Test Environment

Can I Borrow From My Life Insurance Policy?

Yes, you can borrow from your life insurance policy. The payments you make to your life insurance provider can be used to take out a loan in case of an emergency. Life insurance not only protects against death but also for maturity benefits and loans in emergencies.

When Can I Cancel My Bike Insurance Policy?

There are few situations in which you can cancel your bike insurance policy:

  • If you are not satisfied with the service provided by the insurance company after taking the insurance policy.
  • If you have taken a double policy for the same two wheeler bike. Two policies are active at the same time for a single bike.
  • If you have taken Comprehensive policy but wanted to take only Third party bike insurance.

How does PolicyBachat help me in my Two Wheeler Insurance Purchase?

PolicyBachat is the leading insurance web aggregator in the Indian insurance market space. We strive to help our customers reduce the amount of money they spend on insurance purchases with maximum coverage. We have a dedicated team of agents working round the day to ensure that our clients get the best two wheeler deals from insurance companies and also that the after sales service is maintained to satisfy the customers. PolicyBachat had tied up with all the major general insurance company to offer bike insurance to its customers at affordable premiums.

What is NCB in Two Wheeler Insurance Policy?

NCB is the no claim bonus given to the owner/driver at the time of renewal of bike insurance policy. The no claim bonus is given to those with nil claims reported in the previous years. The no claim bonus increases each claim free year and reaches a maximum of 50% from 0%. The no claim bonus is an extra discount given to the customer on the own damage section of the policy if there are no reported claims in the previous year. The NCB cannot be transferred from one person to another person if the bike is sold.

Which is the Best Two Wheeler Insurance Policy?

There are several reputable insurance providers in India offering two-wheeler insurance policies, such as HDFC ERGO, ICICI Lombard, Bajaj Allianz, and TATA AIG. It is recommended to compare policies from multiple insurers based on coverage, premium, and additional benefits. Look for a policy that offers comprehensive coverage, fits within your budget, and has a good reputation for settling claims promptly. It is also important to consider value-added services like 24x7 customer support, easy policy renewal options, and a cashless garage network while selecting the policy. It is not possible to determine the best two-wheeler insurance policy as it varies from person to person depending on their individual requirements.

How to Choose Best Two Wheeler Insurance Policy?

Choosing the best two-wheeler insurance policy involves several factors. Firstly, it is essential to determine the coverage needed, such as third-party liability, own-damage, theft, or natural disasters. Next, consider the premium amount and compare policies from multiple insurers to find the one with the best coverage and rates. Additionally, check the insurer's reputation, claim settlement ratio, and customer service experience. Look for insurers with a large network of garages for cashless claims settlement and easy claim process. Lastly, consider add-ons such as zero depreciation, personal accident cover, and much more. By considering these factors and researching the top insurers, you can choose the best two-wheeler insurance policy that meets your coverage needs and budget.

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Two Wheeler Brands

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  • ALLWYN
  • AMPERE
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  • APRILIA
  • ASHISH WHEELS KYOTO
  • BAJAJ
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  • BMW
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  • C M OVERSEAS
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  • DUCATI
  • ELECTROWHEELZ
  • ELECTRTHERM INDIA PVT LTD
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  • GLOBAL AUTOMOBILES PVT LTD
  • GO GREEN
  • HARLEY- DAVIDSON
  • HERO
  • HERO ELECTRIC
  • HERO HONDA
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  • INDIAN MOTORCYCLE
  • JAWA
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  • MIRACLE 5
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  • OREVA
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  • TRIUMPH
  • TVS
  • UM MOTORCYCLES
  • VIBGYOR VEHICLES
  • YAMAHA