Can I Claim Insurance For Bike Scratches?

What are the documents required for making a claim?

There are certain documents which are to be submitted to the insurance company to process your claim. These include:

• Original RC copy in case of Theft claim
• Driving licence of the driver at the time of accident
• Original policy copy
• Duly filled and signed claim form
• Description of the accident
• Cancelled cheque to process the payment
• FIR in case of theft claim
• Details of other vehicles involved or any third party claims which can arise in future.
• An estimate of the vehicle repair cost
• Repair bills and payment receipts.

How can I get claim if my bike is stolen?

There are many instances where bikes get stolen and the insurance claim is to be made. Below is the process to be followed to get the claim of your two wheeler bike insurance:

• Intimate your insurance company immediately regarding the stolen bike. It is advisable to note the claim intimation number given by the insurance company.
• Then file bike missing complaint with the local police station and get a FIR copy of the same.
• If the bike is not traced, then you can get non traceable certificate from the police and submit to the insurance company for further processing the claim.

How to Claim Bajaj Allianz Bike Insurance?

To claim your Bajaj Allianz bike insurance, you can follow these steps:

• In the case of an Accident or theft, inform Bajaj Allianz immediately by calling their toll-free number.
• To initiate the claim process, you will need to submit the required documents such as the claim form, a copy of your bike insurance policy, a copy of the registration certificate, driving license, FIR, and other relevant documents.
• Company appoints a surveyor to assess the damage to your bike and estimate the cost of repairs.
• Once the surveyor has assessed the damage, you can get your bike repaired at a network garage or any other garage of your choice.
• Bajaj Allianz will settle the claim as per the terms and conditions of your policy

How to Claim Bike Insurance?

In case of an accident or damage to your bike, you may need to make a claim on your bike insurance policy. Here are the steps to claim your bike insurance:

• Inform the insurance company
• File an FIR
• Submit the necessary documents
• Survey and assessment
• Approval of claim
• Settlement of claim.

How NCB Works in Insurance?

NCB (No Claim Bonus) is a discount offered by insurance companies on the renewal premium of a policy, as a reward for not making any claims in the previous policy period. The percentage of discount increases with every claim-free year, up to a certain limit. This means that if a policyholder does not make any claims in a year, they are entitled to a discount on their next year's premium. NCB can be transferred from one insurance company to another, in case the policyholder decides to switch insurers, provided the policy is renewed within the specified period.