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PolicyBachat provides you with different options to pay your insurance premium. You can pay using your Internet Banking, Credit or Debit cards, UPI or any other wallet such as Google Pay, Paytm, or PhonePe. Payments made through PolicyBachat are 100% safe, secure and reliable.
The premium is not paid directly to PolicyBachat. Instead, we are here to facilitate a smooth transaction between the insurance company and the customer. When you select an insurance company, their payment page will list the details for online payment. In case of any dispute regarding payment status, we can get the payment credit status from the insurance company for you. If the payment is not successful, the amount would be credited back to your account within 7 working days depending on the mode of payment.
Insurance Premium is calculated online these days with the help of computers and other digital equipment. In the starting days of insurance, the premium calculation was done manually and was given in writing. Some are the factors include for calculating insurance premiums are Make and Model, IDV (Insured Declared Value), Cubic capacity, NCB (No Claim Bonus), Loss Ratio, etc. by digital you will get the premiums manually.
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