return they charge a small amount of premium in a regular interval to its customers. Best health insurance offers the highest health coverage for minimum premiums.

What is a Health Card?

A health card is a card that comes along with the health policy which is similar to the identity card. This health card can be used to avail cashless hospitalization facility at any of the network hospitals. A health card mentions the name, age, contact details of the insured and the contact details of the TPA. In Case of emergency the insured customer can reach out to the numbers mentioned in the health card. E-health card can also be downloaded from the website and used for cashless hospitalization at any of the network hospitals.